Philip Mastellone is a financial advisor with Schwab Wealth Advisory in Jersey City, NJ. He holds a Series 66 designation and has four years of industry experience, including prior roles at Morgan Stanley. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co., focusing on asset allocation and investment selection with client authorization required for trades.

Andrew Kramer is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Schwab Wealth Advisory since 2015 and has been with Charles Schwab since 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standard asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance, while trades require client authorization.

Mitchell Smyth is a CFP® professional with 20 years of experience in financial advising, currently with Schwab Wealth Advisory Inc. since 2016. His prior roles include positions at USAA Financial Planning Services, USAA Investment Services Company, and Truist Investment Services, INC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and proprietary research, offering tailored recommendations without exercising discretionary trading authority.

Deviemattie Makkar is a CFP® and ChFC® credentialed financial advisor with four years of industry experience. She is currently with Schwab Wealth Advisory in Bellevue, WA, and has prior experience at Fidelity Investments and Anirude Andy LLC, as well as eight years at Weill Cornell Medical College. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Jonathan Wang is a Series 66 licensed advisor with seven years of industry experience, currently with Schwab Wealth Advisory, Inc. in Bellevue, WA. His prior roles include positions at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. He attended Purdue University from 2014 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm focuses on asset allocation and investment selection using internal research tools and standard models, with at-least-annual client reviews and recommendations tailored to individual goals and risk tolerance.

Scott Chuchla is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2017 and has been with Schwab Wealth Advisory since 2019. Prior to joining Schwab, he was associated with the St. Teresa of Avila Catholic Student Center for three years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s guidance is based on Schwab’s standard asset-allocation models and proprietary research, offering customized recommendations aligned with each client’s goals and risk tolerance.

John Paul Szabo is a financial advisor at Schwab Wealth Advisory with 17 years of industry experience. He holds the Series 66 designation and has previously worked at UBS Financial Services, Morgan Stanley Smith Barney, Morgan Stanley, and Citigroup Global Markets. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Meshia Greer is a CFP® with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her prior roles include positions at Charles Schwab Trust Bank, Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. She has also worked at the FDIC and Prairie View A&M University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program. The firm uses internal research and asset allocation models to tailor recommendations based on clients’ goals and risk tolerance, with trades executed only upon client authorization.

Benjamin Wooley is a financial advisor with Schwab Wealth Advisory, Inc. He holds a Series 66 designation and has 12 years of industry experience. Prior to his current role, he worked at Charles Schwab & Co., Inc. for eight years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses proprietary asset-allocation models and internal research tools to offer tailored recommendations, while trading activities require client authorization.

Erwin Cajamarca is a financial advisor with Schwab Wealth Advisory who holds a Series 63 designation and has 31 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 1996. Based in Orlando, FL, his career has been focused within the Schwab organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Mikel Hartman is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Charles Schwab since 2013 and with Schwab Wealth Advisory since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to offer tailored recommendations, focusing on guided investment decisions without discretionary trading authority.

Benjamin Fernandez is a CFP® with 18 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has also held roles at Charles Schwab & Co., Inc., Cambridge Investment Research Inc., Gugliuzza Law, P.C., and Valic Financial Advisors. He is based in Chicago, IL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, offering tailored recommendations without discretionary trading authority.

Madison O'Connor is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. Prior to joining Schwab, she held various roles including positions at RP Wealth Advisory and Charles Schwab & Co., Inc., and has academic experience with Purdue University’s Biology Department. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance is based on proprietary asset-allocation models and internal research tools, with client-authorized trades and at-least-annual portfolio reviews tailored to individual goals and risk tolerance.

Dominic Marco is a CFP® certificant with three years of experience in financial advising, currently with Schwab Wealth Advisory in Orlando, FL. His prior work includes roles at Charles Schwab and Vivint Smart Home. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on internal research and standardized asset-allocation models. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated money managers.

Kelly Arakaki is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Before joining Schwab Wealth Advisory in 2014, Arakaki worked at USAA Financial Planning Services and Massachusetts Mutual Life Insurance Company. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

Ryan Stango is a financial advisor with Schwab Wealth Advisory, Inc. in Orlando, FL, holding a Series 66 designation and 15 years of industry experience. His prior experience includes roles at Merrill Lynch, Pierce, Fenner & Smith Inc. and AXA Advisors, LLC. Outside of finance, he streams video games on Twitch Interactive, Inc., dedicating about 500 hours annually. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts overseen by third-party or affiliated money managers.

Mark Silverstein is a CFP® and Series 66-registered advisor with Schwab Wealth Advisory, Inc., based in Bellevue, WA. He has over 22 years of experience in financial services, including roles at UBS Financial Services and USAA Financial Planning Services. Outside of finance, he has entrepreneurial experience from running Wheelie Pop Brewing. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain referrals from Charles Schwab & Co., providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, with an emphasis on client goals and risk tolerance, while trades require client authorization.

Kristin Hayes is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various roles at Charles Schwab and TD Ameritrade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to tailor recommendations to clients’ goals and risk tolerance, with trades executed only upon client authorization.

Ming Cheung is a financial advisor at Schwab Wealth Advisory with 17 years of industry experience and holds a Series 66 designation. His career includes roles at Schwab Wealth Advisory, TD Ameritrade, Charles Schwab, Janney Montgomery Scott, Bank of America, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Reece Beckman is a CFP® professional with three years of industry experience, currently serving at Schwab Wealth Advisory Inc. in Indianapolis, IN. His work history includes roles at Charles Schwab, Westpoint Financial Group, and German American Investment Services, along with a decade in full-time education prior to entering the financial advisory field. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and CS&Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations focused on asset allocation and investment selection. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.