Sarah Burke is a financial advisor with Schwab Wealth Advisory in Chesterfield, VA, holding Series 63 and Series 65 licenses. She has three years of industry experience, including roles at Schwab Wealth Advisory, Charles Schwab & Co., Burke Estate & Tax Law, LLC, The Haley Law Group, LLC, and TIAA-CREF. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice follows Schwab’s standard asset-allocation models and internal research, with at-least-annual client reviews and recommendations tailored to individual goals and risk tolerance.

Douglas Gasser is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He previously worked at Merrill from 2016 to 2021. Outside of his advisory role, Gasser performs general handyman duties, including remodeling and caulking, through his engagement with Madhouse Properties LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm emphasizes tailored asset allocation and investment selection without exercising discretionary trading authority.

Nikola Stojanovic is a CFP® and CFA® credentialed advisor with 11 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and affiliated with Charles Schwab since 2014, working out of Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Hari Nair is a financial advisor at Schwab Wealth Advisory with 19 years of industry experience and holds a Series 66 designation. His prior experience includes roles at J.P. Morgan Securities LLC, Charles Schwab & Co., Inc., Fidelity, Chase Investment Services Corp., and Ameriprise. He is based in Chicago, Illinois. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s standard asset allocation models and internal research tools to guide investment selection, with client authorization required for trades.

Scott Watson is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the Series 66 designation and has worked at Schwab Wealth Advisory since 2020, with prior roles at Charles Schwab & Co., Townsend, and Waddell & Reed. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach uses Schwab’s proprietary asset-allocation models and research tools to deliver tailored recommendations with at-least-annual reviews.

Irvin Cartagena Jr. is a CFP® professional with 18 years of experience in the financial services industry. He currently serves as a financial advisor at Schwab Wealth Advisory, Inc., having previously worked at firms including JPMorgan Chase Bank NA, JPMorgan Securities LLC, Charles Schwab, and Equitable Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach involves asset allocation guidance and investment selection using Charles Schwab’s internal research tools and standard models, with trades executed only upon client authorization.

Timothy Anthony is a CFP® with nine years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, Bank of America, Merrill, and Charles Schwab & Co. He has experience working in both wealth management and financial services firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and related referrals. The firm utilizes asset-allocation models and internal research tools to tailor investment recommendations to client goals and risk tolerance, with trades executed only upon client authorization.

Connor Murphy is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2021. His prior experience includes roles at Fidelity Investments and New York Life Insurance Co. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.

James Young is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and with Charles Schwab since 2005. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Matthew Burnett is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2022. He previously worked at The Vanguard Group, Inc. from 2016 to 2020 and has been associated with Charles Schwab & Co., Inc. since 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection, with client authorization required for all trades.

Joseph Continelli is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at LifeWealth Investments, Madison Avenue Securities, AE Wealth Management, Bank of America, and TD Ameritrade. He is also involved in insurance sales through The LifeWealth Group. Schwab Wealth Advisory serves clients enrolled in its program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach uses Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Clayton Holloway is a CFP® professional affiliated with Schwab Wealth Advisory in Lone Tree, Colorado, with 27 years of industry experience. He has been with Charles Schwab and its advisory affiliates since 1999, including 14 years specifically at Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach uses Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations, with trades executed only upon client authorization.

Samantha Binz is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding CFP® and ChFC® designations and four years of industry experience. Her prior roles include positions at First Command Brokerage Services and American National Bank of Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerance.

Nathaniel Kahn is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and three years of industry experience. He has previously worked at Fidelity Investments, Charles Schwab, and First National Bank of Omaha. Kahn also serves as a Sergeant in the Army National Guard. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using Charles Schwab’s models and research tools, with at-least-annual reviews tailored to clients' goals and risk tolerance.

Rebecca Peterson Male is a CFP® professional with 20 years of experience in the financial services industry. She is currently with Schwab Wealth Advisory, Inc. and has previously worked at Charles Schwab, USAA Financial Planning Services, UBS Financial Services, and OneAmerica Securities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach utilizes asset-allocation models and internal research tools, offering tailored recommendations while maintaining client authorization for all trades.

Randy Azuogu is a CFA® charterholder with 10 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and with Charles Schwab since 2015. Based in Phoenix, AZ, he holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations, relying on client authorization for trade execution and typically suggesting separately managed accounts.

Bradley Eberendu is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 13 years of industry experience. His career includes roles at TD Ameritrade and Charles Schwab prior to joining Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools. The firm’s approach involves at-least-annual reviews tailored to client goals, with trades executed only upon client authorization.

Kristina Jeffries is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Charles Schwab and its affiliated entities since 2004. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on clients’ goals and risk tolerance, with trades executed only upon client authorization.

Ashley Monteverde is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2013. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice and financial planning. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, with trades requiring client authorization.

Seth Radler is a CFA® charterholder and holds a Series 66 license, with nine years of industry experience. He currently works at Schwab Wealth Advisory, Inc. and has previously held roles at Pacific Investment Management Company, PIMCO Investments, and Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach uses Charles Schwab’s asset-allocation models and research tools, offering at-least-annual reviews and tailored recommendations without exercising discretionary trading authority.