Melisa Benavidez is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Charles Schwab in various capacities since 1997, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, with recommendations tailored to individual client goals and risk tolerance.

Matthew Salafia is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Schwab Wealth Advisory with five years of industry experience. His prior roles include positions at Thrivent Financial and Thrivent Investment Management Inc. He is based in Edina, MN. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with client-directed trades and tailored recommendations aligned with individual goals and risk tolerance.

Julianne Gong is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2017. Her prior roles include positions at Hornor Townsend & Kent Inc. and Penn Mutual Life Insurance Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm focuses on guidance for asset allocation and investment selection, with trades executed only upon client authorization.

Tanya Black is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and 25 years of industry experience. She has been with Schwab Wealth Advisory since 2012 and associated with Charles Schwab & Co., Inc. since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on each client’s goals and risk tolerance, with trades executed only upon client authorization.

Anne Martin is a financial advisor at Schwab Wealth Advisory with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022. Prior to her financial career, she spent five years at Flix Brewhouse and eight years at Allied Solutions. Anne donates extra breast milk to a milk bank as a compensated activity. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance.

Marcus King Stockton is a CFP® professional with five years of experience in the financial industry, currently serving as an advisor at Schwab Wealth Advisory. His prior roles include positions at Charles Schwab & Co., Prudential Insurance Company of America, Travelers, Burns and Wilcox, and Allstate. Outside of his advisory work, he coaches youth basketball as a trainer. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Matthew Zepp is a CFP® professional with 29 years of industry experience, currently serving at Schwab Wealth Advisory since 2023. His background includes roles at Charles Schwab Bank, Charles Schwab, Fifth Third Securities, and Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s proprietary asset-allocation models and research tools, with investment decisions executed only upon client authorization.

Joshua Slagill is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has worked at Charles Schwab since 2021 and has prior experience in risk management and small business operations. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program, using proprietary asset allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Stephen Symsack is a CFP® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab & Co., Inc., TD Ameritrade, and commercial real estate firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s proprietary asset-allocation models and research tools to tailor recommendations to client goals and risk tolerance.

Timothy Grisby is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab Bank, TD Ameritrade, and MineSense Technologies. Grisby is based in St. Louis, MO. Schwab Wealth Advisory serves clients enrolled in its program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Simon Manoyan is a CFP®-certified financial advisor with 16 years of industry experience, currently affiliated with Schwab Wealth Advisory, Inc. in Chicago, IL. His prior roles include positions at Charles Schwab & Co., INC, CliftonLarsonAllen Wealth Advisors, LLC, and BKD Wealth Advisors, LLC. He serves on the board of his condominium association, participating in community governance and lifestyle improvement efforts. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing standardized asset-allocation models and internal research tools. The firm emphasizes client authorization for trade execution and typically recommends separately managed accounts managed by third-party or affiliated money managers.

Brian Miserlian is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2019, including roles at Schwab Wealth Advisory and prior positions with Fidelity and CapFinancial. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools. The firm provides tailored recommendations and executes trades only with client authorization.

Taylor Ayres is a CFP® professional with four years of industry experience, currently with Schwab Wealth Advisory, Inc. in Orlando, FL. Prior to this, Ayres held roles at several firms including Creative Planning, Cetera, Avantax, Merrill, and Bank of America. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to guide investment decisions, while trading occurs only with client authorization.

Colton Haydel is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and one year of industry experience. His previous roles include positions at JR Capital, Charles Schwab & Co., and other non-financial companies such as Epic Valet and Zen Shuttles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s internal research and asset-allocation models, offering tailored recommendations but requiring client authorization for trades.

Brijinder Grewal is a Series 65-credentialed financial advisor at Schwab Wealth Advisory with five years of industry experience. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., he worked at the Internal Revenue Service for 13 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice utilizes Schwab’s internal research tools and asset-allocation models, with service offerings including mutual funds, ETFs, SMAs, and alternative investments, while execution of trades requires client authorization.

Anne Nemeth is a CFP® professional with two years of experience in the financial advisory industry. She currently works at Schwab Wealth Advisory and Charles Schwab in Orlando, FL. Prior to this, she held roles at SECU, ABB, and Alpaca Audiology. Outside of her advisory work, she engages in reselling used items on an online platform. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab. The firm’s guidance is based on proprietary asset allocation models and internal research, with trades executed only upon client authorization.

Adam Lewis is a CFP® professional at Schwab Wealth Advisory with four years of industry experience. He previously worked at J.P. Morgan and has additional work history outside of financial services, including a role in catering. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, offering tailored recommendations and requiring client authorization for trades.

Heather Pape is a financial advisor at Schwab Wealth Advisory, Inc. with one year of industry experience and a Series 66 credential. She previously worked at LPL Financial LLC and Charles Schwab & Co., Inc., and has a background that includes roles in education and nonprofit organizations. Outside of her advisory role, she is a commissioned notary. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses model-driven asset allocation and research tools, offering tailored recommendations with at-least-annual reviews, while trades require client authorization.

Avery Prince is a financial advisor at Schwab Wealth Advisory with two years of industry experience and holds a Series 66 designation. Prior to joining the financial sector, Avery worked at Amazon for three years and has a background with American Income Life spanning nine years. Avery is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and internal research tools to guide investment selection and performs at-least-annual portfolio reviews tailored to client goals and risk tolerance.

Andrew Brown is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior roles include positions at Vanguard, Morgan Stanley, and Putnam Investments. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program, using asset-allocation models and internal research tools to tailor recommendations according to client goals and risk tolerance.