Preston Duppins III is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has prior experience at J.P. Morgan Securities, Morgan Stanley, and Fidelity Investments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to support client-directed investment decisions, conducting annual reviews without exercising discretionary trading authority.

David Johnson is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked within the broader Charles Schwab organization since 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice through standard asset allocation models and Schwab research tools, offering annual financial reviews and investment recommendations without exercising discretionary trading authority.

Chetana Munnangi is a CFP® certificant with three years of industry experience, currently serving at Schwab Wealth Advisory. She has worked at Charles Schwab since 2023 and previously held various roles in healthcare and rehabilitation services. In addition to her advisory work, she provides physical therapy services on a PRN basis at the Life Care Center of Stonegate. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, providing financial reviews, retirement planning, and investment recommendations based on Schwab’s proprietary research tools. The firm operates within the Schwab ecosystem and focuses on client-directed trading without exercising discretionary authority.

Whitney Williams is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Her prior experience includes roles at The Vanguard Group and USAA financial planning services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across a broad range of asset classes. The firm operates within the Schwab ecosystem and uses standard asset allocation models and Schwab research tools, with clients retaining final trading decisions.

Sasho Smileski is a financial advisor with Schwab Wealth Advisory, holding a Series 66 credential and six years of industry experience. He has worked at Charles Schwab & Co., Charles Schwab Bank, Bank of America, and Merrill. Outside of his advisory role, he owns residential rental properties in Washington. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations based on Schwab’s research tools and asset allocation models.

Stephen Carpenter is a Series 66 licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, where he has worked since 2020. He has a total of nine years of industry experience, including prior roles at Charles Schwab Bank and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, utilizing standard asset allocation models and research tools, while clients retain final trading decisions.

Anna Kramer is a CFP® and ChFC® with 27 years of industry experience. She is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., where she has worked since 2020. Prior to this, she held positions at USAA Investment Management Company and USAA Financial Planning Services. In addition to her financial advisory roles, she has served with the Maricopa County Elections Department since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, with discretionary management generally handled by affiliated or third-party money managers.

Derrick Carter is a CFP® professional affiliated with Schwab Wealth Advisory in Tysons Corner, VA, with 11 years of industry experience. His career includes roles at Schwab Wealth Advisory, Charles Schwab, and Fidelity Investments, where he spent seven years with Fidelity Personal and Workplace Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed investment decisions without discretionary trading authority.

Denis Cronin is a CFP® with 10 years of industry experience, currently serving at Schwab Wealth Advisory. His prior roles include positions at Raymond James Financial Services, Fleishel Financial Associates, Bank of America, and Merrill. He holds the Series 66 designation and works from Ormond Beach, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Ashley Hayworth is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including Schwab Wealth Advisory, TD Ameritrade, Charles Schwab, and Stifel Nicolaus. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm conducts annual financial reviews and offers investment recommendations while leaving final trading decisions to clients.

Nicholas Eppler is a CFP® professional at Schwab Wealth Advisory with three years of industry experience. He has held roles at several firms, including Charles Schwab & Co., Sonar Wealth, Edward Jones, and Fidelity Investments. Prior to his financial services career, he worked at Keyence Corporation of America for six years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with clients making final trading decisions and discretionary management handled by affiliated or third-party managers.

John Sullivan III is a Series 66 licensed financial advisor with 20 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been since 2025, and has prior experience at Charles Schwab and USAA Group. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments, with clients making final trading decisions, and it operates as an internal advisory unit within the Schwab ecosystem without directly charging clients fees.

Erica Williams is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and bringing nine years of industry experience. She has been with Charles Schwab since 2013 and joined Schwab Wealth Advisory in 2020. Prior to her financial services career, she worked with the Orlando Magic from 2011 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across a range of securities. The firm delivers advice through Charles Schwab’s asset allocation models and research tools, with clients retaining final trading decisions and SWAI conducting at least annual account reviews.

James Malm is a CFP® professional with seven years of industry experience currently serving at Schwab Wealth Advisory. His prior roles include positions at T. Rowe Price and First Command Financial Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Alice Ruiz is a CFP® with 16 years of industry experience, currently with Schwab Wealth Advisory. Her prior experience includes roles at Fidelity Investments, JP Morgan Securities LLC, and Wells Fargo Advisors. She holds a Series 66 license and is based in San Diego, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm focuses on delivering annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Carlton Stokes is a CFP® with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His work history includes roles at Charles Schwab and State Farm. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations within the Schwab ecosystem. The firm uses Schwab’s asset allocation models and research tools, with final investment decisions made by clients.

Michelle Sils is a financial advisor at Schwab Wealth Advisory with five years of industry experience. She holds Series 63 and Series 65 licenses. Her work history includes roles at Schwab Wealth Advisory, Charles Schwab & Co., Inc., and TD Ameritrade, as well as prior experience outside the financial industry with BMW and other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Schwab’s asset allocation models and research tools to recommend investments while clients retain final trading decisions, conducting annual reviews without discretionary trading authority.

Ryan Beesmer is a CFP® with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. His prior experience includes roles at Charles Schwab & Co., Inc., Lincoln Investment, and Fidelity Brokerage Services LLC. He also has experience outside of traditional finance, including involvement with a political campaign and a venture named Bowl and Barrel. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.

Kyle Vincent is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He has been with Schwab Wealth Advisory since 2020 and has also worked at Charles Schwab & Co., Inc. and Scottrade, Inc. prior to his current role. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services including annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates internally within the Schwab ecosystem, delivering advice based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Raci Yigitbas is a CFA® charterholder with 26 years of industry experience. He has been with Charles Schwab since 1999 and currently serves as an advisor at Schwab Wealth Advisory Inc., where he has worked for 14 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice without exercising discretionary trading authority.