Jason Young is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked with Charles Schwab since 1999 and has been with Schwab Wealth Advisory Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to guide investment decisions, with recommendations tailored to clients’ goals and risk tolerance.

Vincent Heck is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked with Schwab Wealth Advisory Inc. since 2015 and has been affiliated with Charles Schwab & Co. Inc. since 2008. Prior to that, he spent a year at USAA Investment Services Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach is based on Schwab’s proprietary asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Jonathan Vanderwerff is a CFP® with 12 years of experience in financial advisory. He currently works at Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc. His prior roles include positions at My Financial Coach, A-Advantage Tax and Financial Services, and Northwestern Mutual. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerance.

Xiaobing Guan is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm’s approach includes at-least-annual reviews tailored to client goals and risk tolerance, with trades executed only upon client authorization.

James Robertson is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory Inc. since 2018 and Charles Schwab & Co., Inc. since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to individual goals and risk tolerance.

Robert Hopkins is a CFP® and ChFC® credentialed advisor with 21 years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at Northwestern Mutual, Brighthouse Financial, Allstate Life Insurance, and MetLife Investors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach uses proprietary asset-allocation models and research tools to deliver tailored recommendations with client authorization required for trades.

Greggory Tabor is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2018. His prior experience includes roles at NYLIFE Securities LLC, New York Life Insurance Company, and Graybar Electric Co. Outside of finance, he was involved with RusTeak Restaurant and Wine Bar in 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach utilizes Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with client authorization required for trades.

Laura Sterling is a financial advisor with Schwab Wealth Advisory in Palm Coast, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab & Co., Inc. since 2005. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory (SWA) program. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection, with a focus on personalized recommendations aligned with clients’ goals and risk tolerance.

Nathan Morgan is a CFP® professional based in Charlotte, NC, with nine years of industry experience. He has worked at Schwab Wealth Advisory, Charles Schwab & Co., Fidelity Investments, Deutsche Bank, and served six years in the United States Navy Reserve. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment guidance uses Charles Schwab & Co.’s asset-allocation models and internal research tools, offering tailored recommendations aligned with clients’ goals and risk tolerance.

Keith Morales is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. He has held roles at Charles Schwab and its affiliated entities since 2020 and previously worked at USAA Investment Management Company and USAA Financial Planning Services for over a decade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using asset allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance. The firm executes trades only with client authorization and primarily recommends separately managed accounts.

Carlo Tashjian is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2022, following prior roles at Charles Schwab & Co., Inc., and other organizations including Sturgis Charter Public School and UMass Amherst. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations while requiring client authorization for trades.

Stephen Hartman Jr. is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2018, following a year at Morgan Stanley. Outside of his advisory role, he assists his brother-in-law with residential and commercial home remodeling projects in the Orlando area. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm uses internal research tools and standardized asset-allocation models to offer tailored recommendations, while executing trades only with client authorization.

Cameron Dechesaro is a CFP® professional with eight years of industry experience, currently affiliated with Schwab Wealth Advisory in Phoenix, AZ. He has been with Schwab Wealth Advisory Inc. since 2019 and Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Schwab’s standard asset-allocation models and internal research tools to deliver tailored recommendations, focusing on mutual funds, ETFs, separately managed accounts, and alternative investments.

Jamal Vinson is a financial advisor at Schwab Wealth Advisory with five years of industry experience and a Series 66 designation. His prior experience includes roles at Morgan Stanley and Charles Schwab & Co., Inc. He has also been involved with a nonprofit small business camp. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools to guide investment selection and wealth management consultations.

Stephanie L Her is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and nine years of industry experience. She has worked at Charles Schwab & Co., Inc. and Schwab Wealth Advisory Inc. since 2017, and previously at M.J. Smith & Associates. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. Its guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with personalized recommendations reviewed at least annually.

Mark Turner is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2018 and affiliated with Charles Schwab since 2015. He holds Series 63 and Series 65 licenses. Turner is also involved in managing a family holding company in Gilbert, AZ, unrelated to his investment work. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes asset-allocation models and internal research tools to offer tailored recommendations, with trades executed only upon client authorization.

Zachary Springer is a CFP® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has been with Schwab-related firms since 2019 and has held various roles including at New Horizons Financial Consult and Twin Lakes Recreation Center. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with annual reviews while client authorization is required for all trades.

Ami Beck is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and eight years of industry experience. She has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2018, and briefly at Raytheon before joining Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary Schwab asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Chi Duong is a financial advisor at Schwab Wealth Advisory in Lone Tree, Colorado, holding a Series 66 designation with one year of industry experience. Prior to joining Schwab Wealth Advisory, Duong has experience in education and entrepreneurial ventures including ownership of nail spa businesses. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on internal research and asset-allocation models.

Alexander Ellingboe is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Charles Schwab entities since 2014. Outside of his advisory work, Ellingboe is involved in managing a residential property in Denver as a long-term rental. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, offering tailored investment recommendations without exercising discretionary trading authority.