Erik Jensen is a CFP® professional with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. He has worked with several financial firms including Charles Schwab & Co., Inc., Ameriprise Financial Services, LLC, and Morgan Stanley Private Bank. Jensen’s background includes roles in both investment advisory and financial services firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Kacper Majerczyk is a CFP® and Series 66 registered advisor with Schwab Wealth Advisory, based in Orlando, FL. He has two years of industry experience, including roles at Schwab Wealth Advisory and Charles Schwab. Prior to his financial advisory career, he was self-employed and spent several years in education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with a distinctive fee and management structure compared to other enterprise wealth managers.

Scott Turner is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm emphasizes annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Jesse Switzer is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with Charles Schwab and its associated entities since 2007 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Schwab’s asset allocation models and research tools to recommend investments while leaving final trading decisions to clients, conducting at least annual reviews without discretionary trading authority.

Justin Richards is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado. He holds Series 63 and Series 66 licenses and has 13 years of industry experience. Richards has been with Schwab Wealth Advisory since 2016 and with Charles Schwab since 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools while leaving final trading decisions to clients.

Eric Kurth is a CFP® and CFA® with 17 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Indianapolis, IN. He has been with Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2016. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory (SWA) program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools while leaving final trading decisions to clients.

Jacob Mc Comb is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab and Huntington National Bank, among other positions. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm uses standard asset allocation models and Schwab research tools, with final trading decisions made by clients, and operates as an internal advisory unit within the Schwab ecosystem.

Jorje Godina is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at NYLIFE Securities LLC and New York Life Insurance Co. Since 2014, he has served as an aircraft loadmaster with the Texas Air National Guard. Additionally, he is the finance officer for Wings without Borders, a nonprofit charitable organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations through Schwab’s research tools and standard asset allocation models.

Simon Kunthara is a financial advisor at Schwab Wealth Advisory with one year of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Morgan Stanley, and other firms. Outside of his advisory role, he is the owner and partner of SiHa LLC, a real estate business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm serves individual clients within the Schwab ecosystem and does not exercise discretionary trading authority.

Christopher Berkland is a CFP® professional with 40 years of industry experience. He has been with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2015, based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations while leaving final trading decisions to clients.

John Everett is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He has 22 years of industry experience, including eight years at Charles Schwab and Schwab Wealth Advisory, and five years with Janus Management Holdings Corp and Janus Distributors LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Schwab’s standard asset allocation models and research tools to deliver investment recommendations, while clients retain final trading decisions.

Shawn Younglove is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked with Charles Schwab & Co., Inc. since 2018 and previously at US Bank. Outside of his advisory role, he operates a dog sitting business through an online app. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and asset allocation models.

Katherine Evans is a financial advisor with Schwab Wealth Advisory in San Diego, holding a Series 66 designation and one year of industry experience. She previously worked at Dunham & Associates Investment Counsel, Inc., Barton Associates, and Charles Schwab & Co., Inc. Outside finance, she has been involved with organizations including The Salvation Army Kroc Center-San Diego and Sun Devil Athletics. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm serves individual clients with investment recommendations and financial planning, while maintaining a distinct structure within the Schwab ecosystem and limiting discretionary trading authority.

Eric Labay is a CFP® professional with 28 years of industry experience, currently serving at Schwab Wealth Advisory. He has been with Charles Schwab and its affiliated entities since 1999. Labay also serves in the US Army Reserves, holding the rank of retired captain in the 88th Readiness Division. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab, focusing on client-directed investment decisions rather than discretionary management.

Javier Capetillo is a financial advisor with Schwab Wealth Advisory in Atlanta, GA, holding a Series 66 credential and three years of industry experience. His prior experience includes roles at Bank of America Merrill Lynch and Mariner Wealth Advisors. Outside of his advisory work, he is a managing member of an investment-related rental property holding company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on annual financial reviews and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Jeffrey Sferra is a CFP® with 17 years of experience in the financial services industry. He currently works at Schwab Wealth Advisory and Charles Schwab, having previously spent six years at Fidelity Investments. Outside of his advisory role, he and his wife manage a rental townhouse in Walnut Creek, California. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement planning, and investment recommendations delivered through Schwab’s asset allocation models and research tools.

Philip Thomas is a CFP® professional with 14 years of experience in the financial services industry. He is currently affiliated with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. in Indianapolis, IN. Thomas serves as a graduate advisor for the Iota Phi Theta Fraternity Incorporated, a nonprofit focused on philanthropy and educational services, and works as a FINRA arbitrator. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab's research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Ghazwan Ramlawi is a financial advisor at Schwab Wealth Advisory with 33 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with Charles Schwab and its related entities since 1994. Outside of finance, he is also involved in acting and modeling on a part-time basis. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations supported by Schwab research tools. The firm operates within the Schwab ecosystem and focuses on client-directed decisions rather than discretionary trading.

Tyler Watkins is a CFP® professional at Schwab Wealth Advisory with three years of industry experience. He joined Schwab Wealth Advisory in 2024 after working with Charles Schwab since 2022 and previously held a role at U.S. Tactical Security Solution. Outside of finance, he has been involved in providing private security services. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, serving clients through comprehensive financial reviews and investment recommendations guided by Schwab’s research tools and asset allocation models.

Ryan Vena is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and over 12 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2013 and has worked at Schwab Wealth Advisory since 2019. Outside of his advisory role, he operates a running coaching business called Humble Running. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations using Schwab’s proprietary research and asset allocation models.