Felix Cheng is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Schwab and its related entities since 1997, including 14 years specifically at Schwab Wealth Advisory. Outside of his advisory role, Cheng is involved in managing inherited commercial real estate holdings through a family company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standardized asset-allocation models and internal research, with trades executed only upon client authorization.

Kingsley Calvo Jordan is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at RW Baird and Thrivent Financial. Outside of finance, he was involved with Margron Skoglund Wine for five years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standard asset-allocation models and internal research tools.

Rakesh Patel is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. He has worked at Charles Schwab since 2017, including his current role at Schwab Wealth Advisory since 2021, and previously worked at TD Ameritrade from 2013 to 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab’s asset-allocation models and internal research tools to offer tailored guidance on a broad range of investment options, with trades executed only upon client authorization.

Matthew Beam is a CFP®, CFA®, and Series 66-registered financial advisor with Schwab Wealth Advisory in Orlando, FL. He has five years of industry experience, including roles at Schwab Private Client Investment Advisory, Charles Schwab Bank, and Finemark National Bank & Trust. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, with client recommendations tailored according to stated goals and risk tolerance.

Tracey Lehmer is a CFP® professional with 28 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2012. She has also been affiliated with Charles Schwab & Co., Inc. since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s proprietary asset-allocation models and internal research and includes guidance on a variety of investment vehicles, with client approval required for all trades.

David Cooper is a CFP® professional with 26 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has been affiliated with Charles Schwab and its related entities since 2015 and previously worked at Securian Financial Services for six years. Cooper also serves as a board member for Boys Town of Central Florida, a nonprofit charitable organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach is based on Charles Schwab’s asset-allocation models and research tools, offering tailored recommendations and utilizing third-party or affiliated money managers for separately managed accounts.

Richard Davidian is a CFP® professional with five years of experience in financial advisory roles. He is currently with Schwab Wealth Advisory, having previously worked at Charles Schwab, TD Ameritrade, MetLife, and Techtronic Industries. His background also includes a brief position outside finance at Jim's Firearms. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s guidance uses standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Aaron Ellison is a CFP®-certified financial advisor with Schwab Wealth Advisory, Inc. He has four years of industry experience and previously worked at The Oxford Club and Heritage Financial Consultants. He is based in Tampa, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm bases its recommendations on proprietary asset allocation models and internal research, offering tailored guidance on mutual funds, ETFs, separately managed accounts, and alternative investments.

Tina White is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has 19 years of industry experience. She has been with Charles Schwab and its affiliated entities since 2005, including nine years at Schwab Private Client Investment Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and financial planning based on Charles Schwab’s asset allocation models and internal research tools. The firm emphasizes client authorization for trades and provides tailored recommendations with at-least-annual reviews.

Matthew Murray is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 66 licenses and has 20 years of industry experience. Murray has been with Schwab Wealth Advisory since 2012 and has also worked at Charles Schwab & Co., Inc. since 2011, following an earlier tenure at Concourse Financial Group Securities, Inc. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on proprietary asset allocation models and internal research tools, offering customized recommendations reviewed at least annually.

Spencer Phillips is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc., Schwab Wealth Advisory Inc., and TD Ameritrade. Spencer is based in Austin, TX. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain clients referred by Charles Schwab & Co., providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Schwab’s proprietary asset allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Gayle Conrad is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado. She holds Series 63 and Series 66 licenses and has 11 years of industry experience. She has been with Schwab Wealth Advisory since 2016 and affiliated with Charles Schwab since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with client recommendations tailored to individual goals and risk tolerance.

Steven Hale is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Westlake, TX, bringing 10 years of industry experience. He previously worked at TD Ameritrade and Edward Jones before joining Schwab Wealth Advisory in 2021. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to clients' goals and risk tolerance and execution only upon client authorization.

Christopher Henson is a financial advisor with Schwab Wealth Advisory in Indianapolis, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on asset-allocation models and internal research tools, with recommendations tailored to individual goals and risk tolerance.

Kalyani Chandra is a financial advisor at Schwab Wealth Advisory with a Series 65 credential and one year of industry experience. Prior to joining Schwab, she worked for the Internal Revenue Service in the Estate & Gift Tax division for sixteen years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to deliver tailored recommendations, with trades executed only upon client authorization.

Michael Muldoon is a CFP® with eight years of experience in the financial services industry. He is currently an advisor at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. Prior to that, he held positions at firms including Legacy Wealth Management, Grove Point Investments, and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using proprietary asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Francis Brown is a financial advisor with Schwab Wealth Advisory, Inc. He holds a Series 65 designation and has been in the industry since 2025. Prior to joining Schwab Wealth Advisory, he worked at Brown Advisory from 2022 to 2025 and at Key Private Bank from 2012 to 2022. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and those referred by Charles Schwab & Co. The firm’s advice is guided by Schwab’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Juan Faget Aveledo is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Charles Schwab, Bank of America, Merrill Lynch, and Fidelity Investments. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on standard asset-allocation models and internal research, with client authorization required for trades.

Jacquelyn Coleman is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. She holds the Series 63 and Series 65 licenses. Her prior experience includes roles at Northwestern Mutual Investment Management and Charles Schwab. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is driven by Charles Schwab & Co.’s asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Derrick Presley is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He has been with Charles Schwab and its affiliated entities since 1996, including 10 years specifically with Schwab Wealth Advisory in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection, with trades conducted only upon client authorization.