Gregory Black is a financial advisor at Schwab Wealth Advisory with 30 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab and Schwab Wealth Advisory since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on internal research and asset-allocation models, with client trades executed only upon authorization.

Sharon Markovitz is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Charles Schwab and its affiliated entities since 2000, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach centers on asset allocation and investment selection guided by Schwab’s internal research and standard models, with trading conducted only upon client authorization.

Douglas Merrigan is a CFP® professional with 28 years of experience in the financial services industry. He currently works at Schwab Wealth Advisory and previously held positions at The Vanguard Group, LPL Financial, and Uvest Financial Services Group. Outside of his advisory role, he manages a rental property in Ocean Isle Beach. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach includes asset allocation guidance based on proprietary Schwab models and research, with trade execution requiring client authorization.

Christopher Johnson is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has held prior positions at Morgan Stanley, E*TRADE, Fidelity, and J.P. Morgan Securities. Outside of financial services, he assists with the bookkeeping and financial management of Echoes of Elegance, LLC, a retail business focused on restoring and selling antiques. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm uses proprietary asset-allocation models and internal research tools to guide investment selection, with client authorization required for all trades.

Carter Barrett is a CFP® professional with eight years of industry experience, currently with Schwab Wealth Advisory in Phoenix, AZ. His career includes roles at Charles Schwab & Co., Cetera, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection, guided by internal research tools and standard allocation models, with recommendations tailored to individual goals and risk tolerance.

Jessica Mayfield is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her prior roles include positions at Truist Advisory Services, Suntrust Investment Services, and Harrisdirect LLC. Outside of her advisory work, she manages rental properties as a landlord. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standard asset-allocation models and internal research, with client-authorized trades and regular portfolio reviews.

George Elliott is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been with Charles Schwab and its affiliates since 2010, including eight years at Schwab Wealth Advisory in Indianapolis, IN. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice utilizes Charles Schwab’s standard asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Bradley Hall is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab Wealth Advisory, Inc. since 2026 and Charles Schwab & Co., Inc. since 2022. Prior to his financial services career, he was involved with Colorado Springs Powersports and Equity Colorado Real Estate. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co. referred clients. The firm’s advice utilizes Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Matthew Beauregard is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2011, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations using asset allocation models and internal research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts managed by third parties or affiliated managers.

Michael Dempsey is a CFP® professional with 25 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2019. He has previously worked at Charles Schwab & Co., Inc. and TD Ameritrade, Inc. Outside of his advisory role, he manages rental property investments. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations according to client goals and risk tolerance.

Jacob Descoteau is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses. He has one year of industry experience and has worked at Schwab Wealth Advisory since 2026. Prior to that, he held positions at Charles Schwab & Co., Inc. and other companies in various roles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with client authorization required for all trades.

David Danvers is a CFP® professional with 29 years of industry experience. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2026, following a decade at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. His prior experience also includes a year at Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain CS&Co.-referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to guide investment selection and wealth management consultations.

Sebastian Galindo Sosa is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at The Vanguard Group and Wells Fargo. He holds Series 63 and 66 licenses and is based in Chicago, IL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research tools, with recommendations tailored annually to each client’s goals and risk tolerance.

Emily Harwood is a financial advisor with Schwab Wealth Advisory in Dallas, TX, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Charles Schwab and its affiliated entities since 2005. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and selected Charles Schwab-referred clients. The firm’s guidance relies on Schwab’s asset-allocation models and internal research tools, with client authorization required for trades and recommendations tailored annually to individual goals and risk tolerance.

Myra Lawson is a Series 66-credentialed financial advisor at Schwab Wealth Advisory with two years of industry experience. She previously worked at Keybank and Rio Grande, among other roles. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on proprietary asset-allocation models and internal research tools.

Kamil Rehman is a financial advisor with Schwab Wealth Advisory and holds Series 63, 65, and 66 licenses. He has 21 years of industry experience, including prior roles at Edward Jones, Woodbury Financial Services, and Morgan Stanley. Outside of finance, he owns and operates CurrentBuild Computer, a computer hardware business focused on design and marketing. Schwab Wealth Advisory serves clients enrolled in the SWA program and certain Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Brandon Akers is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at T. Rowe Price Investment Services, Confluence Financial Advisors, Fidelity, and T. Rowe Price Advisory Services. Outside of his advisory work, Akers co-manages a small portfolio of rental properties with his wife. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing asset-allocation models and internal research tools to deliver tailored recommendations without exercising discretionary trading authority.

Brian Latorre is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His career includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc. He is based in Redondo Beach, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance focuses on asset allocation and investment selection using internal research tools and standard asset-allocation models, with recommendations tailored to client goals and risk tolerance.

Thomas Burrell is a CFP®-certified financial advisor with nine years of industry experience. He has been with Charles Schwab Wealth Advisory since 2018 and has worked at Charles Schwab & Co., Inc. since 2016. Based in Lone Tree, CO, he holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on standardized asset-allocation models and internal research, offering tailored recommendations aligned with client goals and risk tolerance.

Teresa Schuelke is a Planning Consultant at Fidelity Investments, a role she has held since 2021. She has built a career in financial services, previously working as a Relationship Consultant, Investment Consultant, and Financial Service Advisor at Merrill between 2018 and 2021. Prior to that, Teresa served as a Financial Advisor at H. Beck Inc. from 2015 to 2017 and at Edward Jones from 2011 to 2015. Teresa focuses on providing financial education to clients, emphasizing the importance of understanding their money and how it works to help them achieve their financial goals. She fosters partnerships with clients to collaboratively create, implement, and monitor their financial plans. This approach reflects her commitment to making a difference in clients' lives. Outside of her professional work, Teresa enjoys family activities, social events with friends, movies, music, traveling, and writing.