Tyler Watkins is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. He has been with Schwab Wealth Advisory since 2024 and has prior work experience at Charles Schwab and U.S. Tactical Security Solution, where he provided unarmed security services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients, offering non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on Charles Schwab & Co.’s asset-allocation models and research tools.

Ryan Vena is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Schwab Wealth Advisory since 2019 and has prior experience at Charles Schwab Bank and Charles Schwab. Outside of his advisory work, he operates a running coaching business on weekends through an LLC he founded. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to tailor recommendations aligned with clients’ goals and risk tolerance.

Matthew Collins is a Series 66-licensed advisor with Schwab Wealth Advisory, Inc. in Lone Tree, Colorado, where he has worked since 2025. He has seven years of experience with Charles Schwab in various roles since 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm offers guidance on asset allocation and investment selection based on Charles Schwab’s proprietary research tools and standard models, with trades executed only upon client approval.

Agnieszka Skolik is a CFP® and holds a Series 66 designation, with 10 years of industry experience. She has been with Schwab Wealth Advisory Inc. and Charles Schwab since 2016, following a one-year role at FWM Legacy, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Melissa Kirchhofer is a financial advisor at Schwab Wealth Advisory with 28 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2012, having worked at Charles Schwab since 1995. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations with client-authorized trading and typically recommending separately managed accounts.

Brady Clar is a CFP® and CFA® professional with 26 years of industry experience. He has worked at Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc. since 2018, following prior roles at Morgan Stanley and Morgan Stanley Private Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing proprietary asset allocation models and research tools to tailor recommendations to individual goals and risk tolerance.

Natani Drati is a CFP® affiliated with Schwab Wealth Advisory, Inc. based in Jersey City, NJ, with two years of industry experience. His prior work includes roles at Charles Schwab & Co., Northwestern Mutual, JP Morgan, and Rick Hu. Outside of advisory work, he is involved in youth sports training, focusing on football and speed and agility for children under 16. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with trades executed only upon client authorization.

Blair Smith is a CFP®-certified financial advisor with two years of industry experience, currently with Schwab Wealth Advisory in Orlando, FL. Prior to this, Smith worked at Matthias Private Wealth, The Vanguard Group, and other financial firms. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on asset allocation models and internal research tools.

Jennifer Thurswell is a financial advisor with Schwab Wealth Advisory in Chicago, IL. She holds a Series 65 designation and has industry experience beginning in 2025. Her prior work includes five years at Harrison, LLP, one year at Katten Muchin Rosenman, LLP, and three years at Reed Smith LLP. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools, with client authorization required for trades.

Dean Loucka is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds the Series 66 designation and has worked at firms including UBS Financial Services, TD Ameritrade, and Charles Schwab. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Daniela Lopez Hernandez is a financial advisor with Schwab Wealth Advisory Inc., holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining Schwab, she worked at Lululemon and Target Corporation, and has experience in education spanning several years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab’s asset-allocation models and internal research, offering tailored investment guidance without exercising discretionary trading authority.

Westin Cox is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 designations and 12 years of industry experience. He has been with Schwab Wealth Advisory since 2016 and with Charles Schwab since 2013. Outside of his financial advisory role, he is involved in a gate fabrication business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and internal research, with recommendations tailored to individual goals and risk tolerance.

Landon Lau is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles including positions at Charles Schwab & Co., Inc. and H-E-B. Outside of his advisory work, he has been involved with Vypr Installations over several years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on standard asset-allocation models and Schwab’s internal research, offering tailored recommendations without exercising discretionary trading authority.

Jeremy Stone is a Certified Financial Planner® with 19 years of experience in the financial services industry. He has worked at Schwab Wealth Advisory Inc. since 2016 and previously held roles at TD Ameritrade and Edward Jones. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to guide asset allocation and investment selection, with trades executed only upon client authorization.

Carl Aschenbrenner is a CFA® with 11 years of industry experience. He currently serves as an advisor at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. Prior to this, he held roles at Fisher Investments, Whalen Wealth Management, HCR Wealth Advisors, and Composition Wealth. He co-trustees two separate property irrevocable trusts, overseeing investment decisions and trust administration. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co. referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with investment decisions executed only upon client authorization.

Elisha Torrance is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Irvine, CA. Their prior experience includes roles at JP Morgan Chase Bank, Columbia Private Bank, Morgan Stanley, and Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Schwab’s proprietary asset-allocation models and research tools to offer tailored recommendations, while trades require client authorization.

Jacob Buchman is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Fidelity Investments, Wells Fargo Clearing Services, TD Ameritrade, and Truist. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Tania Volk is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. She has worked with Charles Schwab and Schwab Wealth Advisory since 2004. Outside of her advisory role, she is involved in Life Recovery Wellness, a business focused on selling protein drinks and nutritional supplements to fitness-oriented customers. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on standard asset-allocation models and internal research tools, with client authorization required for trades and an emphasis on tailored recommendations aligned with individual goals and risk tolerance.

Jaime Rangel is a financial advisor at Schwab Wealth Advisory with 2 years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at Charles Schwab & Co., Ally Invest Securities LLC, and Capital One Investing, LLC. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, with tailored recommendations made at least annually.

Cade Steen is a CFP® with 21 years of experience in financial advising. He is currently with Schwab Wealth Advisory, Inc. and has held prior roles at Charles Schwab & Co., Inc., USAA Investment Management Company, and Ameriprise. He is based in Austin, TX. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s approach is based on Schwab’s standard asset-allocation models and internal research, offering tailored recommendations without discretionary trading authority.