Seth Bergquist is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including USAA Investment Management Company and USAA Financial Advisors, Inc. prior to joining Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with tailored recommendations delivered through annual reviews.

John Pettee is a CFP® professional with 25 years of experience in financial advising. He is currently with Schwab Wealth Advisory and has held various roles within Charles Schwab since 2013. Prior to that, he worked at USAA Financial Planning Services for eight years. Outside of finance, he performs as a guitarist and singer providing musical entertainment at local venues. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice relies on Charles Schwab & Co.’s asset-allocation models and internal research and involves client-authorized trades with at-least-annual reviews tailored to client goals and risk tolerance.

Rosa Kiphen is a CFP® professional with five years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. She has held roles at Charles Schwab & Co., TD Ameritrade, and First National Bank Texas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, utilizing asset-allocation models and internal research tools to tailor recommendations without exercising discretionary trading authority.

Maxx Soulliere is a CFP® professional with six years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. His background includes roles at Infinex Investments, Citizens First Bank, and AXA Advisors, among others. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using proprietary asset-allocation models and internal research tools to tailor recommendations according to client goals and risk tolerance.

William Kelly is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2016 and joined Schwab Wealth Advisory in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses asset-allocation models and internal research tools to tailor recommendations to each client’s goals and risk tolerance, with trades executed only upon client authorization.

David Bruno is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has worked with Charles Schwab and its affiliated entities since 2020 and previously held roles at USAA investment and financial planning services from 2011 to 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals from Charles Schwab & Co. The firm uses standard asset-allocation models and internal research tools to offer tailored guidance on asset allocation and investment selection, while client authorization is required for all trades.

Yulia Schneider is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. Her prior roles include positions at Vanguard Advisers and The Vanguard Group, Inc., as well as managing Schneider Wealth Management and working at Schneider & Associate, CPAs, PC. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s recommendations are based on Charles Schwab’s asset-allocation models and internal research, with services tailored to clients’ goals and risk tolerance.

Rudolph Saint Cyr is a CFP® professional with over 32 years of experience in the financial industry. He has been with Charles Schwab & Co., Inc. since 2005 and joined Schwab Wealth Advisory Inc. in 2016. Outside of his advisory work, he is also active as an actor and model and provides DJ services for private events. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and research tools to deliver tailored recommendations.

Albert Nisanov is a CFP®-designated financial advisor with 22 years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab & Co., Inc., where he has worked since 2026. Prior to that, he spent 20 years at The Vanguard Group, Inc. Outside the financial industry, Nisanov has experience owning and operating barber shops. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm employs proprietary asset-allocation models and research tools, offering recommendations tailored to clients' goals and risk tolerance without exercising discretionary trading authority.

Eric Borsoni is a financial advisor at Schwab Wealth Advisory with Series 65 and Series 66 credentials and 23 years of industry experience. His prior roles include positions at Morgan Stanley, Ameriprise Financial Services, and New York Life, as well as a 30-year career in the U.S. Marine Corps. Outside of financial services, he serves on the advisory board of Harlem Lacrosse of Baltimore, is a board member of the Maryland Lacrosse League, and works as an assistant varsity lacrosse coach for Howard County Public Schools. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in its program, using Charles Schwab’s asset-allocation models and internal research tools. The firm guides clients on investment selection and asset allocation while requiring client authorization for trades.

Alondra Arenas is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 credentials and one year of industry experience. She has previously worked at Charles Schwab & Co., Inc. and JPMorgan Chase & Co. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Angel Montano is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2006 and has held roles at Chase Investment Services Corp., Banc One Securities Corporation, and Strong Capital Management Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Shawn Davis is a financial advisor with Schwab Wealth Advisory Inc. in Orlando, FL, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has been associated with Charles Schwab since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm follows Charles Schwab & Co.’s asset-allocation models and internal research tools, offering tailored recommendations with annual reviews and emphasizing client authorization for all trades.

Colin Shedd is a CFA® charterholder with Series 66 registration and eight years of industry experience. He currently works at Schwab Wealth Advisory, where he has been since 2025, following prior roles at Citigroup, Bank of America, and Merrill. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm relies on Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without discretionary trading authority.

Adam Klopfenstein is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds the Series 66 designation and has previously worked at firms including Rocket Companies, Fidelity Investments, Merrill, Bank of America, and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab & Co.’s asset allocation models and internal research tools to deliver investment guidance, with trades executed only upon client authorization.

John Somerville is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on connecting all aspects of clients' financial lives to help them and their families prioritize and pursue the goals that matter most. John's expertise includes family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. He works with clients to plan for and fund education, ensure retirement lifestyle and healthcare costs are covered, and create personalized plans to achieve long-term family goals. He emphasizes simplicity and transparency in the wealth planning process. John holds a Bachelor's Degree from California State University - Long Beach and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He is involved with the Boy Scouts of America. Outside of work, John enjoys adventure sports, baseball, biking, boxing, golfing, hiking, pickleball, skiing, and spending time with his family.

Javonte Hubbard is a CFP® professional with six years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. His prior experience includes roles at Vanguard Advisers, Inc. and The Vanguard Group, Inc. He has also worked in various positions outside finance, including at Yelp Inc. and UC Merced. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, with trades executed only after client authorization.

Sha Vere Yarde is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, Yarde worked at Charles Schwab & Co., Inc. and has experience as a wholesale car dealer through Top Car Yarde LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab’s asset allocation models and internal research, offering tailored recommendations and oversight without exercising discretionary trading authority.

Julius Costanza is a financial advisor at Schwab Wealth Advisory with 22 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Schwab Wealth Advisory since 2017, having been associated with Charles Schwab since 2009. Outside the advisory business, he was involved with 4JS Uniforms Inc. for over a decade. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s standard asset-allocation models and internal research tools, with trades executed only upon client authorization.

Paula Dailer is a CFP® professional with 16 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2015. She has been affiliated with Charles Schwab in various capacities since 2011 and briefly worked at Allen & Company of Florida, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to guide investment decisions, emphasizing client authorization for trades and tailored annual reviews.