Bradley Beiswanger is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing five years of industry experience. He has worked at Schwab Wealth Advisory since 2025 and has been affiliated with Charles Schwab & Co., Inc. since 2020. His prior experience includes roles at Union Savings Bank, First American Title Insurance Company, and Ball State University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Robert Smith is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones from 2016 to 2021 before joining Schwab in 2021. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach utilizes Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations reviewed at least annually.

Tyler Leve is a CFP® with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. He has been with Charles Schwab & Co. since 2018 and Schwab Wealth Advisory since 2021. Outside of his advisory role, he is the Vice President of Sales and Marketing at Coastline Media Distribution, overseeing magazine and advertising distribution in the Space Coast area of Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach includes asset allocation guidance and investment selection tailored to client goals, with trades executed only upon client authorization.

Zupei Yu is a CFA® charterholder with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. Located in Irvine, CA, Zupei previously worked at Edward Jones and Transpacific Financial Inc. from 2018 to 2025, and also has experience at Cal State Fullerton. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Terrence Joebchen is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at Charles Schwab, Gwfs Equities, Fidelity Brokerage Services, Vail Corporation, Starbucks Coffee Company, and Rockwell Collins. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, delivering tailored recommendations with client authorization required for trades.

Brent Hines Jr. is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. His background includes roles at Charles Schwab, Fidelity Brokerage Services, and Albertsons Companies. Outside of finance, he works as a voice actor, recording and editing audio for various client projects. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on individual goals and risk tolerance.

Dominic Bragg is a Certified Financial Planner (CFP®) with eight years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked for five years, and previously held roles at Fidelity Investments and Van Lanschot Kempen. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance focuses on asset allocation and investment selection, using Charles Schwab & Co.’s standard models and research tools, with recommendations tailored to each client’s goals and risk tolerance.

Benjamin Osborne is a CFP® practitioner based in Charlotte, NC, with five years of industry experience. He currently works at Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having previously worked at Linden Thomas Advisory Services and The Vanguard Group. His background also includes positions in consulting and academia. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses standard asset-allocation models and internal research tools to offer tailored recommendations, while trades require client authorization.

Marco Quintana is a financial advisor at Schwab Wealth Advisory with a Series 65 designation and experience spanning roles at Schwab Wealth Advisory, Charles Schwab & Co., Inc., and the U.S. Treasury Department’s IRS. He began his advisory career in 2025 following 13 years at the IRS. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs Charles Schwab’s asset-allocation models and research tools to deliver tailored guidance on investments while requiring client authorization for trades.

Kurt Schluter is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, where he has worked since 2016. He has 11 years of industry experience, including roles at Charles Schwab since 2014. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Brett Billenstein is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. His prior experience includes roles at USAA, Ally Invest, The Vanguard Group, and GC Education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is guided by internal asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Zachary Sechkar is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and approximately one year of industry experience. Prior to joining Schwab Wealth Advisory, he held roles at Raymond James and Magna AIM Systems and has spent significant time in full-time education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach involves tailored asset allocation and investment recommendations driven by internal research and standard models, with trades executed only upon client authorization.

Scott Cranston is a financial advisor at Schwab Wealth Advisory, Inc. in Indianapolis, IN, holding Series 63 and Series 66 licenses with eight years of industry experience. He has been with Schwab Wealth Advisory since 2022 and has worked at Charles Schwab & Co., Inc. since 2018. Prior to joining Schwab, he was affiliated with IUPUI from 2016 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice focuses on asset allocation and investment selection based on Schwab’s proprietary models and internal research, with an emphasis on client authorization for all trades.

Mary Goesel is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. She has held previous roles at Charles Schwab & Co., Facet Wealth, TIAA-CREF, Bank of America, Merrill, and Banc Of America Investment Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Ernie Holloway is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab, Charles Schwab Bank, and Scottrade, Inc. He also serves as vice-president of the North Tarrant Parkway Homeowners Association. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset allocation models and internal research, offering tailored recommendations reviewed at least annually.

Andrew Peters is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2008. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with client authorization required for trades.

Thomas King is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 66 designation and has been with Charles Schwab and its affiliated entities since 2022. His work history also includes roles outside the financial sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research tools, offering tailored recommendations with client authorization for trades.

Joseph Mccarthy is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and six years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2019 and was previously employed by Whole Foods Market for six years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance combines asset allocation, investment selection, and tailored recommendations based on Schwab’s research tools, with trades executed only upon client authorization.

Benjamin Lucas is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Dunham & Associates Investment Counsel, Inc. and Janney Montgomery Scott. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research tools, with investment selections executed only after client authorization.

Jesse Thurman is a CFP® professional at Schwab Wealth Advisory, Inc. with eight years of industry experience. His background includes roles at The Vanguard Group, Inc., Commonwealth Financial Network, and Freedom Trail Financial before joining Schwab Wealth Advisory in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach is based on standardized asset-allocation models and internal research tools, emphasizing client authorization for trades and tailored recommendations aligned with each client’s goals and risk tolerance.