Nathan Carmany is a CFP® professional with 25 years of industry experience, currently serving at Schwab Wealth Advisory since 2022. Prior to this, he worked at Watermark Wealth Management, LLC for six years and was involved with Uberkuhl Designs for a decade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client education and tailored investment guidance without discretionary trading authority.

Reynaldo Sandoval is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked with Charles Schwab and its affiliates since 2014 and serves as a sergeant in the United States Marine Corps. Sandoval also works seasonally as a driver for a local logistics company in the Phoenix area. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and customized investment recommendations using Schwab’s research tools and standard asset allocation models.

Barnabas Choe is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. and Quicken Loans. In 2023, he was associated with Ubiquitous Bookkeeping Services LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools.

Benjamin Pearce is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked within the Charles Schwab organization since 2011, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not engage in discretionary portfolio management directly.

Robert Wright is a CFP®-certified financial advisor with 15 years of industry experience, currently with Schwab Wealth Advisory in Atlanta, GA. His prior experience includes roles at Advocacy Wealth Management, E*TRADE, and Fidelity. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on non-discretionary advice without exercising discretionary trading authority.

Brian Alessandrini is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2017. He has been associated with Charles Schwab since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab, focusing on client education and periodic reviews without exercising discretionary trading authority.

Brian Cribbs is a CFP® professional at Schwab Wealth Advisory with 19 years of industry experience. He previously worked at Bank of America, Merrill, and Charles Schwab affiliates. Outside of his advisory role, he sells personal items on eBay and Mercari. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to deliver investment recommendations while clients retain final trading decisions.

Madison O Rourke is a financial advisor at Schwab Wealth Advisory with four years of industry experience. She holds a Series 66 designation and has worked in various roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. Outside of her advisory career, she was involved with SDS Lacrosse LLC, supporting season ticket holder services and game day operations. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a range of asset classes. The firm operates within the Schwab ecosystem and delivers advice through standardized asset allocation models and research tools, with clients retaining final trading decisions.

Cedric Knight is a CFP® with 26 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2012. He has been affiliated with Charles Schwab since 1999 and previously was involved with I. Knight Florida Highwaymen Art LLC for 12 years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab, delivering advice without discretionary trading authority and primarily serves individual clients rather than institutional accounts.

Hallie Fraze is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and less than one year of industry experience. Prior to joining Schwab, she held various roles at companies including Target, University of North Texas, and Oklahoma State University Dini. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm operates within the Charles Schwab ecosystem, delivering advice through standard asset allocation models without discretionary trading authority.

Eloy Leal is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. He previously worked at TIAA and TIAA-CREF for 17 years and has held various roles within the Charles Schwab organization since 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending investments while clients make final trading decisions.

Michael Foster is a financial advisor at Schwab Wealth Advisory with 7 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2022. Prior to that, he was involved with Naviigo LLC, where he served as CEO overseeing the development of a travel experience mobile app. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s research tools and standard asset allocation models. The firm conducts annual reviews without exercising discretionary trading authority, operating as an internal advisory unit within the Schwab ecosystem.

Jane Espinosa is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. She holds Series 63 and Series 65 registrations and has been with Charles Schwab since 2012, including six years at Schwab Wealth Advisory. Based in Orlando, FL, she provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program. Schwab Wealth Advisory, Inc. delivers investment recommendations and financial planning services through an annual review process, utilizing Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority over client accounts.

Zachary Fisher is a financial advisor at Schwab Wealth Advisory with Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Schwab Wealth Advisory in 2022, he worked at Charles Schwab and Levi Strauss & Co., and has also been affiliated with the University of North Texas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem using proprietary research tools and standard asset allocation models, without exercising discretionary trading authority over client accounts.

Tanya Heyn is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2021. Her prior roles include positions at Charles Schwab, USAA Investment Management Company, and USAA Financial Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations utilizing Charles Schwab's research tools and standard asset allocation models, with final trading decisions made by the clients.

John Lindell is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 12 years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2021 and previously at Bank of America and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations utilizing Schwab’s research tools and standard asset allocation models.

James Reuter is a financial advisor at Schwab Wealth Advisory with Series 63 and 66 registrations and two years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab and Edgewater Family Wealth. He also has experience in the food service industry and works as a server at Big Fin Seafood. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to deliver investment recommendations, with final trading decisions made by clients.

Rachel Schmidt is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and one year of industry experience. She has worked at Charles Schwab & Co., Inc. and Cetera-affiliated firms. Outside of her advisory role, she serves as adjunct faculty at Grand Canyon University, grading engineering coursework. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s proprietary research tools, with clients retaining final trading decisions.

Derek Shadick is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at Charles Schwab since 2018 and previously held roles at E*TRADE Capital Management LLC and E*TRADE Securities LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, focusing on serving individual investors rather than institutional clients.

Christopher Blohm is a financial advisor with Schwab Wealth Advisory who holds the Series 63 and Series 66 designations and has 25 years of industry experience. His work history includes roles at Charles Schwab, J.P. Morgan Securities, and Scottrade. He also has experience teaching at Post University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients, operating as an internal advisory unit within the Schwab ecosystem.