Nikolaus Lancaster is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and three years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also has experience at Charles Schwab & Co., Inc. since 2022. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Carlos Solano Monestel is a CFP® certificant with 11 years of industry experience. He currently works at Schwab Wealth Advisory and has previously held positions at Citigroup and JP Morgan. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. Its investment guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with personalized recommendations tailored to clients’ goals and risk tolerance.

Stephen Meyer is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked with Charles Schwab & Co., Inc. since 2009 and joined Schwab Wealth Advisory in 2019. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

Randy Tran is a financial advisor at Schwab Wealth Advisory, Inc. with three years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored to individual client goals and risk tolerance.

Taylor Mc Main is a CFP® professional with 11 years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked for one year. His prior experience includes roles at Beacon Pointe Advisors and Charles Schwab-affiliated entities over the past decade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, offering annual reviews and guidance on various investment options without exercising discretionary trading authority.

Gregory Mikesell is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63, Series 65, and Series 66 licenses and having 17 years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2015, with previous roles at Thrivent Investment Management and Ronald Blue & Co., LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, focusing on asset allocation and investment selection using Charles Schwab & Co.’s internal research tools and standard asset-allocation models.

Gabriel Hanselman is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Lone Tree, CO. He has been with Schwab Wealth Advisory since 2012 and has prior experience at Cetera Advisors LLC and Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach relies on asset allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Alex Beck is a CFP® professional with 16 years of industry experience. He currently works at Schwab Wealth Advisory and previously spent 14 years with THE Vanguard Group, Inc. His background includes extensive experience in financial advisory services within well-established firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients. The firm uses standardized asset allocation models and internal research tools to deliver tailored recommendations, primarily utilizing mutual funds, ETFs, separately managed accounts, and alternative investments.

Edmund Job is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior work includes roles at TD Ameritrade Investment Management, Fidelity, Merrill, and Ameriprise. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Matthew Magdich is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2008, as well as Wells Fargo Investments earlier in his career. Based in Indianapolis, IN, he has been with Schwab Wealth Advisory since 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset allocation models and internal research tools to tailor recommendations in alignment with clients’ goals and risk tolerance, with trades conducted only upon client authorization.

Yaroslav Lisheba is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds the Series 66 designation and has worked at Schwab Wealth Advisory since 2021, following prior roles at Charles Schwab & Co., Northwestern Mutual, and The Ohio State University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, offering tailored recommendations with client authorization required for trades.

Jacob Howard is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2019. Prior to his current role, he spent a year at Grand Canyon University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm emphasizes asset allocation guidance based on Schwab’s internal research and uses a model-driven approach with personalized recommendations and at-least-annual reviews.

Roxana Farrar is a Series 66-licensed financial advisor at Schwab Wealth Advisory with 15 years of industry experience. Before joining Schwab in 2025, she worked at Morgan Stanley for four years and Ameriprise Financial Services for 14 years. Outside of her advisory role, she is a co-owner of a family restaurant business with her husband. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with trades executed only upon client approval.

Ammiel Banayat is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked with Schwab Wealth Advisory since 2019 and concurrently serves as a Captain and Company Commander in the Arizona Army National Guard, focusing on explosive ordnance disposal operations. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing asset allocation models and internal research tools to deliver personalized recommendations without discretionary trading authority.

David Finger is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and one year of industry experience. He has been with Schwab Wealth Advisory since 2026 and has prior experience at Charles Schwab & Co., Inc. and Right Start Mortgage, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients in the Schwab Wealth Advisory program and certain clients referred by Charles Schwab & Co., focusing on asset allocation and investment selection tailored to individual goals and risk tolerance. The firm uses proprietary asset-allocation models and research tools while trades require client authorization.

Sean Hansen is a CFP® professional with 16 years of experience in the financial services industry. He currently works at Schwab Wealth Advisory, Inc. and has been with Charles Schwab in various capacities since 2017. Prior to that, he was involved with Creative Financial Designs and CFD Investments Inc. Outside of his advisory role, he owns a single-family rental property in Indianapolis. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Mac Kenzie Stine is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2022, following two years at TD Ameritrade. Prior to his financial advisory roles, his work history includes positions at Shallow River Emporium and 5 Gallons Diner. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and research tools and involves client-authorized trades with annual reviews tailored to individual goals and risk tolerance.

Sydney Bianchi is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various roles within Charles Schwab and its affiliates since 2019. Prior to joining Schwab, she held positions at Macy's and Indiana University-related organizations. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s guidance focuses on asset allocation and investment selection aligned with client goals and risk tolerance, utilizing proprietary research tools and offering at-least-annual portfolio reviews.

Wendy Farrissey is a CFP® professional with 24 years of experience in the financial services industry. She currently works at Schwab Wealth Advisory, Inc. and has held roles at Charles Schwab & Co., Inc. and Northern Trust, among other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection, executing trades only with client authorization.

David Zuniga is a CFP® with 27 years of experience in financial advisory services. He is currently with Schwab Wealth Advisory, where he has worked since 2025, and has held various roles at Charles Schwab & Co., Inc. and USAA-affiliated companies over the past two decades. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referral clients. The firm’s approach includes guidance on asset allocation and investment selection, relying on Charles Schwab & Co.’s asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.