Allie Trimble is a CFP® professional with six years of industry experience, currently advising at Schwab Wealth Advisory. She previously worked at The Vanguard Group and Kennedy Investment Group. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Connor Gianoli is a financial advisor with Schwab Wealth Advisory. He holds a Series 66 designation and has one year of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab and An Exceptional Life Financial, and also has experience in roles outside of finance including at Chipotle Mexican Grill and Jimmy Johns. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach utilizes Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Michael White is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN. He holds Series 63 and Series 66 registrations and has 20 years of industry experience, including 14 years with Schwab Wealth Advisory and a total of 20 years with Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment approach uses standard asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Jose Martinez Jr. is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, TIAA, Morgan Stanley, Merrill, Chase Investment Services, PNC Wealth Management, Harrisdirect LLC, and E*Trade. Outside of finance, he owns Jack Turner Watches LLC, an online wristwatch retail business operating through multiple e-commerce platforms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset allocation models and internal research, with investments executed only upon client authorization.

Stephen Lee is a CFA® charterholder and holds a Series 66 license with four years of industry experience. He currently works at Schwab Wealth Advisory and previously held roles at Charles Schwab & Co., Inc., IIYGroup LLC, and Research Affiliates. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm emphasizes asset allocation and investment selection based on Schwab’s internal research and standard models, with recommendations tailored to individual client goals and risk tolerance.

Brian Fox is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has worked previously at TIAA-CREF and T. Rowe Price Advisory Services, Inc. Outside of his financial career, he serves as a soccer referee for the United States Soccer Federation in Colorado. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with client-tailored recommendations and at-least-annual reviews.

Ollie Kirkpatrick is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab and its affiliated entities since 1999. His career includes over a decade at Schwab Private Client Investment Advisory and currently at Schwab Wealth Advisory. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Eric Struble is a Financial Consultant currently working at Fidelity Investments since 2023. In his role, he focuses on building long-term relationships with clients by helping them define their financial goals and guiding them through comprehensive wealth and retirement income planning strategies. Eric has accumulated experience in the financial industry starting as a Financial Planner at Prudential Financial from 2016 to 2020. He then held roles at Fidelity Investments including Investment Solutions Consultant from 2020 to 2021 and Planning Consultant from 2021 to 2023 before his current position. He holds insurance licenses in Arkansas and California. Outside of his professional work, Eric's personal interests include beach activities, family activities, golf, hiking, and parenthood.

Karen Chin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. She has been with Schwab entities since 1997, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to deliver tailored recommendations, with services focused on guidance rather than discretionary trading.

Cathryn Sandborn is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and three years of industry experience. Her career includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, and involvement with several organizations across education, hospitality, and nonprofit sectors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Schwab’s proprietary asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Charles Bevan is a CFP® and holds a Series 66 license with three years of industry experience. He is currently with Schwab Wealth Advisory Inc. in Charlotte, NC, having previously worked at Vanguard Marketing Corporation, The Vanguard Group, Inc., and Wells Fargo Bank. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with reviews tailored to clients’ goals and risk tolerance.

Gun Esen is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1999, joining Schwab Wealth Advisory in 2012. Esen is based in Indianapolis, IN. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with personalized recommendations aligned to client goals and risk tolerance.

David Nieto is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2017 and with Charles Schwab since 2014. He holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice utilizes standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Gregory Perkin is a Certified Financial Planner (CFP®) with 27 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked with Charles Schwab since 1998. Outside of his advisory role, he is also active as a freelance musician. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations according to client goals and risk tolerance.

Martin Czerwonka is a financial advisor at Schwab Wealth Advisory with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at USAA Financial Advisors and USAA Investment Services Company. Outside of his advisory work, he manages a cabin rental through Airbnb on a limited basis. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools. The firm typically recommends separately managed accounts and does not exercise discretionary trading authority.

Matt Lybarger is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He has held roles at Schwab Wealth Advisory Inc. since 2020 and at Charles Schwab & Co., Inc. since 2018, following two years at Scottrade. He holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach is based on standard asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Darryl Devlugt is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab and its affiliated advisory firms since 2006. Based in Orlando, FL, he has been with Schwab Wealth Advisory Inc. since 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools to tailor recommendations, while client authorization is required for all trades.

Patrick Ru is a CFA® charterholder with 21 years of industry experience. He currently works at Schwab Wealth Advisory and has prior experience with Neuberger Berman, JPMorgan Securities LLC, and JPMorgan Chase Bank NA. He holds ownership interests in investment entities related to his former employer, Neuberger Berman, though he is not active in those businesses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and research tools, with investment decisions executed only upon client authorization.

Bryan Olson is a CFA® charterholder with 27 years of industry experience. He is currently a financial advisor at Schwab Wealth Advisory, where he has worked since 2018. His prior experience includes roles at Windhaven Investment Management and ThomasPartners, Inc. Outside of his advisory work, Olson serves on the investment committee for Weber State University, overseeing the university endowment’s adherence to governance policies. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s standardized asset allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Donald Dupont Jr. is a CFP® professional with 19 years of industry experience. He is currently an advisor at Schwab Wealth Advisory, where he has worked since 2022, and has held several roles at Charles Schwab and USAA over the past 16 years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using asset-allocation models and internal research tools while executing trades only with client authorization.