Lawrence Tunnell is a CFP® professional with 12 years of experience in the financial industry. He has been with Charles Schwab since 2011 and currently works at Schwab Wealth Advisory in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab. The firm uses proprietary asset allocation models and internal research tools to guide investment selection, with recommendations tailored to clients' goals and risk tolerance.

Jason Rogers is a CFP® certified financial advisor with seven years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at firms including Fisher Investments, Merrill Lynch, and Bank of America. Outside of his advisory role, he is involved in financial services through a DBA and engages in life and health insurance sales. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance.

Justin Scalcucci is a CFP® professional at Schwab Wealth Advisory with five years of industry experience. He has worked at Schwab Wealth Advisory since 2023 and has been with Charles Schwab & Co., Inc. since 2020. Prior to that, he was employed at Protective Life Corporation from 2016 to 2020. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in its SWA program and certain Charles Schwab-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance.

Cole Bialek is a financial advisor at Schwab Wealth Advisory, holding Series 63 and Series 66 licenses with three years of industry experience. His background includes roles at Schwab Wealth Advisory Inc., Charles Schwab, The Porch, and Rufenacht Commodities, among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program as well as certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to deliver tailored recommendations, with trades executed only upon client authorization.

Moosah Dowlatabadi is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab, Charles Schwab Bank, SmartPath, and E*TRADE Securities. Outside of his advisory work, he coaches youth soccer with the United Futbol Academy Metro Atlanta. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s standard asset-allocation models and internal research, offering tailored recommendations and conducting at-least-annual reviews.

Daniel Munger is a CFP® with six years of industry experience currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab, Fidelity Investments, Prudential Insurance Company of America, and American International Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach uses standard asset-allocation models and proprietary research tools, offering tailored recommendations without exercising discretionary trading authority.

Erica Ngo is a financial advisor at Schwab Wealth Advisory, Inc. with eight years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab & Co., Inc. in various roles since 2012. Her prior experience includes working at Barrister Title Services, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses asset-allocation models and internal research tools to offer tailored recommendations, while executing trades only with client authorization.

Crystal Huggins is a CFP® professional with 20 years of industry experience, currently serving at Schwab Wealth Advisory. Her prior roles include positions at J.P. Morgan Securities LLC, Instacart, Missionsquare Retirement, and Wells Fargo. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.'s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Melia Baker is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2020. Prior to her current role, she worked in various positions including roles in the restaurant and retail industries. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, with trade execution requiring client authorization.

Jacob Nordquist is a CFP® with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Phoenix, AZ. He has been with Schwab Wealth Advisory since 2025 and has previously worked at Charles Schwab & Co., Inc. Outside of finance, he has experience working in the restaurant industry, including time at Gen Korean BBQ and PK Shabu. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is guided by Schwab's internal research and standard asset-allocation models, with a focus on tailored recommendations and client authorization for trades.

Monica Zwipf is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her career includes roles at KeyBank and various affiliated investment services firms. She serves as secretary for Bradys K9s, a nonprofit organization focused on vesting police dogs, and is also a self-published author of a children’s book titled "The Magic of Different Brains." Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research, with client-directed trading and at-least-annual portfolio reviews.

Joseph Lopez is a CFP®-credentialed financial advisor with 14 years of industry experience. He is currently with Schwab Wealth Advisory in Austin, TX, where he has worked since 2019, following prior roles at USAA Investment Management Company and USAA Financial Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools to tailor recommendations according to client goals and risk tolerance.

Timothy Zabelin is a CFP®-certified financial advisor with 35 years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab & Co., where he has worked since 2021. His prior roles include positions at TD Ameritrade and Fidelity. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools to guide investment decisions.

Americo Garcia is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 65 credentials and has one year of industry experience. Prior to his current role, he has worked at Charles Schwab & Co., Inc., Chase, and Publix in various capacities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Stephen Watkins is a financial advisor with Schwab Wealth Advisory Inc., holding a Series 66 designation and 23 years of industry experience. His previous roles include positions at Morgan Stanley and UBS Financial Services. He is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset-allocation models and research tools to offer tailored recommendations, with an emphasis on client authorization for trades and annual review processes.

Jonathan Dodd is a CFP®-designated financial advisor with 22 years of industry experience. He is currently with Schwab Wealth Advisory, Inc., and has previously worked at Avantax Advisory Services and Wells Fargo Investments. He serves as a board member for his local homeowners association. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, with customized recommendations reviewed at least annually.

Carey Muloma is a financial advisor with Schwab Wealth Advisory in Indianapolis, holding a Series 66 designation and 17 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2009, including tenure at OptionsXpress, Inc. from 2016 to 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, executing trades only with client authorization.

Alexander Barrios is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His career includes roles at Charles Schwab, Transamerica Capital, AllianceBernstein, and RBC Capital Markets. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach emphasizes asset allocation and investment selection guided by Charles Schwab & Co.’s research and standard models, with client authorization required for all trades.

Evgeniya Komarova is a CFP® and Series 66 professional with seven years of industry experience. She is currently with Schwab Wealth Advisory Inc. and Charles Schwab, having previously worked at Bank of America and Merrill. Komarova is based in Tysons Corner, VA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm relies on Charles Schwab & Co.’s asset-allocation models and research tools to offer tailored recommendations, with trades executed only upon client authorization.

Abigail King is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab since 2023. Prior to her advisory role, she was involved in education and operated the Learn 2 Rip Surfing and Ocean Academy. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s guidance relies on Schwab’s asset-allocation models and internal research tools, with client authorization required for all trades.