Matthew Labar is a financial advisor at Schwab Wealth Advisory, Inc. in Orlando, FL, holding a Series 66 designation with two years of industry experience. His career includes prior roles at Charles Schwab and Berkshire Hathaway Guard. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s standard asset-allocation models and research tools. The firm’s advice is tailored to client goals and risk tolerance and includes trade execution only with client authorization.

Harold Scull III is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including USAA Financial Planning Services and TD Ameritrade. He has been with the Schwab organization since 2020. Schwab Wealth Advisory serves clients enrolled in its SWA program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s proprietary asset-allocation models and internal research tools.

Kraig Jackson is a CFP® professional at Schwab Wealth Advisory with 11 years of experience in the financial services industry. He has worked at several prominent firms, including The Vanguard Group, PNC Investments, Bank of America, and Merrill. Jackson is based in Charlotte, NC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm utilizes proprietary asset allocation models and internal research tools to guide investment selection and offers tailored recommendations through annual reviews.

Martha Prather is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked at Schwab Wealth Advisory since 2018 and has been affiliated with Charles Schwab since 2016. Her other business activities include involvement in a family real estate business. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on standardized asset-allocation models and internal research tools.

Kinley Kisselbaugh is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience and holds Series 63 and Series 66 licenses. Kinley has worked at Charles Schwab-affiliated firms since 2012, including Schwab Private Client Investment Advisory and currently Schwab Wealth Advisory since 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations, primarily involving mutual funds, ETFs, separately managed accounts, and alternative investments.

Natalie Kotroba is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding the Series 63 and Series 66 designations and bringing 26 years of industry experience. She has worked at various entities within Charles Schwab since 2004, including Schwab Wealth Advisory since 2019. Kotroba serves as a member of the finance committee at St. Mary Magdalen Catholic School, where her children are enrolled. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools while executing trades only with client authorization.

Cheryl Bodwin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Charles Schwab and its affiliated entities since 1999, including 14 years specifically at Schwab Wealth Advisory. Outside of her advisory role, she owns a rental property in Peoria, Arizona. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program as well as select Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and wealth management consultations. The firm’s advice is based on Schwab’s standard asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance.

Gregg Niesyty is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63, 65, and 66 licenses and has 29 years of industry experience. Before joining Schwab Wealth Advisory in 2026, he worked with Schwab Wealth Advisors and Charles Schwab & Co., Inc. since 1999. He serves as a board member of the Park Meadows Metropolitan District, overseeing community improvements funded by a sales tax levy. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standard asset-allocation models and internal research tools to guide investment selections, with trades executed only upon client authorization.

Barry Kaiman is a financial advisor with Schwab Wealth Advisory in San Francisco, CA, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Fidelity Investments, Vanguard, TIAA-CREF, LPL Financial, Citizens Securities, and Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach relies on standard asset-allocation models, internal research tools, and at-least-annual reviews tailored to individual goals, while trades require client authorization and management often involves third-party or affiliated money managers.

Corryn Barry is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, she worked at Charles Schwab since 2021 and held various other roles including positions in TM Trenching and retail. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s asset-allocation models and internal research tools.

Joseph Biscardi is a financial advisor with Schwab Wealth Advisory, Inc. He holds the Series 65 and Series 66 licenses and has 11 years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Allianz Life Financial Services and American Century Investment Services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools.

Katherine Garrus is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012, having worked with Charles Schwab since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on individual goals and risk tolerance.

Chelsea Owens is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She has worked at Charles Schwab and its affiliated entities since 2014, including Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, with a focus on tailored recommendations and oversight consistent with each client’s goals and risk tolerance.

Ryan Sullivan is a CFP® with 14 years of industry experience, currently serving as a financial advisor with Schwab Wealth Advisory, Inc. He has worked with Charles Schwab & Co., Inc. since 2022 and previously spent ten years at TD Ameritrade, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm employs Charles Schwab’s asset-allocation models and research tools to offer tailored investment guidance, with trades executed only upon client authorization.

James Lauterbach is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Charles Schwab and its affiliated firms since 2000, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection and conducts at-least-annual reviews tailored to each client's goals and risk tolerance.

Soren Van Houten is a CFP® credentialed advisor with five years of industry experience, currently serving at Schwab Wealth Advisory. He previously worked at The Vanguard Group and has a background that includes roles in financial services and education. Outside of his advisory work, he operates an e-commerce business selling clothing through Mercari and eBay. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research, with trades executed only upon client authorization.

Briana James is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing two years of industry experience. Prior to her current role, she worked at Charles Schwab & Co., Inc., Jim Bridges State Farm, and Betsy Cole Farmers Insurance. Outside of finance, she designs and produces handmade art pieces, managing related content and sales through Etsy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on standardized asset allocation models and research tools, offering at-least-annual reviews tailored to client goals without exercising discretionary trading authority.

Rene Aranda is a CFP® professional with 24 years of industry experience, currently serving at Schwab Wealth Advisory since 2025. His prior experience includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, and USAA Investment Management Company. Outside of his advisory work, he has been involved with AdvoCare, a health and wellness company, as a distributor of nutritional and sports performance products. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset allocation models and internal research, with recommendations tailored to each client’s goals and risk tolerance.

Trevor Aldrich is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Scotlynn Group and Charles Schwab & Co., Inc. Prior to his advisory career, he managed Aldrich Landscape Inc. for ten years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.–referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering personalized recommendations without exercising discretionary trading authority.

Raquel Raiten is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked within Charles Schwab-affiliated firms since 2017. Her prior experience includes a role at State Collection Service. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research.