John Talleur is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, having worked within various Charles Schwab entities since 2015. His experience spans roles at Schwab Wealth Advisory Inc., Schwab Private Client Investment Advisory, Inc., and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with client authorization required for trades.

Andie Rose is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Phoenix, AZ, and has one year of industry experience. Prior to joining Schwab, she worked at Fidelity Investments for two years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s standard asset-allocation models and internal research tools. The firm manages over $218 billion in client assets and offers tailored recommendations without exercising discretionary trading authority.

Shannon Knight is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at Charles Schwab since 2006, as well as prior roles at KeyBanc Capital Markets and Prudential Equity Group. Outside of her advisory work, she is involved in the management of Nickel Plate Clothing Company LLC, overseeing marketing, pricing, and distribution. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to individual client goals and risk tolerance.

Bradley Reese is a CFP® and ChFC® with 21 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and has held roles at Charles Schwab and Co., TD Ameritrade Inc., and Merrill. Reese is based in Westlake, Texas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Hannah Krumreich is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her career includes roles at Charles Schwab Bank, JP Morgan Securities, and Fidelity Brokerage Services. She holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm emphasizes asset allocation and investment selection guided by proprietary research and standard models, with client authorization required for trades.

John Kissam is a CFP® certificant with eight years of experience in financial services, currently serving at Schwab Wealth Advisory, Inc. He has prior experience at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, LLC, Wells Fargo Bank, N.A., and Lyft. Outside of advisory roles, Kissam is the managing member of Treehaus LLC, a non-investment-related real estate business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, with client-directed trade execution and portfolios often managed by third-party or affiliated money managers.

Darrell Wollmer is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory Inc. since 2022, with prior experience at Charles Schwab & Co., Inc. and Twin Rivers Golf Club. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on proprietary asset-allocation models and research tools, with recommendations tailored to individual client goals and risk tolerance.

Jeffrey Burrell is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Bank of America, N.A., and Merrill. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with tailored recommendations and trades executed only with client authorization.

Melody Chamberlain is a financial advisor with Schwab Wealth Advisory. She holds Series 63 and Series 66 licenses and has nine years of industry experience. Before joining Schwab Wealth Advisory in 2025, she worked at Charles Schwab since 2017 and previously operated MC2 Home Inspection for ten years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and research tools, delivering tailored recommendations without exercising discretionary trading authority.

Pamela You is a Financial Consultant I at Fidelity Investments, where she provides customized financial planning services. She has been with Fidelity since 2025 and previously worked as a Financial Solutions Advisor at Merrill Lynch from 2022 to 2025. Pamela's expertise includes taxation and financial planning, supported by her educational background. She holds an MBA and a Master's degree in Accounting. Pamela also holds a California Insurance License, which supports her work in financial consulting. Her professional approach focuses on assisting clients through various life stages and significant changes. Outside of her professional commitments, Pamela enjoys golf, reading, running, tennis, and yoga.

Sean Mc Namara is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has worked within Charles Schwab-related entities since 2014, including nine years at Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on standardized asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Emanuel Guillen is a CFP® and Series 66-licensed financial advisor with Schwab Wealth Advisory in Orlando, FL. He has three years of industry experience, including roles at Schwab Wealth Advisory and Charles Schwab since 2023. Prior to entering the financial industry, he worked in education and managed a seafood market. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using standardized asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Aaron La Point is a financial advisor with Schwab Wealth Advisory Inc. in Lone Tree, CO, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with Charles Schwab and its affiliates since 1999 and with Schwab Wealth Advisory since 2012. Outside of his advisory role, he is a part owner of a healthcare services business specializing in integrative health and sports. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s standard asset-allocation models and internal research tools, with client authorization required for trades.

Jared Hoffman is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and 10 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2017 and has been with Charles Schwab since 2016. Prior to his financial services career, he was involved with Waterway Gas & Wash Co. for 16 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm offers guidance on asset allocation and investment selection using Charles Schwab’s internal research and standard models, with client authorization required for all trades.

Shawn Robinson is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at Charles Schwab since 2015 and Curian Capital from 2013 to 2015. Robinson is based in Oconomowoc, Wisconsin. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach uses Charles Schwab’s asset-allocation models and internal research tools, offering guidance on asset allocation and investment selection while requiring client authorization for trades.

Michelle Halliday is a CFP® professional with 10 years of experience in the financial services industry. She currently works at Schwab Wealth Advisory, where she has been since 2026, and previously held roles at Charles Schwab Bank and Charles Schwab & Co., Inc. Michelle holds the Series 66 license and is based in Austin, TX. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using proprietary models and research tools, with recommendations tailored to individual client goals and risk tolerance.

Elizabeth Duran is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and 14 years of industry experience. Her prior work includes roles at Wells Fargo Bank, Merrill, and Bank of America. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm offers tailored recommendations with at-least-annual reviews and operates with a large scale and distinct operational structures compared to many peers.

Mubera Madar is a CFP® professional with 26 years of experience in the financial services industry, currently serving at Schwab Wealth Advisory since 2022. She has been with Charles Schwab since 2000. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance relies on Schwab’s proprietary asset-allocation models and research tools, offering tailored recommendations reviewed at least annually.

Jayme Cross is a CFP® professional with 27 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. Since 2022, she has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc., following a 17-year tenure at TIAA and a brief period at LPL Financial. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, with an investment approach guided by Schwab’s proprietary asset-allocation models and internal research tools.

Stefan Azcarate is a CFP® professional at Schwab Wealth Advisory with seven years of industry experience. He has previously worked at Charles Schwab and JPMorgan Chase in various roles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s advice utilizes Charles Schwab & Co.’s asset-allocation models and internal research tools, with an emphasis on client-goal alignment and risk tolerance.