Adam Hendrickson is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 65 and Series 63 licenses and bringing nine years of industry experience. His prior roles include positions at Ameriprise Financial Services and Northwestern Mutual Investment Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations based on standardized asset allocation models and Schwab research tools.

Jeanine Borger is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining Schwab Wealth Advisory in 2022, she worked at The Vanguard Group from 2011 to 2022. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Malka Alzayani is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and four years of industry experience. She has previously worked at Fidelity Investments, New York Life Insurance Company, NYLIFE Securities LLC, and Bloomberg LLP. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed investment decisions without discretionary trading authority.

Stephen Bauer is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 66 and Series 63 licenses and two years of industry experience. He has been with Schwab Wealth Advisory since 2025 and has prior experience at Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations primarily delivered through Schwab’s standard asset allocation models and research tools.

Cottrell Smith is a financial advisor at Schwab Wealth Advisory with a Series 65 credential and three years of industry experience. He previously worked at Wells Fargo and the U.S. Department of the Treasury/Internal Revenue Service. Outside of his advisory role, Smith is involved in real estate and property management through ownership of two related businesses in Oakland, California. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its services.

Christian Mc Entire is a CFP® with 10 years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab since 2022, following prior roles at J.P. Morgan Securities and Fidelity. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Patrick Kilkenny is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has three years of industry experience, including roles at Charles Schwab & Co., Inc. and Schwab Wealth Advisory. Prior to entering the financial industry, his work experience includes positions in retail and hospitality sectors and a period as a student at Arizona State University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes standard asset allocation models and Schwab research tools to deliver investment recommendations, with final trading decisions made by clients.

Jacob Wilder is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2022. Prior to his current role, he was involved with The Long Drink Company and Kilroy's on Kirkwood. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Thomas Travaglini is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Prior to joining Schwab Wealth Advisory in 2022, he worked at Charles Schwab and Co., Inc. and has experience in the hospitality industry with Omni Hotels. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Jin Sub Hwang is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2017, following two years with Fidelity Brokerage Services. Outside of advising, he is involved in leasing a second home in Dallas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and customized investment recommendations using Schwab’s research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, distinguishing its model from many enterprise wealth managers.

David Abed Rabboh is a CFP®-credentialed financial advisor with 19 years of industry experience, currently affiliated with Schwab Wealth Advisory in Westlake, TX. His career includes roles at TD Ameritrade and Scottrade prior to joining Charles Schwab and Schwab Wealth Advisory in 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations while clients retain final trading decisions.

Vincent Tang is a financial advisor at Schwab Wealth Advisory with 17 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. Tang has been with Schwab Wealth Advisory since 2012 and has been associated with Charles Schwab since 2008. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers services including annual financial reviews, retirement planning, and investment recommendations, utilizing Charles Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Dennis Beard Hammond is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds a Series 66 designation and has worked at Schwab Wealth Advisory, Charles Schwab & Co., and Ameriprise Financial. His background also includes roles in education and nonprofit services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

Mitchell Mahoney is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding the Series 63 and Series 66 credentials and bringing eight years of industry experience. His prior roles include several positions within Charles Schwab and Fidelity Investments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers services such as annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools.

Justin Free is a financial advisor with Schwab Wealth Advisory, holding CFP® and Series 66 credentials and 15 years of industry experience. His prior roles include positions at Morgan Stanley, Wells Fargo Clearing Services, Bank of America, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

Caitlyn Brophy is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, and has seven years of industry experience. She has held positions within Charles Schwab & Co., Inc. since 2018, including roles at Charles Schwab Bank and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Cuthbert Mbewe is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab and its Schwab Wealth Advisory division since 2017, following prior roles at SunTrust Investment Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools to recommend investments across various asset classes. The firm operates as an internal advisory unit within Charles Schwab and does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.

Evon Harris is a financial advisor at Schwab Wealth Advisory with 21 years of industry experience. He holds a Series 66 designation and has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2021, and previously at TD Ameritrade from 2016 to 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a variety of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many other enterprise wealth managers.

David Landrum is a financial advisor at Schwab Wealth Advisory with one year of industry experience. He holds a Series 66 designation and has been with Schwab Wealth Advisory since 2026, having prior roles at Charles Schwab & Co., Inc., Charles Schwab Bank SSB, and several other non-financial firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing it from many other enterprise wealth managers.

Timothy Bickley is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. His career has included multiple roles within the Charles Schwab organizations since 2013. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using proprietary research and standard asset allocation models to support client decision-making while not exercising discretionary trading authority.