Richard Keiser is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and nine years of industry experience. His previous roles include positions at Charles Schwab & Co., Fidelity Investment, Empower Advisory Group, TIAA-CREF, and Wells Fargo Clearing. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach utilizes Charles Schwab’s asset-allocation models and research tools, offering tailored recommendations reviewed at least annually.

Chadwick Kieper is a CFP® professional with five years of industry experience, currently serving at Schwab Wealth Advisory Inc. He has been with Charles Schwab & Co., Inc. since 2020 and joined Schwab Wealth Advisory in 2024. His background includes service in the United States Marine Corps Reserve from 2014 to 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s approach centers on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Nassiratou Chabi is an advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing four years of industry experience. Her background includes roles at Charles Schwab & Co., Inc., Nordstrom Bank, UPlight, Catholic Charities, and American Lifestyle. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s standard asset-allocation models and internal research tools. The firm offers tailored guidance on asset allocation and investment selection, with client authorization required for trade execution.

Chadi Mneiny is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He previously worked at The Vanguard Group for nine years before joining Charles Schwab & Co., Inc. in 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

George Pennock is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His career includes multiple roles within Charles Schwab entities since 2000. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with a focus on personalized recommendations aligned with client goals and risk tolerance.

Randall Sims is a CFA® charterholder with 24 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2015. He previously owned a construction business, Master Restorations Limited, which has ceased operations. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s proprietary asset-allocation models and research tools to tailor recommendations based on individual goals and risk tolerance.

Joseph Sparks is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and two years of industry experience. He has worked at Schwab Wealth Advisory, Charles Schwab & Co., FORVIS, LLC, and Ronin Inc. Outside of finance, he was involved with Anarchy Axe Throwing from 2019 to 2022. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on proprietary asset-allocation models and research tools, with tailored recommendations reviewed at least annually.

Reade Achilli is a CFP® professional with three years of industry experience, currently serving with Schwab Wealth Advisory. His prior roles include five years at Bank of America and earlier positions at UBS Financial Services and MSI Financial Services. He holds Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain referred clients. The firm relies on Charles Schwab & Co.’s asset-allocation models and internal research to tailor recommendations based on client goals and risk tolerance.

Hunter Giboney is a CFP® professional with 13 years of industry experience and is currently with Schwab Wealth Advisory Inc. in Phoenix, AZ. He has worked at Charles Schwab and Schwab Bank since 2017, and has prior experience at Ameriprise Financial Services, Zeiders Enterprises, and AllState Insurance Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools to deliver tailored recommendations, with trades executed only upon client authorization.

Drake Holley is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He previously worked at TIAA-CREF Individual & Institutional Services, LLC and has held roles related to Colorado State University and Foresters Financial. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools to guide personalized investment decisions.

James Feldman is a CFP® with 26 years of experience in the financial industry. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2026, and has a background that includes roles at Charles Schwab & Co., Navy Federal Financial Group, Southwest Funding, and USAA Financial Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm focuses on tailored recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Greer Henderson is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, Henderson worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2022 to 2025, and held positions at Morgan Stanley and E*TRADE Securities from 2020 to 2022. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice relies on Charles Schwab’s asset allocation models and internal research tools, with personalized recommendations and annual reviews tailored to clients’ goals and risk tolerance.

Lakyia White is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds a Series 66 designation and has worked at various Schwab entities since 2019, including Schwab Wealth Advisory, Schwab Private Client Investment Advisory, and Charles Schwab & Co. Prior to joining Schwab, she held roles at Asset Campus Housing, ReMax Cortiers, Servitas Management Company, Fluent, Zipcar, and Texas A&M University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s recommendations are based on Schwab’s internal research tools and asset-allocation models, with client trades executed only upon authorization.

Rylee Good is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and based in Phoenix, AZ. Good has been with Schwab Wealth Advisory and Charles Schwab-related firms since 2025, following prior experience working at Barro's Pizza and completing full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations according to each client’s goals and risk tolerance, while trades require client authorization.

Jonathan Sears is a CFP® professional with 18 years of experience in financial advisory roles. He currently works at Schwab Wealth Advisory and has previously been employed by Charles Schwab and J.P. Morgan Securities, LLC. Sears is based in Chicago, IL, and holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select referred clients. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools to deliver personalized recommendations, with trades executed only upon client authorization.

Lana St.John is a financial advisor with Schwab Wealth Advisory Inc. She holds Series 63 and Series 66 designations and has 36 years of industry experience, including 35 years with Charles Schwab. She has been with Schwab Wealth Advisory since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and research tools, focusing on personalized recommendations consistent with clients’ goals and risk tolerance.

Lydia Geisler is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds the Series 63 and Series 66 credentials and has worked at various Charles Schwab entities since 2014. Outside of her advisory role, she manages a rental property in Carrollton, Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset allocation models and research tools, with investment decisions made only upon client authorization.

Kirby Massey is a CFA® charterholder and holds a Series 66 license, currently serving as a financial advisor with Schwab Wealth Advisory in Orlando, FL. He has five years of industry experience, including roles at Charles Schwab & Co., Addition Financial, and the University of Central Florida. Massey has been with Schwab Wealth Advisory since 2024. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach centers on asset allocation and investment selection guided by internal research and standard models, with client authorization required for all trades.

Brayan Fernandez Montenegro is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and two years of industry experience. He has been with Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2024. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach utilizes Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

John Huss is a financial advisor with Schwab Wealth Advisory who holds the Series 63 and Series 66 designations and has 28 years of industry experience. He has been with Charles Schwab since 1998 and with Schwab Wealth Advisory since 2012. Outside of his advisory role, he co-owns Lyric Entertainment LLC, which operates a small-town weekend movie and show venue in Faulkton, South Dakota. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, with tailored, at-least-annual reviews and recommendations aligned to clients’ goals and risk tolerance.