Tyler Gatlin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab & Co., Inc., Taylor Morrison Homes, Lokal Homes, and CalAtlantic Homes. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, recommending allocations without discretionary trading authority, and does not directly charge clients fees.

Gerrard Raymond is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Charles Schwab since 2013. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Charles Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Tina Ye is a CFP® and Series 66 accredited financial advisor with Schwab Wealth Advisory, bringing 16 years of industry experience. She has worked at Schwab Wealth Advisory and Charles Schwab since 2022, following nine years at MML Investors Services LLC and Massmutual Life Insurance Company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, with discretionary management typically handled by affiliated or third-party managers.

David Vincent is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2012. He has worked at Charles Schwab & Co., Inc. since 2010. Based in Phoenix, AZ, his credentials include Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standardized asset allocation models and research tools while clients retain final trading decisions.

Nikko Barela is a CFP® professional at Schwab Wealth Advisory with seven years of industry experience. He has previously worked at J.P. Morgan Securities, Fidelity Investments, and Empower, among other firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Schwab’s asset allocation models and research tools to deliver investment recommendations while leaving final trading decisions to clients.

Roseal Stewart is a CFP® professional with four years of industry experience, currently serving at Schwab Wealth Advisory, Inc. She previously worked at Charles Schwab Bank, SSB and TD Bank, N.A. Outside of her financial advisory role, she provides rideshare services as a Lyft driver. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, focusing on investment recommendations and annual financial reviews without discretionary trading authority.

Scott Schramm is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 registrations and bringing 26 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has been affiliated with Charles Schwab since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations while clients retain final trading decisions. The firm operates as an internal advisory unit within the Schwab ecosystem and uses Schwab’s research tools and asset allocation models to guide its advice.

Victor Nuncio is a financial advisor with Schwab Wealth Advisory in Westlake, TX. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Charles Schwab, ICompeteX, and H&M Hennes & Mauritz. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and tailored investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on Schwab’s research tools and asset allocation models without exercising discretionary trading authority.

Eric Vincent is a CFP® with 27 years of industry experience, currently serving at Schwab Wealth Advisory in Lone Tree, Colorado. He has been with Charles Schwab and Schwab Wealth Advisory Inc. since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and emphasizes client-directed trading decisions, with investment advice supported by Schwab’s research tools and standard asset allocation models.

John Pedotto is a CFP® with 30 years of experience in the financial services industry. He has been with Schwab Wealth Advisory Inc. since 2021 and previously worked at Charles Schwab in various roles from 1996 to 2021. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Trevor Johnson is a CFP® with nine years of experience in the financial services industry, currently serving as an advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Outside of his advisory work, he is a landlord of a rental property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations within the Schwab ecosystem. The firm’s advice is delivered through standard asset allocation models and Schwab research tools, with final trading decisions made by clients.

Christine Boyce is a financial advisor with Schwab Wealth Advisory in St. Louis, Missouri, holding Series 63 and Series 66 licenses and 25 years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services, Stifel Nicolaus & Co Inc, and Scottrade. She also serves as president of the Locke Condominium Association. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools. The firm’s advisors recommend allocations and specific investments while clients retain final trading decisions.

Jonathan Mrozek is a financial advisor with Schwab Wealth Advisory and holds Series 66 and Series 63 licenses. He has two years of industry experience, including roles at Charles Schwab & Co., Inc. and Blue River Technology. His background also includes positions in the wine industry and time spent in education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, utilizes Schwab’s research tools and asset allocation models, and does not exercise discretionary trading authority directly.

Alexander Meleis is a CFP® and CFA® with three years of industry experience and currently serves as a financial advisor at Schwab Wealth Advisory in Orlando, FL. His prior experience includes roles at CNR Securities, LLC and PNC Financial Services, as well as seven years at the University of Central Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering clients annual financial reviews, retirement planning, and investment recommendations using proprietary Schwab research tools and asset allocation models.

Nadera Sander is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. She has been with Schwab Wealth Advisory since 2021 and has worked at Charles Schwab & Co., Inc. since 2006. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Travis Davis is a CFP® professional with 18 years of experience in the financial industry, currently serving at Schwab Wealth Advisory Inc. since 2012 and affiliated with Charles Schwab since 2008. He is based in Lone Tree, Colorado. Beginning in 2026, Davis will participate in the City of Lone Tree Planning Commission, contributing to the review of new local development projects. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm utilizes Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and does not exercise discretionary trading authority.

Stephanie Piedra Morales is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2020 and at Schwab Wealth Advisory since 2026. Outside of her advisory role, she has operated a short-term and long-term rental property. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Matthew Plunkitt is a CFP® with 11 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. His prior experience includes roles at Fidelity Investments and Fidelity Personal and Workplace Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools without discretionary trading authority.

Jessica Klein is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2013. She has been affiliated with Charles Schwab since 2011. Outside her advisory role, she manages a rental property with her husband in Aurora, Colorado. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm conducts annual account reviews and focuses on wealth management education without exercising discretionary trading authority.

Carlos Benitez is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Schwab Wealth Advisory Inc., having joined in 2026, and previously worked for The Vanguard Group, Inc. from 2021 to 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations primarily through Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients for advisory services.