Serina Shyu is a CFP®-certified financial advisor with 13 years of industry experience, currently with Schwab Wealth Advisory in Atlanta, GA. She has previously worked at firms including LPL Financial LLC, Delta Community Credit Union, and Jon Baker Financial Group. Outside of her advisory work, she manages rental property activities, including tenant sourcing and property maintenance. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, with recommendations tailored annually to each client’s goals and risk tolerance.

Daniel Cummins is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has previously worked at Bank of America Private Bank, TIAA, Wells Fargo Clearing, and Chase Investment Services. Outside of his advisory role, he manages a residential rental property in Irving, Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s guidance is based on proprietary asset-allocation models and internal research, with client-specific recommendations reviewed at least annually.

Bradford Waltz is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has been with Charles Schwab and its affiliated firms since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is guided by Charles Schwab’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Vincent Zaccaria is a CFP® professional with nine years of industry experience, currently affiliated with Schwab Wealth Advisory. His prior roles include positions at Charles Schwab Bank, Ameriprise Financial Services, and New York Life Insurance Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, relying on proprietary asset-allocation models and internal research tools. The firm advises on a range of investments, with trades executed only upon client authorization, and serves a large client base with over $218 billion enrolled in its program.

Tawnya Sokolik is a CFP® professional with 14 years of experience in financial advisory services. She currently works at Schwab Wealth Advisory, where she has been since 2021, and has prior experience at USAA Investment Management Company and USAA Financial Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on client objectives and risk tolerance.

Logan Pethel is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds a Series 66 designation and has previously worked at firms including JPMorgan Chase Bank, E*TRADE, Morgan Stanley, Fidelity, and Edward Jones. Outside of his advisory role, he operates a small online guitar string retail business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Darija Hanson is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2010. Hanson is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset-allocation models and research tools to offer tailored recommendations with annual reviews, serving a large client base with a focus on mutual funds, ETFs, separately managed accounts, and alternative investments.

Sean Flynn is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at Charles Schwab & Co., Raymond James Financial Services Advisors, and Boston Harbor Wealth Advisors. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, focusing on client goals and risk tolerance without exercising discretionary trading authority.

Benjamin Remer is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Charles Schwab entities since 2008, including Schwab Wealth Advisory since 2019. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s investment approach is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with recommendations tailored to client goals and risk tolerance.

Nicholas Gardner is a Certified Financial Planner (CFP®) with seven years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab & Co., Inc., having previously worked at Fidelity Investments and Fidelity Brokerage Services, LLC. His background also includes roles at Enlinx, Granogi, GMDC, and experience as a self-employed financial professional. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach uses Charles Schwab’s asset-allocation models and research tools, offering tailored recommendations with trades executed only upon client authorization.

Nathan Male is a financial advisor with Schwab Wealth Advisory in Orlando, Florida. He holds Series 63 and Series 66 designations and has 25 years of industry experience. Nathan has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 2008. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Schwab’s asset allocation models and research tools, offering personalized recommendations with client authorization required for all trades.

Cole Mc Kinney is a financial advisor at Schwab Wealth Advisory with 8 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Charles Schwab and Broadridge Business Process Outsourcing, LLC. Outside of his advisory role, he owns and operates a rental property business. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm employs Charles Schwab’s asset-allocation models and research tools to deliver tailored recommendations while trades require client approval.

Joshua Torres is a CFP®-certified financial advisor with 19 years of industry experience. He currently works at Schwab Wealth Advisory, Inc. and has previously held roles at Charles Schwab & Co., Wells Fargo Clearing, Merrill, and Morgan Stanley & Co. LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Stephen Newell is a financial advisor with Schwab Wealth Advisory in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Charles Schwab and its affiliated firms since 1998, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach is based on Schwab’s standard asset allocation models and research tools, offering tailored recommendations with annual reviews and trades executed only with client authorization.

Sherese Calvert is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory Inc. since 2020, following earlier work at Charles Schwab & Co., Inc. starting in 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, with personalized recommendations and at-least-annual reviews tailored to clients’ goals and risk tolerance.

Kenneth Spafford is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual, and MassMutual Trust Company, FSB. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and research tools.

Liam Airey is a CFP® professional with three years of experience in financial advisory roles, currently with Schwab Wealth Advisory in Bellevue, WA. His prior experience includes positions at Clearsight Advisors, VLP Financial Advisors, and Corbett Road, as well as a background in full-time education. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm uses Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations according to client goals and risk tolerance.

Marilyn Arians is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and one year of industry experience. Prior to joining Schwab Wealth Advisory, she worked at Fidelity Investments and held positions at POP! Promos and various organizations including Bernie Sanders For President and Healthcare 4 All Pennsylvania. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referrals. The firm’s advice is based on standard asset-allocation models and internal research tools, with a focus on client goals and risk tolerance, and trades are executed only upon client authorization.

Shanna Grech is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. Her prior roles include positions at Charles Schwab Bank, USAA Investment Management Company, and USAA Financial Planning Services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach utilizes Charles Schwab’s asset-allocation models and research tools, delivering tailored recommendations with client authorization for trades.

Kieran Lavery is a CFP® professional at Schwab Wealth Advisory with seven years of industry experience. His prior roles include positions at Charles Schwab, Kestra Financial, Invesco, and Finivi, Inc. He is based in Austin, TX. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.