Thomas Richardson is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding a CFP® designation and Series 63 and 66 licenses. He has four years of industry experience, with prior roles at Charles Schwab & Co., Inc., Arizona State University, and Starbucks Coffee Company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes using Schwab's research tools and standard asset allocation models.

Eric Swier is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc., he worked at JPMorgan Chase Bank N.A., J.P. Morgan Securities LLC, Robinhood Markets, Inc., and The Vanguard Group, Inc. Outside of his financial advisory role, Swier operates two e-commerce businesses focused on jewelry and resale of thrifted items. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research and standard asset allocation models, with final trading decisions made by clients.

Steven Miller is a Series 66-licensed financial advisor at Schwab Wealth Advisory with six years of industry experience. He has worked at Charles Schwab & Co., Inc., Merrill, and J.P. Morgan Securities LLC. Outside of finance, he has held roles in diverse fields including food service and business systems. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering investment recommendations and annual financial reviews while leaving final trading decisions to clients.

Christian Villa is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Schwab Wealth Advisory, Charles Schwab, and Fidelity in various roles since 2015. Outside of advising, he has engaged in retail sales and food delivery positions. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s research tools. The firm operates as an internal advisory unit of Charles Schwab and does not directly charge clients fees, distinguishing its service model from many other wealth managers.

Ashita Patel is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She previously worked at TD Ameritrade Investment Management, LLC, TD Ameritrade, Inc., and Scottrade, Inc. Her current role is based in Jersey City, NJ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and uses standardized asset allocation models and Schwab research tools to guide clients.

Scott Murphy is a financial advisor with Schwab Wealth Advisory, holding CFP® and ChFC® designations and nine years of industry experience. He has worked with Schwab Wealth Advisory since 2019 and has experience at Charles Schwab dating back to 2017. Murphy is also involved in community activities, serving on the financial council for Ave Maria Catholic School. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority for its clients.

Alexander Cornell is a financial advisor with Schwab Wealth Advisory, Inc. based in Lone Tree, CO. He holds the Series 66 and Series 63 credentials and has two years of industry experience. Prior to joining Schwab, he worked at La Loma and has experience in the food service industry as well as five years in full-time education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm delivers advice through standard asset allocation models and Schwab research tools, with client trading decisions remaining final.

Jingwen Yi is a financial advisor at Schwab Wealth Advisory with five years of industry experience. Yi holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2020. Prior experience includes roles at Pricetrace LLC, Grand View Construction, and Fairway Insurance. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations through a model-based approach that leaves final trading decisions to clients.

Andrew Battles is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2000 and with Schwab Wealth Advisory Inc. since 2012. Outside of his advisory role, he is a landlord involved in real estate. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm uses Charles Schwab’s asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.

Ethan Redensek is a financial advisor with Schwab Wealth Advisory and holds Series 66 and Series 63 licenses. He has four years of industry experience and has worked at Charles Schwab & Co., Inc. since 2021. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations while clients retain final trading decisions.

Daniel Baron is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with various Schwab entities since 2010, including Schwab Private Client Investment Advisory and Schwab Wealth Advisory Inc. Outside of his advisory role, he is involved with the Cactus Combat Match League, where he assists with setting up and tearing down shooting courses for recreational shooting events. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority directly.

Jacob Richey is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Charles Schwab and its affiliated firms since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

Blake Lea is a CFP® with two years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has previously worked at Charles Schwab & Co., Inc. and Flower Ave. Inc. Prior to his advisory roles, Blake held various positions including at the University of Florida and Southeastern University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing proprietary asset allocation models and research tools to recommend investments while leaving final trading decisions to clients.

Emily Stroud is a CFP® with eight years of experience in the financial services industry. She is currently with Schwab Wealth Advisory and has previously worked at Vanguard and Fidelity Investments. Her background includes roles at several major firms including Goldman Sachs and Edward Jones. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools while recommending specific investments without exercising discretionary trading authority. The firm operates as an internal advisory unit within the Schwab ecosystem and serves individual clients through regular account reviews and wealth management education.

Kevin Hogue is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2021. Prior to this, he worked at UBS Financial Services Inc. from 2015 to 2021. He holds a Series 66 license and is based in Lone Tree, Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Patrick Sands is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked extensively within the Charles Schwab organization since 1999, including roles at Charles Schwab Bank and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Schwab’s asset allocation models and research tools to offer investment recommendations, conducting annual account reviews without discretionary trading authority.

Michael Toth is a CFP® professional with 15 years of experience in financial advising, currently with Schwab Wealth Advisory. He has worked at Charles Schwab since 2019 and previously held roles at USAA Investment Management Company and USAA Financial Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools to guide investment recommendations, while clients retain final trading decisions.

Hasson Murphy is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with Charles Schwab-affiliated entities since 2004, including nine years specifically at Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Charles Schwab ecosystem, delivering advice using standard asset allocation models and research tools while leaving final trading decisions to clients.

David Skelding is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2006. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on standard asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Megan Gump is a financial advisor with Schwab Wealth Advisory, Inc., holding a Series 66 designation and four years of industry experience. She has worked within various roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, and has experience outside finance including in the hospitality and coffee sectors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program. The firm delivers advice through Schwab’s asset allocation models and research tools, offering annual reviews and investment recommendations, while clients retain final trading decisions.