Nicholas Broetzman is a CFP® professional with 11 years of industry experience currently with Schwab Wealth Advisory Inc. He has been with the Charles Schwab organization since 2013 and serves as a FINRA arbitrator, resolving securities-related disputes on a contract basis. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and proprietary research, offering tailored recommendations reviewed at least annually.

Anique Hyden is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at Schwab Private Client Investment Advisory, Inc. since 2018 and was with Charles Schwab from 2014 to 2018. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on Schwab’s asset-allocation models and internal research tools.

Maxwell Mitcham is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab & Co. since 2026 and previously held roles at JP Morgan Chase Bank, J.P. Morgan Securities, and Wells Fargo Clearing Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset allocation models and internal research tools, with investment decisions executed only upon client authorization.

Kristina Love is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and seven years of industry experience. Her career includes roles at Charles Schwab & Co., Bank of America, and Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients. The firm’s approach is guided by Schwab’s asset-allocation models and internal research, offering tailored recommendations with trades executed only upon client authorization.

Aaron Bowring is a financial advisor with Schwab Wealth Advisory Inc. He holds Series 63 and Series 66 designations and has 10 years of industry experience. His career includes roles at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. in Atlanta, GA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in its Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, with recommendations tailored to each client’s goals and risk tolerance.

Andrew Wiebelhaus is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2019. He has been affiliated with Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, using standardized asset-allocation models and research tools to tailor recommendations to individual goals and risk tolerance.

Angela Hawk is a Certified Financial Planner (CFP®) with 26 years of experience in the financial services industry. She has been with Charles Schwab and Schwab Wealth Advisory since 2000, including 14 years at Schwab Wealth Advisory Inc. based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers non-discretionary guidance on asset allocation and investment selection, utilizing Schwab’s proprietary research tools and standardized asset-allocation models tailored to client goals and risk tolerance.

Blake Ward is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Charles Schwab & Co., Stella Centers, and Clarify Health. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm offers tailored recommendations through at-least-annual reviews without exercising discretionary trading authority.

Craig Gralia is a financial advisor with Schwab Wealth Advisory Inc. in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and affiliated with Charles Schwab since 2007. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

Hanseung Chang is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds Series 63 and Series 66 credentials and has prior experience with Charles Schwab & Co., Inc. Outside of his advisory role, he assists with a small family-owned coffee and tea shop that sells boba teas, coffees, and ice cream. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm utilizes proprietary asset-allocation models and internal research tools to offer tailored investment guidance, with trade execution requiring client authorization.

Steven Finnegan is a financial advisor at Schwab Wealth Advisory with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and its affiliated firms since 1999. Based in Orlando, FL, he has served at Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment guidance is based on Charles Schwab’s asset-allocation models and research tools, with recommendations tailored to individual goals and risk tolerance.

Augustin Wehn is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2020 and joined Schwab Wealth Advisory in 2026. Prior to his financial career, his background includes roles with the Arizona Diamondbacks and involvement in technology and creative projects such as the NASA Psyche Mobile Application. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm bases its guidance on proprietary asset allocation models and offers personalized recommendations without exercising discretionary trading authority.

Spencer Ellsworth is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has previously worked at Vanguard in several roles, including at Vanguard Advisers, Inc. and Vanguard Marketing Corporation. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and research tools to offer tailored guidance while maintaining client authorization for all trades.

Ariel Romero is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds a Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. for 22 years before joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program, relying on Charles Schwab & Co.'s asset-allocation models and internal research tools to tailor recommendations based on each client’s goals and risk tolerance.

Jack Greenagel is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012. Outside of his advisory role, he serves as CEO and President of JTG Realty Holdings LLC and works as a geologist collecting and examining rock samples for Goolsby Brothers and Associates, Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Schwab’s standard asset-allocation models and internal research tools to offer tailored investment guidance, with trades executed only upon client authorization.

Jayne Christian is a CFP® with nine years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. Her prior roles include positions at Robinhood Markets, TradePMR, SkyView Partners, and Kestra Financial. She holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, offering tailored recommendations with client authorization for all trades.

Jeremy Amposta is a CFP® certificant and Series 66 license holder with six years of experience in the financial services industry. He currently works at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having previously held roles at JP Morgan Chase. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, using proprietary asset-allocation models and research tools while requiring client authorization for trades.

Prithibi Chauhan is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, Chauhan worked at Bank of America, Merrill, and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Joseph Couillard is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and six years of industry experience. He has worked at Schwab Wealth Advisory since 2022 and has been with Charles Schwab & Co., Inc. since 2018. Prior to that, he held positions at Geary Pacific Supply and McNichols Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm bases its investment guidance on Charles Schwab’s asset-allocation models and research tools, offering recommendations tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Eric Berndt is a CFP® and holds a Series 66 license with 15 years of industry experience. He has been with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2014, and previously worked at USAA Financial Planning Services and USAA Investment Services Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset allocation models and internal research, with recommendations tailored annually to clients’ goals and risk tolerance.