Chloe White is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN. She holds Series 66 and Series 63 licenses and has two years of industry experience. Prior to joining Schwab Wealth Advisory, she worked at Charles Schwab & Co., Inc. and held various roles in education and nonprofit organizations. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Rylan Wistrom is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 licenses and 10 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and has worked within the Charles Schwab organization since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm operates as an internal advisory unit within Charles Schwab, utilizing proprietary asset allocation models and research tools while leaving final trading decisions to clients.

Earnest Hubbard IV is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the CFP® and CFA® designations and has worked at firms including Windhaven Investment Management and ThomasPartners Investment Management. Hubbard has been with Charles Schwab and its affiliated advisory entities since 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, recommending allocations without discretionary trading authority while utilizing Schwab's proprietary research tools.

Anne Schwab is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding the CFP® designation and Series 63, 65, and 66 licenses. She has 22 years of industry experience, including prior roles at Charles Schwab & Co., Inc. and several other financial firms. Outside of advisory work, she is an author of both financial and fictional books, receiving royalties from her 2015 publication *Money Matters Made Simple*. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering annual financial reviews and investment recommendations using Schwab’s proprietary tools and asset allocation models. The firm operates within the Schwab ecosystem and focuses on non-discretionary advice rather than discretionary portfolio management.

Timothy Williams is a CFP® professional with 11 years of industry experience. He is currently an advisor at Schwab Wealth Advisory, Inc. and Charles Schwab, having joined both firms in 2025. Prior to this, he worked at Morgan Stanley Smith Barney LLC from 2014 to 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm serves clients with comprehensive financial reviews and investment recommendations using Schwab’s asset allocation models and research tools, while maintaining a non-discretionary advisory approach.

William Movroydis is a financial advisor with Schwab Wealth Advisory in Austin, TX, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at Charles Schwab since 2010, including a decade at Charles Schwab Bank and a year with Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge fees directly to clients.

Ann Stojanovic is a financial advisor at Schwab Wealth Advisory in Phoenix, AZ, with six years of industry experience. She holds the Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2020, having been affiliated with Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, while leaving final trading decisions to clients.

Grace Gaabucayan is a CFP® and Series 65 licensed advisor with three years of industry experience. She is currently with Schwab Wealth Advisory in Phoenix, AZ, having joined in 2023. Her prior experience includes roles at Versant Capital Management, First Western Financial, and Northern Trust. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm delivers advice using Schwab’s asset allocation models and research tools, with clients making final trading decisions.

Andrew Stevens is a CFP® professional with 20 years of industry experience, currently advising at Schwab Wealth Advisory in Tysons Corner, VA. His career includes roles at Schwab Wealth Advisory since 2023, TD Ameritrade, Charles Schwab, Charles Schwab Bank, and SunTrust Advisory Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Michael Ruplinger is a CFP®-certified financial advisor with 19 years of industry experience. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2025. His prior experience includes roles at Charles Schwab and Co., TD Ameritrade Investment Management, and Scottrade, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab's research tools and standard asset allocation models.

William Guinn is a CFP® professional based in Orlando, FL, with 18 years of industry experience. He has been with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients and generally does not exercise discretionary trading authority.

Nikolaos Stathopoulos is a CFP® with nine years of experience in financial advisory, currently with Schwab Wealth Advisory, Inc. He previously worked at The Vanguard Group and has experience as a self-employed advisor and at Randstad. Based in Phoenix, AZ, he holds Series 63 and Series 65 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Charles Schwab ecosystem, offering clients annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm uses standard asset allocation models and Schwab research tools, with clients making final trading decisions and accounts reviewed at least annually.

Javier Lopez is a CFP® with 15 years of industry experience. He currently serves as a financial advisor at Schwab Wealth Advisory, having previously worked at Charles Schwab Bank, Charles Schwab and Co., Inc., and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Craig Collisson is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. He has 11 years of industry experience, including over a decade at Charles Schwab and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Christine Gehring is a CFP® professional with 29 years of industry experience. She is currently with Schwab Wealth Advisory in San Francisco and has previously worked at firms including Wells Fargo Clearing Services, Fidelity Investments, and RBC Capital Markets Corporation. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s standard asset allocation models and research tools to recommend investments, conducting at least annual account reviews without discretionary trading authority.

Colin Maurer is a financial advisor at Schwab Wealth Advisory in Phoenix, AZ, holding Series 65 and Series 66 licenses with one year of industry experience. His prior work includes roles at Charles Schwab & Co., Inc. and other diverse positions outside the financial industry. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations through proprietary Schwab research tools and standard asset allocation models.

Chandler Crespin is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TIAA-CREF. Chandler is based in Colorado Springs, CO. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, utilizing proprietary research tools while leaving final trading decisions to clients.

Aaron Phelps is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 2005. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program sponsored by Charles Schwab & Co., Inc. The firm offers annual financial reviews, retirement planning, and investment recommendations using standard asset allocation models and Schwab research tools, with clients retaining final trading decisions.

Rodney Hampton is a financial advisor with Schwab Wealth Advisory in Altamonte Springs, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His background includes roles at Charles Schwab since 2008 and a 15-year tenure at The Walt Disney Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s proprietary research and asset allocation models. The firm operates within the Schwab ecosystem and does not directly charge clients fees or engage in discretionary portfolio management.

Miranda Bonde is a CFP® certificant with 13 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Indianapolis, IN. Her prior experience includes roles at Charles Schwab & Co., Gallagher Fiduciary Advisors, Osaic Wealth, Woodbury Financial Services, American United Life, OneAmerica Securities, LPL Financial, Futurity First, and ProEquities. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering services such as annual financial reviews, retirement planning discussions, and investment recommendations using Schwab research tools and model allocations. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients, distinguishing its service approach from many other enterprise wealth managers.