Zach Thurman is a CFP® certificant with four years of industry experience, currently affiliated with Schwab Wealth Advisory in Omaha, NE. His prior work includes roles at Charles Schwab & Co., Inc. and experience in other industries such as fine furniture and draft beer services. He also served in the U.S. Army for four years and has been involved with MSU Denver. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews and investment recommendations while clients retain final trading decisions. The firm operates within the Schwab ecosystem and uses standard asset allocation models and Schwab research tools to support its advisory services.

Yuanxi Su is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 credentials and seven years of industry experience. Prior to joining Schwab Wealth Advisory in 2023, Su worked at Charles Schwab from 2018 and Montana West Inc. from 2016 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm focuses on annual reviews and investment recommendations while clients retain final trading decisions.

Gregory Brodnik is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory and Charles Schwab since 2017, following a one-year tenure at TDAmeritrade. Outside of his advisory role, he and his wife co-own rental real estate properties in Greenwood, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not directly charge clients fees, differentiating its service structure from many enterprise wealth managers.

Sarah Nierode is a financial advisor with Schwab Wealth Advisory in San Francisco, holding Series 63 and Series 66 designations and seven years of industry experience. She has been with Schwab Wealth Advisory since 2019 and previously worked at Johnston & Associates Inc from 2013 to 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm conducts annual financial reviews and offers investment recommendations while leaving final trading decisions to clients.

Stephen Krout is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., Prime Distribution Services, and Celadon Trucking Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Nina Anoya is a Financial Consultant I with nearly a decade of experience in wealth planning. She has spent over five years advising high-net-worth clients, focusing on building trusted relationships and providing personalized financial strategies. Her professional experience includes roles at Fisher Investments, where she served as a Wealth Advisor from 2020 to 2025, Client Operations Group Manager from 2017 to 2020, and Client Service Associate from 2016 to 2017.

Garrett Benham is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. Prior to joining Schwab, he held various roles including work at Mountainside Fitness and marketing positions. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not provide discretionary portfolio management.

Luke Hanna is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated entities since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its operating model from many other enterprise wealth managers.

Donovan Seguritan is a financial advisor at Schwab Wealth Advisory with 21 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 certifications. Prior to joining Schwab Wealth Advisory in 2018, he worked at USAA in various financial planning and advisory roles from 2007 to 2018. Outside of advising, he manages a single-dwelling rental property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, differentiating its approach from many other enterprise wealth managers.

Alexander Csekme is a financial advisor at Schwab Wealth Advisory, Inc. based in Phoenix, AZ, with two years of industry experience. He holds Series 66 and Series 63 designations and has worked at several hospitality and technology firms prior to joining Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations that utilize Schwab’s research tools and asset allocation models.

Andrew Arnold is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory in Chicago, IL. His career includes positions at Bank of America, Merrill, Heitman Securities, JVM Securities, and American Century Investment Services. He holds the Series 63 and Series 65 licenses in addition to his CFP® designation. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm delivers advice through standardized asset allocation models and Schwab research tools, with clients retaining final trading decisions and the firm conducting at least annual account reviews.

Cary Florio is a CFP® with 10 years of industry experience, currently serving at Schwab Wealth Advisory in Boston, MA. He has worked at Charles Schwab since 2025 and previously held roles at Bank of America and Merrill Lynch. Outside of his advisory work, he managed a hobby-focused food production LLC that did not become operational. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as part of the Schwab ecosystem, delivering advice without discretionary trading authority and serving primarily individual clients rather than institutional accounts.

Emmanuel Llanda is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. His previous roles include positions at Scharf Investments and Hall Capital Partners. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Samer Kaddoura is a financial advisor with Schwab Wealth Advisory, holding Series 65 and Series 63 credentials and three years of industry experience. He has previously worked at Charles Schwab & Co., Inc., TD Ameritrade, and JCF Capital Markets, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and generally does not exercise discretionary trading authority for clients.

Gregory Talcott is a financial advisor with Schwab Wealth Advisory, holding Series 65, 63, and 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Lyon Realty Capital Partners, Rastegar Capital, Tobin & Company Securities LLC, Caliber Co., and Scottrade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset allocation models and research tools. The firm focuses on education and annual account reviews, with discretionary management generally handled by affiliated or third-party money managers.

Gabrielle Corduan is a CFP® and ChFC® credentialed advisor with four years of industry experience, currently with Schwab Wealth Advisory in Bellevue, WA. She has worked at Charles Schwab and Wells Fargo in various capacities since 2019. Prior to her financial services career, she was involved in the massage therapy and skincare spa industry. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to recommend investments while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and is distinguished by its fee arrangement and limited discretionary portfolio management.

Tanya Tremel is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining Schwab Wealth Advisory, she worked at Charles Schwab & Co., Inc, Supelle, KIE Collaborators, LiveTrends Design Group, and Lockheed Martin. Outside of financial advising, she owns Joy Marketing, a marketing services business supporting startup companies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools to guide clients, with final trading decisions made by clients themselves.

Gavin Boespflug is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Schwab Wealth Advisory with four years of industry experience. He has been with Schwab Wealth Advisory Inc. and Charles Schwab & Co. Inc. since 2022. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models, with final trading decisions left to clients.

Branden Lienemann is a CFP®-certified financial advisor with Schwab Wealth Advisory in Indianapolis, IN, bringing 10 years of industry experience. He has been with Charles Schwab and its affiliated advisory unit since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research and asset allocation models. The firm operates as an internal advisory unit under Charles Schwab & Co., serving individual clients without direct fee billing and limiting discretionary management to affiliated or third-party managers.

Renee Brandes is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and bringing nine years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2016 and joined Schwab Wealth Advisory Inc. in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its wealth advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.