Nikko Barela is a CFP®-certified financial advisor with seven years of industry experience. He is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2025, having previously worked at J.P. Morgan Securities, Equity Advisor Solutions, Fidelity Investments, Empower, Nordstrom Card Services, and Bridgepoint Education. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients by providing fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset allocation models and research tools, with client-authorized trades and regularly tailored recommendations aligned with clients’ goals and risk tolerance.

Roseal Stewart is a CFP® professional with four years of industry experience, currently advising at Schwab Wealth Advisory, Inc. She has worked across various roles within Charles Schwab, including Schwab Wealth Advisory and Charles Schwab Bank. Outside of her financial career, she provides rideshare services using the Lyft app. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on proprietary asset-allocation models and internal research, with services tailored to client goals and risk tolerance.

Scott Schramm is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab and its affiliated firms since 1997. Schramm has served at Schwab Wealth Advisory Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Victor Nuncio is a Series 66-licensed advisor with Schwab Wealth Advisory in Westlake, TX, having one year of industry experience. His prior work includes roles at Charles Schwab and ICompeteX, as well as positions outside the financial sector. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain clients referred by Charles Schwab & Co. The firm’s guidance incorporates Charles Schwab’s asset-allocation models and internal research tools, with client-authorized trade execution and at-least-annual portfolio reviews.

Katherine Canon is a CFP® with 18 years of experience in the financial services industry. She currently works at Schwab Wealth Advisory, Inc. and has prior experience with JP Morgan and Wells Fargo. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations according to clients’ goals and risk tolerance.

Shawn Riggins is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., Rosenthal Advisory Services, and National Planning Corporation. Outside of his advisory work, he teaches private clarinet lessons to middle and high school students. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach uses Charles Schwab’s asset allocation models and internal research tools, with tailored recommendations and at-least-annual reviews, while trades require client authorization.

Eric Vincent is a CFP® professional with 28 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., where he has worked for 10 years. His prior experience includes roles at USAA Financial Planning Services and Edward Jones. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

John Pedotto is a CFP® with 30 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Lone Tree, CO. He has been with Charles Schwab and its affiliated entities since 1996. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to offer tailored recommendations, with trades executed only upon client authorization.

Trevor Johnson is a CFP® professional with nine years of experience in the financial services industry. He currently works at Schwab Wealth Advisory and has previously held roles at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on Schwab’s asset-allocation models and internal research tools. The firm offers tailored recommendations with client authorization required for trades and typically utilizes separately managed accounts handled by third-party or affiliated managers.

Christine Boyce is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services, Stifel Nicolaus & Co Inc, Scottrade, and Edward Jones. She also serves as president of the Locke Condominium Association. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning through the Schwab Wealth Advisory program, using asset-allocation models and internal research tools to tailor recommendations to clients’ goals and risk tolerance. The firm manages significant assets within a large-scale platform that includes formally structured compliance and affiliated managed account strategies.

Jonathan Mrozek is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Charles Schwab & Co., Blue River Technology, Duckhorn Portfolio, Treasury Wine Estates, and the University of Illinois. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, focusing on asset allocation and investment selection based on Charles Schwab’s internal research and standard models. The firm does not exercise discretionary trading authority and often recommends separately managed accounts overseen by third-party or affiliated money managers.

Alexander Meleis is a CFP® and CFA® credentialed advisor with four years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2025, and prior to that was with CNR Securities, LLC and PNC Financial Services. He also has seven years of experience at the University of Central Florida. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, with client-tailored recommendations and trades executed only with client authorization.

Joshua Lange is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing four years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and has been with Charles Schwab & Co., Inc. since 2023. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset allocation models and internal research tools to offer tailored recommendations, while trades are executed only with client authorization.

Nadera Sander is a financial advisor at Schwab Wealth Advisory with 19 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Charles Schwab & Co., Inc. since 2006, joining Schwab Wealth Advisory in 2021. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is based on Charles Schwab & Co.’s asset allocation models and internal research, offering tailored recommendations and at-least-annual reviews.

Travis Davis is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2012. He previously worked at Ameriprise in 2006. Outside of his advisory role, he is slated to join the Planning Commission for the City of Lone Tree, where he will participate in reviewing new local development projects. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab's asset-allocation models and internal research tools to guide investment selection, offering tailored recommendations based on individual client goals and risk tolerance.

Stephanie Piedra Morales is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and four years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2020 and currently serves clients through Schwab Wealth Advisory. Outside of her advisory role, she has managed a personal rental property in El Paso, Texas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach is based on Schwab’s standard asset-allocation models and internal research tools, offering tailored recommendations with at-least-annual reviews.

Matthew Plunkitt is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. He previously worked at Fidelity Investments and its affiliated entities for over seven years and has experience with Global Financial Private Capital, Inc. and Charles Schwab & Co., Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations with trades executed only upon client approval.

Jessica Klein is a Certified Financial Planner (CFP®) with 15 years of industry experience. She has been with Schwab Wealth Advisory Inc. since 2013 and has been affiliated with Charles Schwab since 2011. Outside of her advisory role, she manages a rental property in Aurora, Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, with trades executed only upon client authorization.

Carlos Benitez is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab & Co., Inc., having previously worked at The Vanguard Group and affiliated entities for five years, as well as Renaissance Financial and Securian Financial Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with client-tailored recommendations and trades executed only upon client authorization.

Ivan Galindo is a CFP® and ChFC® with 26 years of experience in the financial services industry. He is currently an advisor at Schwab Wealth Advisory, Inc. and has previously worked at Charles Schwab & Co., Inc., Charles Schwab Bank, and USAA-affiliated companies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and Charles Schwab & Co.-referred clients, utilizing standard asset-allocation models and proprietary research tools to tailor recommendations based on clients’ goals and risk tolerance.