Theodore Fall is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has worked at Charles Schwab and its affiliates since 2006, including 14 years specifically with Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset allocation models and internal research tools. The firm’s approach emphasizes client authorization for trades, tailored recommendations, and the use of separately managed accounts overseen by third-party or affiliated managers.

Christopher Dwulet is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and two years of industry experience. His prior work history includes roles at Ammo.com and Dream Connections International. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance.

Jonathan Wilkin is a Series 66-credentialed financial advisor with 15 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2015 and has been affiliated with Charles Schwab & Co., Inc. since 2011. Prior to that, he spent a year at Wells Fargo Advisors in 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance.

Shady Mansour is a financial advisor at Schwab Wealth Advisory, Inc. with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc., Charles Schwab Bank, and US Bank. Mansour is based in Edina, MN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach includes asset allocation guidance and investment selection based on internal research and standard models, with trades executed only upon client authorization.

Joseph Clifton is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Schwab Wealth Advisory since 2020 and with Charles Schwab since 2014. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice follows Charles Schwab’s asset-allocation models and internal research tools, with client authorization required for trades and recommendations tailored to individual goals and risk tolerance.

Zachary Green is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he worked at Arizona Tile and Stone Specialists and Sun West Builders. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standard asset-allocation models and internal research tools.

Zach Thurman is a CFP® professional with four years of experience in financial advising, currently with Schwab Wealth Advisory, Inc. He has been affiliated with Charles Schwab & Co., Inc. since 2021 and has a varied background including military service in the U.S. Army from 2014 to 2018 and roles outside finance such as with Woodley's Fine Furniture and Premier Draft Beer Services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach utilizes Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations based on clients’ goals and risk tolerance.

Yuanxi Su is a financial advisor at Schwab Wealth Advisory, Inc. with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab & Co., Inc. since 2018 and Montana West Inc. from 2016 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Gregory Brodnik is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and having 18 years of industry experience. He has worked with Schwab Wealth Advisory and Charles Schwab since 2017 and previously worked at TDAmeritrade and Raymond James & Associates. Outside of his advisory role, he and his wife co-own rental properties in Greenwood, Indiana, where they manage tenant screening and property maintenance. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice and financial planning. The firm uses Schwab’s asset-allocation models and internal research tools to offer personalized recommendations reviewed at least annually, with trades executed only upon client authorization.

Sarah Nierode is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes five years at Johnston & Associates Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, using proprietary asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Stephen Krout is a CFP® and Series 66 professional with four years of industry experience. He is currently with Schwab Wealth Advisory, having previously worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. Before entering financial services, he was employed by Celadon Trucking Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm uses Charles Schwab’s asset allocation models and internal research tools to guide clients on investment selection, while trades require client authorization.

Nina Anoya is a Financial Consultant I with nearly a decade of experience in wealth planning. She has spent over five years advising high-net-worth clients, focusing on building trusted relationships and providing personalized financial strategies. Her professional experience includes roles at Fisher Investments, where she served as a Wealth Advisor from 2020 to 2025, Client Operations Group Manager from 2017 to 2020, and Client Service Associate from 2016 to 2017.

Garrett Benham is a Series 66 credentialed financial advisor with Schwab Wealth Advisory in Phoenix, AZ. He has one year of industry experience, including roles at Charles Schwab & Co., Inc. Prior to his advisory career, he held various positions in marketing and the fitness industry. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset allocation models and tailored recommendations.

Luke Hanna is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and two years of industry experience. He has been with Charles Schwab since 2015, including his current role at Schwab Wealth Advisory beginning in 2024. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research, offering tailored recommendations with client-directed trade executions.

Donovan Seguritan is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding the ChFC® designation and Series 63 and 65 licenses. He has 22 years of industry experience, including roles at USAA Investment Management Company and USAA Financial Advisors prior to joining Schwab in 2018. Outside of advisory work, he manages a single-dwelling rental property. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on proprietary asset-allocation models and internal research, with trades executed only upon client approval.

Alexander Csekme is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2026, having also worked at Charles Schwab & Co., Inc. since 2023. His background includes various roles in both financial services and hospitality industries. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research, with client authorization required for all trade executions, and it offers a range of investment options including mutual funds, ETFs, and separately managed accounts.

Andrew Arnold is a CFP® professional with nine years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Chicago, IL. His career includes roles at Bank of America, Merrill, Heitman Securities LLC, and American Century Investment Services, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm emphasizes asset allocation and investment selection based on standardized models and internal research, with trades executed only upon client authorization.

Cary Florio is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the CFP® certification and Series 66 license. His prior experience includes roles at Bank of America, N.A., and Merrill Lynch. Outside of his advisory work, he was previously involved as a manager and partner in a food and beverage production LLC that did not become active. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on Schwab’s proprietary asset allocation models and research. The firm offers at-least-annual reviews tailored to client goals and risk tolerance and advises on a range of investment options without exercising discretionary trading authority.

Emmanuel Llanda is a CFP®-certified financial advisor at Schwab Wealth Advisory with two years of industry experience. He previously worked at Scharf Investments and Hall Capital Partners. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Samer Kaddoura is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing three years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients in the Schwab Wealth Advisory program and select referrals, relying on Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.