Samer Kaddoura is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing three years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients in the Schwab Wealth Advisory program and select referrals, relying on Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Gregory Talcott is a financial advisor with Schwab Wealth Advisory, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. He has worked at several firms including Charles Schwab & Co., Tobin & Company Securities LLC, and Lyon Realty Capital Partners. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on internal research and asset-allocation models, with client authorization required for all trades.

Celia Martel is a financial advisor at Schwab Wealth Advisory, Inc. with 28 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Her prior experience includes roles at Charles Schwab, USAA Financial Planning Services, and Ameriprise. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with client authorization required for all trades.

Gabrielle Corduan is a financial advisor with Schwab Wealth Advisory, holding CFP® and ChFC® designations and four years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2022 and previously held positions at Wells Fargo and in the wellness and skincare industry. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with guidance tailored to individual goals and risk tolerance.

Tanya Tremel is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 designations and two years of industry experience. She has worked at Schwab Wealth Advisory since 2025 and has prior experience at Charles Schwab & Co., Inc., Supelle, and Lockheed Martin. Outside of her advisory role, she owns Joy Marketing, a marketing service business focused on supporting startup companies. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Gavin Boespflug is a CFP® and Series 66-registered advisor with Schwab Wealth Advisory in Bellevue, WA, and has four years of industry experience. His work history includes roles at Schwab Wealth Advisory Inc. and Charles Schwab & Co. Inc. since 2022, as well as experience at other firms and companies such as Kappa Delta and Costco Wholesale. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset allocation models and internal research tools to tailor recommendations to clients’ goals and risk tolerance.

Branden Lienemann is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory since 2018. He has been associated with Charles Schwab since 2015, working within their advisory programs in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with personalized recommendations and at-least-annual reviews tailored to client goals and risk tolerance.

Renee Brandes is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. She holds the Series 66 designation and has been part of the Charles Schwab organization since 2016. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with tailored reviews at least annually.

Gregory Mantecon is a CFP® and holds a Series 66 license, with nine years of industry experience. He has worked at Schwab Wealth Advisory since 2018 and has been with Charles Schwab since 2016. Schwab Wealth Advisory, Inc. provides fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and clients referred by Charles Schwab & Co. The firm offers non-discretionary guidance based on proprietary asset-allocation models and reviews, with trades executed only upon client authorization.

Ricky Parker is a financial advisor with Schwab Wealth Advisory, holding Series 63 and 66 designations and bringing 27 years of industry experience. He has worked with Charles Schwab and its affiliated firms since 1999 and has been with Schwab Wealth Advisory Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program. The firm’s approach utilizes Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance, with a focus on client authorization for trades.

Angelo Harper Ribera is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and two years of industry experience. Prior to his current role, he has held positions at Charles Schwab & Co., Inc., the University of Colorado: Boulder, Boulder Country Club, and Hollister. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on internal research tools and standard asset-allocation models, focusing on client goals and risk tolerance without exercising discretionary trading authority.

Hannah Tesch is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. She has held positions at Charles Schwab and Ameriprise Financial, among other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and research tools. The firm emphasizes at-least-annual reviews and tailored recommendations, while trades are executed only with client authorization.

Regina Tsai is a CFP®-credentialed financial advisor with 21 years of industry experience, currently with Schwab Wealth Advisory in San Francisco. She has worked at Schwab Wealth Advisory and Charles Schwab since 2017 and has prior experience at B|O|S, USAA Financial Planning Services, Grove Point Investments, and Legg Mason Wood Walker. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s investment approach is guided by Schwab’s proprietary asset-allocation models and internal research, with an emphasis on client authorization for trades and tailored recommendations based on individual goals and risk tolerance.

Raymond Schenk is a CFP® and ChFC® professional with 22 years of experience in financial advising. He currently works at Schwab Wealth Advisory and has held prior positions at firms including The Vanguard Group, Wealth Enhancement Group, and SVA Financial Group. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

Kevin Healy is a CFP® professional with five years of industry experience, currently affiliated with Schwab Wealth Advisory in Lone Tree, CO. His prior roles include positions at Charles Schwab & Co., Fidelity Investments, and T Rowe Price. Outside of financial services, he previously worked in landscaping. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach involves asset allocation and investment selection based on Charles Schwab’s proprietary models and research, with client trades executed upon authorization and typically includes managed accounts handled by third-party managers.

Richard Peters is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 licenses and has 14 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2017 and has worked at Charles Schwab since 2011. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance focuses on asset allocation and investment selection using Charles Schwab’s proprietary models and research tools, with recommendations customized to client goals and risk tolerance.

David Bucannon is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and three years of industry experience. He has been with Charles Schwab and its affiliated Schwab Wealth Advisory since 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and internal research tools to guide investment selections.

Jesse Vega is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at Paradigm Advisors LLC, Portfolio Advisors, Inc., and Wells Fargo. Outside of finance, he was involved with Fresno Escape Room and Kids Footlocker. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm bases its guidance on proprietary asset allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Phillip Battle is a Series 66-licensed financial advisor at Schwab Wealth Advisory with seven years of industry experience. He has worked at Charles Schwab & Co., Fidelity Investments, JP Morgan Chase, and Bank of America. Outside of his advisory role, he serves as a coaches coordinator for the Mountain View Athletic Association. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referrals. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering personalized recommendations with client authorization for trades.

Emmanuel Madera is a CFP® professional with seven years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, where he has worked for one year, and has been affiliated with Charles Schwab & Co., Inc. since 2018. Outside of his advisory role, he has engaged in personal sales of collectible items on eBay. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.