Daniel Mahaffey is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has worked at Schwab Wealth Advisory since 2021 and has been with Charles Schwab since 2018. Prior to that, he worked at TD Ameritrade from 2010 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice through standardized asset allocation models and Schwab research tools, offering annual financial reviews and investment recommendations while leaving final trading decisions to clients.

James Blaine is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked for Charles Schwab and TD Ameritrade in various roles since 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its operating model from many enterprise wealth managers.

Jinai Chen is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, Chen held roles at Charles Schwab & Co., Charles Schwab Bank, and Wells Fargo. Outside of finance, Chen is involved with a healthcare service providing in-home assistance to elderly and disabled individuals in California. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing Schwab’s research tools and asset allocation models to support clients’ investment decisions. The firm conducts at least annual account reviews and primarily operates within the Schwab ecosystem without discretionary trading authority.

Amanda Surratt is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and with 13 years of industry experience. She has been with Schwab Wealth Advisory Inc. since 2014 and with Charles Schwab & Co., Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co. and follows a distinct operating model that does not involve discretionary portfolio management or direct client billing.

Samantha Isherwood is a financial advisor at Schwab Wealth Advisory with three years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, Sodexo, Grand Canyon University, and Sharlot Hall Museum. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its advisory approach from many other enterprise wealth managers.

David Sourk is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He previously spent ten years at The Vanguard Group, Inc. Outside of financial services, he owned and managed a small courier business that provided document delivery, mobile notary, and process services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations while leaving final trading decisions to clients.

Brent Hultquist is a financial advisor at Schwab Wealth Advisory with a Series 65 credential and one year of industry experience. Prior to joining Schwab, he worked at Hultquist Law Firm, LLC for six years and at Shortridge, Fitzke & Hultquist, P.C. for twelve years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with advisors recommending allocations while clients maintain final trading decisions.

John Lombardi is a CFP®-designated financial advisor with 16 years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at LPL Financial, Lincoln Financial Securities, and Citizens Securities. He has also been involved with the YMCA of Long Island. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Ainsley Stone is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Schwab since 2011, including a role at Schwab Wealth Advisory since 2014. Prior to her current advisory position, she was employed by Uber from 2015 to 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across multiple asset classes using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many other enterprise wealth managers.

Samuel Goddard is a CFP® and CFA® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Prior to joining Schwab in 2025, he worked at Morgan Stanley for five years and at Voya for one year. Outside of finance, he has experience working in the hospitality industry at Wally's American Pub N Grill and has been involved with Colorado College and its fitness center. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Adam Leatherby is a CFP® professional with 12 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2025. Prior to this, he held roles at Fidelity Investments and its affiliates from 2014 to 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its services.

William Mc Mannis is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. His prior experience includes roles at McMannis Wealth LLC, LPL Financial, Collier Financial, TIAA, and JPMorgan Chase Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standardized asset allocation models and proprietary research tools to guide investment recommendations, delivering advice primarily through an internal advisory unit within the Schwab ecosystem.

Andrew Porter is a CFP® with 19 years of industry experience, currently serving with Schwab Wealth Advisory, Inc. since 2025. He has been affiliated with Charles Schwab & Co., Inc. since 2016, including a prior role at Schwab Private Client Investment Advisory, Inc. in 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending allocations but leaving final trading decisions to clients.

Joseph Gibalski is a CFP® professional with six years of experience in the financial industry. He is currently with Schwab Wealth Advisory Inc., part of Charles Schwab, where he has worked since 2025. His previous experience includes roles at Fidelity Investments and Empower Retirement, as well as work in trading firms earlier in his career. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab and does not exercise discretionary trading authority directly for most clients.

Allyson Bolinger is a CFP® with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. She has worked with Charles Schwab & Co., Inc. since 2019 and previously held roles at Indiana Mills and Manufacturing and Farm Credit Mid America. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed trading decisions and conducting annual account reviews without discretionary trading authority.

Susan Naes is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado. She holds Series 63 and Series 66 licenses and has 16 years of industry experience. Her prior work includes roles at Merrill Lynch Pierce Fenner & Smith before joining Charles Schwab and Schwab Wealth Advisory in 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and generally does not exercise discretionary trading authority.

William Collins is a Series 66-registered advisor at Schwab Wealth Advisory with 18 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2017, and previously held positions at JPMorgan Chase, J.P. Morgan Securities, and Morgan Stanley. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and generally does not exercise discretionary trading authority.

Stephanie Lopez is a CERTIFIED FINANCIAL PLANNER™ professional with 10 years of industry experience. She currently serves as a wealth advisor at Schwab Wealth Advisory, Inc., having previously worked at JP Morgan from 2016 to 2024. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab & Co., Inc., focusing on client-directed investment decisions and conducting at least annual account reviews.

Christopher Bentley is a CFP® professional with 14 years of industry experience. He is currently with Schwab Wealth Advisory in Bellevue, WA, having previously worked at Beacon Pointe Advisors, Joslin Capital Advisors, TD Ameritrade, and Bank of America. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services that include annual financial reviews, retirement planning, and investment recommendations through Schwab’s asset allocation models and research tools.

Kevin Madigan is a CFP®-credentialed financial advisor with 11 years of industry experience, currently with Schwab Wealth Advisory in Atlanta, GA. His previous roles include positions at Fisher Investments, E*Trade Securities, and Wela Strategies, Inc. Outside of his advisory work, Madigan serves as a referee for high school soccer with the Georgia Soccer Officials Association. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools to assist clients with investment decisions, retirement planning, and annual financial reviews.