Robert Harvey III is a CFP® professional with 19 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2016. He previously worked at Fidelity for nine years before joining Schwab. Schwab Wealth Advisory, Inc. provides non‑discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to individual client goals and risk tolerance.

David Klein is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated firms since 2014. Klein is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach uses Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations with at-least-annual reviews while trades require client authorization.

Maimoona Ahmed is a financial advisor with Schwab Wealth Advisory, holding a Series 65 designation and one year of industry experience. She previously worked at Charles Schwab & Co., Inc. and spent eight years with Richardson Kontogouris Emerson, LLP. Schwab Wealth Advisory, Inc. provides non‑discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research, with trades executed only upon client authorization.

Zachary Babcock is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2018. He has been affiliated with Charles Schwab & Co., Inc. throughout his career starting in 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, with tailored recommendations that align with clients’ goals and risk tolerance.

Richard Velazquez is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the CFP® and ChFC® designations and has been with Charles Schwab and its affiliated firms since 2000. He is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Michelle Easton is a financial advisor with Schwab Wealth Advisory, Inc. She holds the CFP® and ChFC® designations and has 26 years of industry experience. Her career includes roles at Schwab Wealth Advisory, Charles Schwab & Co., and USAA. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and research tools.

Robert Cherry is a CFP® professional with four years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. Prior to joining Schwab, he worked at The Vanguard Group and is an adjunct professor teaching finance at Grand Canyon University. Schwab Wealth Advisory provides fiduciary, non-discretionary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program, utilizing asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Daniel Weeks is a financial advisor with Schwab Wealth Advisory and holds the Series 63 and Series 66 designations. He has 31 years of experience in the industry, including a long tenure at Charles Schwab since 1999. Weeks is based in Lone Tree, Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering guidance on investment selection with trades executed only upon client authorization.

Kenneth Wagenknecht is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds the CFP® and ChFC® designations and has been with Charles Schwab and its affiliated entities since 2000, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and research tools. The firm emphasizes client authorization for trades and offers tailored recommendations aligned with individual goals and risk tolerance.

Maxwell Corey is a Series 66-licensed financial advisor at Schwab Wealth Advisory with one year of industry experience. Prior to joining Schwab Wealth Advisory and Charles Schwab, he held roles at Cardinal Group Management and engaged in several positions related to education and community organizations. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients, providing non-discretionary fiduciary investment advice and financial planning with an emphasis on asset allocation and investment selection tailored to client goals and risk tolerance.

Brian Wainscoat is a financial advisor at Schwab Wealth Advisory with a Series 65 designation and experience at multiple firms, including Empower Retirement and Personal Capital. He has been with Schwab Wealth Advisory since 2025 and has worked at Charles Schwab & Co., Inc. since 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab’s asset-allocation models and research tools, offering recommendations tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Ethan Settle is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses. He has recently started his advisory career, with prior experience at multiple firms including Wells Fargo and Box Financial Advisors. Outside of finance, he has a background in the food service industry, having worked at Velvet Taco and Biscuit Bar. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach utilizes proprietary asset-allocation models and internal research tools, delivering tailored recommendations without exercising discretionary trading authority.

Douglas Voight is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Charles Schwab since 2003 and has worked specifically at Schwab Wealth Advisory Inc. for 14 years. He is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, with client-authorized trades and an emphasis on managed accounts handled by third-party or affiliated money managers.

Neil Frederickson is a financial advisor with Schwab Wealth Advisory in Edina, MN, holding a Series 66 credential and three years of industry experience. Prior to his current role, he worked at Charles Schwab, Mass Mutual Investors Services, and MassMutual Life Insurance Company. He also spent several years involved in professional hockey organizations, including the American Hockey League, East Coast Hockey League, and USA Hockey. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients in the Schwab Wealth Advisory program. The firm offers guidance on asset allocation and investment selection, relying on Charles Schwab & Co.’s asset-allocation models and research tools while requiring client approval for all trades.

Shawn Conboy II is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and three years of industry experience. He has held roles at Schwab Wealth Advisory and Charles Schwab & Co., Inc., as well as prior positions at American Campus Communities and Planet Smoothies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s investment approach relies on standard asset-allocation models and internal research tools, offering guidance on asset allocation and investment selection with at-least-annual reviews tailored to clients’ goals and risk tolerance.

Nicholas Harper is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ. He holds Series 63 and Series 65 licenses and has 25 years of experience in the industry. His prior work includes roles at Bank of America, Merrill, and Cetera. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses proprietary asset-allocation models and research tools to tailor investment recommendations without exercising discretionary trading authority.

Daniel Mahaffey is a CFP® professional at Schwab Wealth Advisory with 15 years of industry experience. He has worked at Schwab Wealth Advisory since 2021 and has been with Charles Schwab since 2018, following eight years at TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning through the Schwab Wealth Advisory program, serving clients with guidance on asset allocation and investment selection based on Charles Schwab & Co.’s proprietary models and research tools. The firm operates without discretionary trading authority and offers tailored recommendations reviewed at least annually.

James Blaine is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His career includes roles at Charles Schwab, TD Ameritrade, and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using standard asset-allocation models and internal research tools while requiring client authorization for trades.

Jinai Chen is a financial advisor at Schwab Wealth Advisory, Inc. with eight years of industry experience. Chen holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing Services LLC, Wells Fargo Bank NA, and Pandora Jewelry. Outside of financial advising, Chen is involved in providing in-home support services to eligible aged, blind, and disabled individuals in California. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools.

Amanda Surratt is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has been with Schwab Wealth Advisory Inc. since 2014 and Charles Schwab & Co., Inc. since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools, offering guidance on asset allocation and investment selection while requiring client authorization for trades.