Jon Winteregg is a financial advisor with Silver Oak Securities, Inc., holding Series 63 and 66 licenses and bringing 41 years of industry experience. His prior roles include positions at Securities America Advisors, SSN Advisory, Concourse Financial Group Securities, and Langdon Shaw Associates. Outside of his advisory work, he consults for becauseOne, LLC, an online platform supporting nonprofit charitable organizations, and is involved in family trust and estate matters. Silver Oak Securities, Inc. serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and estates through a network of over 100 financial professionals. The firm offers a range of advisory programs focused primarily on discretionary investment management tailored to client objectives and risk tolerances, utilizing a combination of individual securities, ETFs, mutual funds, and strategist models.

John Cogswell is a financial advisor at Silver Oak Securities, Inc. with 24 years of industry experience. He holds the Series 66 designation and has worked at Silver Oak Securities since 2021, following 13 years at Portfolio Resources Group, Inc. and five years at Financial West Group. Outside of his advisory role, he is involved in small business consulting through Chancery Financial Advisors and holds a minority ownership in Gaudium LLC, a company that sells hats and shirts. Silver Oak Securities, Inc. serves a broad client base including individuals, pension plans, corporations, and trusts through a network of over 100 financial professionals, managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs with a primarily discretionary, customized investment approach aligned with client objectives and risk tolerances.

Dennis Holliman is a financial advisor with Silver Oak Securities, Inc. He holds a Series 63 designation and has 39 years of industry experience. His prior roles include positions at Householder Group Estate & Retirement Specialists, LPL Financial, and L.H. Nickels & Associates. Outside of his advisory work, he serves as president of Holliman Group LLC, which manages his life insurance business, and is co-partner in family entities focused on estate and tax planning. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of over 100 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs tailored to client objectives, emphasizing discretionary investment management using both individual securities and strategist models supported by proprietary technology and operational processes.

James Anderson is a financial advisor at Silver Oak Securities, Inc. in Louisville, KY, holding Series 63 and Series 65 licenses with 22 years of industry experience. His career includes roles at Morgan Stanley and SeaCrest Wealth Management before joining Silver Oak Securities in 2025. Silver Oak Securities serves a diverse client base including individuals, pension plans, and business entities through a network of over 100 financial professionals. The firm primarily offers discretionary, tailored investment management and a variety of advisory programs, combining technology and ongoing model monitoring to support its clients’ investment objectives.

Sharon Melville is a financial advisor with Silver Oak Securities, Inc. in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Her prior roles include positions at Securities America Advisors, Securities America, Securities Service Network, E.K. Riley Investments, and Morgan Stanley Smith Barney. She is also the owner of TruNorth Investment Management, an independent financial advisory practice. Silver Oak Securities serves a diverse client base including individuals, high-net-worth clients, pension plans, corporations, trusts, and estates through a team of about 101 financial professionals. The firm offers various advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances.

Patrick Horwitz is a financial advisor with Silver Oak Securities, Inc. in Hampstead, NC, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Securities America Advisors, SSN Advisory, and SII Investments. Outside of advising, he serves as a board member of Stomp & Brew, a nonprofit that organizes beer and wine festivals benefiting children in need, and he is president of Summit Financial Group, LLC, which provides non-investment business consulting services. Silver Oak Securities, Inc. serves a broad client base including individuals, pension plans, corporations, and trusts through a network of over 100 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs with primarily discretionary investment management tailored to client objectives, incorporating individual securities, ETFs, mutual funds, and third-party strategist models.

Eric Beittel is a CFP®-designated financial advisor with Silver Oak Securities, Inc. in Harrisburg, PA, bringing 26 years of industry experience. He previously worked at Ambassador Advisors, LLC, American Portfolios Financial Services, Inc., and Enders Insurance Associates. Outside of his advisory role, he owns Beittel Consulting LLC, which provides employee benefits and health coverage consulting to self-employed individuals and business owners. Silver Oak Securities serves a diverse client base including individuals, pension plans, corporations, and trusts through a network of financial professionals. The firm offers a range of advisory programs focusing on discretionary, customized investment management tailored to client objectives and risk tolerances.

Joseph Leon is a financial advisor with Silver Oak Securities, Inc., holding Series 63 and Series 65 designations and eight years of industry experience. His prior roles include positions at Ambassador Advisors, LLC, American Portfolios Financial Services, Inc., and Massmutual. Outside of advisory work, he is involved in life insurance and Medicare sales through his businesses, Leon Insurance Group and Leon Financial Group. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, and trusts through a network of approximately 101 financial professionals managing around $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives, including financial planning, retirement consulting, and model-driven investment management.

Robert Ahler is a financial advisor with Silver Oak Securities, Inc. in Knoxville, TN, holding a Series 63 designation and 29 years of industry experience. He previously worked at Securities America Advisors and SSN Advisory, Inc. He serves as Treasurer on the Harriman Industrial Development Board. Silver Oak Securities, Inc. manages approximately $2.4 billion in discretionary assets across a network of about 101 financial professionals. The firm serves individuals, pension plans, corporations, trusts, and estates, offering a range of advisory programs focused on discretionary investment management tailored to client objectives and risk tolerances.

Martin Hearn Sr. is a financial advisor at Silver Oak Securities, Inc. with 32 years of industry experience. He holds a Series 63 designation and has been with Silver Oak Securities since 2009, following prior roles at Securities America Advisors, Inc. and Investacorp Advisory Services Inc. He also operates Hearn Wealth Management, LLC, providing life, fixed, health, and long-term care insurance services. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and other entities through a network of over 100 financial professionals. The firm offers various advisory programs and employs primarily discretionary investment management tailored to client objectives using a mix of individual securities, ETFs, mutual funds, and strategist models.

Samuel Zurcher is a financial advisor with Silver Oak Securities, Inc. in Creston, IA, holding Series 63 and Series 65 licenses and seven years of industry experience. He previously worked at Securities America Advisors and Mutual of Omaha and is also involved with Cornerstone Financial Group, where he provides retirement income and insurance planning advice. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of financial professionals, managing approximately $2.4 billion in discretionary assets with an emphasis on discretionary, customized investment management and various advisory programs.

Joanna Slade is a CFP® with 32 years of industry experience, currently affiliated with Silver Oak Securities, Inc. since 2024. Her prior experience includes 16 years at Lincoln Financial Securities Corporation and 18 years at Osaic FS, Inc. Outside of her advisory work, she owns and manages a tax preparation and bookkeeping service as well as a notary public business. Silver Oak Securities, Inc. serves individual clients, including high-net-worth individuals, as well as pension plans, corporations, trusts, and estates through a team of over 100 financial professionals. The firm offers a range of advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances.

Billy Brown is a financial advisor at Silver Oak Securities, Inc. with six years of industry experience. He holds the ChFC® and Series 63 designations. Brown has worked at Silver Oak Securities since 2021 and previously worked at Horace Mann and Horace Mann Investors Inc. He also provides personal financial counseling to military service members and their families at the TN Army National Guard Unit in Jackson, TN. Silver Oak Securities, Inc. serves a range of clients including individuals, pension and profit-sharing plans, corporations, trusts, and estates through a multi-team network of financial professionals. The firm offers various advisory programs and emphasizes discretionary investment management tailored to client objectives and risk tolerances.

Christopher Jones is a financial advisor at Silver Oak Securities, Inc. in Bowling Green, KY, holding Series 63 and Series 65 licenses and bringing five years of industry experience. He has worked with Vision Asset Management LLC and Vision401K alongside his role at Silver Oak Securities. Jones is also a managing partner and insurance agent at Vision Financial LLC, where he provides additional insurance services. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other entities through a network of over 100 financial professionals. The firm offers a range of advisory programs combining discretionary management tailored to client objectives with operational features like ongoing model monitoring and an automatic investment process.

Jeffrey Green is a financial advisor with Silver Oak Securities, Inc. in Brentwood, TN, holding a Series 66 designation and seven years of industry experience. He previously worked at Mass Mutual Investors Services and MassMutual Life Insurance. Outside of his advisory role, he owns a wholesale fine art business, JGA+D. Silver Oak Securities serves individuals, high-net-worth clients, and various institutional entities through a network of over 100 financial professionals and manages approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs focused on discretionary, customized investment management tailored to client objectives and employs operational features such as ongoing model monitoring and automated investment processes.

Andrew Wallace is a CFP®-designated financial advisor with 25 years of industry experience. He is affiliated with Silver Oak Securities, Inc. and has held roles at related firms including Comprehensive Financial Strategies, LLC and Cosey Financial Services, Inc. Outside of advisory work, he is involved part-time in life, long-term care, disability, and fixed insurance sales. Silver Oak Securities, Inc. serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and other entities through a network of over 100 professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs with primarily discretionary, customized investment management tailored to client objectives and risk tolerances.

Bruce Berman is a financial advisor with Silver Oak Securities, Inc., holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has worked at multiple firms including Cetera Advisors LLC, Bright Futures Wealth Management, LLC, and has been associated with Lifetime Financial Group since 1997. Outside of his advisory work, he is involved with Lifetime Financial Group, an independent financial professional business. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other entities through a network of over 100 financial professionals, managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs with a primarily discretionary investment management approach tailored to client objectives and risk tolerances.

Michael Newman is a financial advisor at Silver Oak Securities, Inc. with two years of industry experience. He holds Series 66 and Series 63 credentials. Prior to joining Silver Oak Securities, he worked for the City of Jackson for 24 years. Silver Oak Securities, Inc. serves individuals, including high-net-worth clients, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of about 101 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs and emphasizes discretionary, customized investment management aligned with client objectives and risk tolerances.

Richard Grucz is a financial advisor with Silver Oak Securities, Inc., holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior firms include SagePoint Financial, American Portfolios Advisors, Inc., OSAIC Services, Inc., and Sunamerica Securities, Inc. In addition to his advisory work, he is also a licensed insurance agent. Silver Oak Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and trusts. The firm offers various advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances, supported by distinct operational platforms and a network of over 100 financial professionals.

Danny Delgado is a financial advisor at Silver Oak Securities, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including B. Riley Wealth Advisors and Purshe Kaplan Sterling Investments. He is also involved with Arbor Financial Advisors as a financial advisor focusing on insurance and annuities. Silver Oak Securities serves individuals, pension plans, corporations, trusts, estates, and other entities through a team of over 100 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs with primarily discretionary, customized investment management tailored to client objectives and risk tolerances.