William Hopkins II is a financial advisor with Silver Oak Securities, Inc. in Jackson, TN, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with Silver Oak Securities and William E. Hopkins & Associates, Inc. since 1999. Outside of his advisory role, he serves as president and agent of WEH Insurance Agency, Inc., an insurance brokerage specializing in life insurance and fixed annuities. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a team of about 101 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a variety of advisory programs with primarily discretionary investment management tailored to client objectives and risk tolerances, and operates a dual registration as both a registered investment adviser and a broker-dealer.

Dominic Cespino is a financial advisor at Silver Oak Securities, Inc. with nine years of industry experience. He holds the Series 66 designation and has worked at Securities America, Inc. since 2020 and previously at Waddell & Reed Inc. from 2015 to 2019. Outside of his advisory roles, he has been involved with the Catholic Business League since 2018. Silver Oak Securities serves individuals—including high-net-worth clients—pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a large network of financial professionals. The firm offers a range of advisory programs with primarily discretionary investment management tailored to client objectives and risk tolerances.

Charles Fitzpatrick is a financial advisor with Silver Oak Securities, Inc. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. His prior firms include Cambridge Investment Research Advisors, INVEST Financial Corp, and United Advisor Group. Outside of advising, Fitzpatrick is president of Benefit Insurance Services, which sells Medicare and health insurance products, and he also operates a mortgage brokerage business, What Mortgage Fitz LLC. Silver Oak Securities, Inc. serves a diverse client base including individuals, pension plans, corporations, and trusts through a network of over 100 financial professionals, managing approximately $2.4 billion in discretionary assets. The firm offers a variety of advisory programs and focuses on discretionary, customized investment management aligned with client goals and risk tolerances.

Alex Holliman is a financial advisor with Silver Oak Securities, Inc., holding Series 63 and Series 65 licenses and over 20 years of industry experience. He has worked at Silver Oak Securities since 2020 and is also involved with Holliman Group LLC, where he manages operations unrelated to investment services. Outside of his advisory role, he serves as president of AJH Management LLC, which focuses on sales and service related to Medicare supplements and fixed life insurance. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of more than 100 financial professionals. The firm manages approximately $2.4 billion in discretionary assets, offering customized, primarily discretionary investment programs tailored to client objectives and risk tolerances.

David Over is a financial advisor at Silver Oak Securities, Inc. with 15 years of industry experience. He holds the Series 66 designation and has worked at firms including American Portfolios Financial Services, Ambassador Advisors, Janney Montgomery Scott, and Merrill. Outside of advising, he is president of the Manheim Township Mat Club, a wrestling booster organization, and serves as Senior Philanthropic Relationship Manager at CDA Philanthropic, providing consulting services focused on stewardship and planned giving for nonprofit clients. Silver Oak Securities serves individual and institutional clients through a network of over 100 financial professionals and manages approximately $2.4 billion in discretionary assets. The firm offers a variety of advisory programs tailored to client objectives, emphasizing discretionary management and automated investment processes.

Thomas Mc Guire is a financial advisor at Silver Oak Securities, Inc. with three years of industry experience. He previously worked at Sentinus-Halo Securities, LLC and Morningstar Investment Services LLC. Outside of finance, he is a partner in a business that repairs and maintains fitness equipment. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of financial professionals. The firm offers a range of advisory programs with primarily discretionary investment management tailored to client objectives and risk tolerances.

Tiberiu Negulescu is a financial advisor at Silver Oak Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Silver Oak Securities since 2007. Outside of his advisory role, he is involved in life insurance sales through a separate business, SMART PLANS FINANCIAL, focusing on life insurance, fixed annuities, and long-term care insurance on a part-time basis. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other business entities. The firm offers a range of advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances.

Nathaniel Napier is a financial advisor with Silver Oak Securities, Inc. in Knoxville, TN, holding a Series 66 designation and two years of industry experience. He has served as President and CEO/CFO of Miza Foods Inc., a multi-unit Little Caesars franchise, since 2017. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, and estates through a network of over 100 financial professionals. The firm manages approximately $2.4 billion in discretionary assets and offers a range of advisory programs that emphasize customized, primarily discretionary investment management tailored to client objectives and risk tolerances.

Grant Schrock is a financial advisor at Silver Oak Securities, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at SSN Advisory, Inc., Securities Service Network, Schrock Financial LLC, and Concourse Financial Group Securities, Inc. Outside of his advisory work, he sells life, health, disability, and long-term care insurance through Schrock Financial LLC. Silver Oak Securities serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of about 101 financial professionals. The firm manages approximately $2.4 billion in discretionary assets and offers a range of advisory programs that emphasize discretionary investment management tailored to client objectives and risk tolerances.

Charles Christian is a CFP® with 40 years of experience in the financial industry. He has been with Silver Oak Securities, Inc. since 2012, following prior roles at VOYA Financial Advisors, Inc. and Guardian Life. Outside of his advisory work, he operates an independent insurance agency, Armor Financial Group, specializing in fixed insurance products. Silver Oak Securities, Inc. serves individuals, pension plans, corporations, trusts, estates, and other entities through a large network of financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a variety of advisory programs tailored to client objectives, combining discretionary investment management with operational features like automated investment processes and ongoing model monitoring.

Paul Mulholland is a CFP® with 28 years of industry experience, currently serving at Silver Oak Securities, Inc. He previously worked at The Vanguard Group for 25 years and has held roles at Private Advisor Group and LPL Financial. In addition to his advisory work, he is an assistant professor of accounting, economics, corporate finance, and personal finance at Lancaster Bible College. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other entities through a network of financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs focused primarily on discretionary investment management tailored to client objectives and utilizes distinctive platform arrangements to support its advisor network.

Charles Gray is a financial advisor with Silver Oak Securities, Inc. in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He joined Silver Oak Securities in 2008 after prior roles at OSAIC Services, Inc. and Sunamerica Securities, Inc. He previously worked as a part-time instructor at LeMoyne-Owen College and Southwest Tennessee Community College until 2002. Silver Oak Securities serves a diverse client base, including individuals, pension plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs tailored to client objectives, combining discretionary investment management with operational features like ongoing model monitoring and automatic investment processes.