Howard Cranford is a CFP® professional with five years of industry experience, currently serving as an advisor at Sturman Wealth Advisors in Baton Rouge, LA. His prior experience includes roles at Merrill Lynch and as a freelance paraplanner, as well as managing Buff Your Finances for six years. Cranford also owns CreatorBooks, a bookkeeping service for online content creators. Sturman Wealth Advisors provides wealth management and financial planning to individuals, high-net-worth clients, trusts, and estates. The firm focuses on discretionary investment management using primarily low-cost, diversified mutual funds and ETFs, with a fiduciary approach and active management of held-away participant accounts.

Todd Sturman is a CFP® professional with 25 years of experience in financial advisory. He has worked at Private Advisor Group and LPL Financial, each for 10 years, and previously managed Sturman Wealth Management. He currently leads Sturman Wealth Advisors, an independent firm based in Charlottesville, VA. Sturman Wealth Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and select institutional clients, including banking institutions and pension plans. The firm manages approximately $97.7 million across about 96 client relationships, offering customized, long-term portfolio management using fundamental analysis and a mix of low-cost mutual funds, ETFs, and individual securities.