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Frederick P
CFP®, Series 63, Series 65
Lake Oswego, OR
Swiftwater Capital
Frederick Payne Jr. is a CFP® with 28 years of industry experience, currently serving as the sole advisor at Swiftwater Capital in Lake Oswego, OR. He founded Northwest Capital Management, Inc. in 1998 and has held senior advisory roles at several firms since. In addition to his advisory work, Payne manages 4LNA LLC, which develops educational material. Swiftwater Capital is a fee-only firm focusing on individual investors near or in retirement, offering investment management and cash flow planning alongside estate planning and succession services. The firm employs a multidisciplinary approach, including integrated legal and tax support, and manages accounts typically on a discretionary basis aligned with retirement income needs.
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