Britany Riley is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 licenses and has 10 years of industry experience. She has been with T. Rowe Price since 2015. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management supported by an online planning tool. The firm serves individual investors and households using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, with a focus on tax-aware strategies and Monte Carlo-based retirement projections.

Kelley Coates Carter is a Certified Financial Planner (CFP®) with 10 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. since 2016. She holds Series 63 and Series 66 licenses and works out of Owings Mills, Maryland. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program that combines goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, applying tax-aware strategies and delivering financial plans and reviews through an online platform with advisor support.

Dorothy Sawyer is a financial advisor at T. Rowe Price Advisory Services, Inc. with 31 years of industry experience. She holds the Series 63 and Series 66 designations and has been with T. Rowe Price since 2011. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service combining goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested in proprietary mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations to support planning and account management.

Riley Mustoe is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. Prior to joining T. Rowe Price, Riley was involved with Urban Egg Daytime Eatery and served in the US Army. Riley also held a position at the University of Colorado Colorado Springs. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which offers goals-based financial planning, retirement income planning, and discretionary investment management primarily for individuals and households focused on retirement. The firm utilizes proprietary model portfolios invested in T. Rowe Price mutual funds and ETFs and incorporates tax-aware rebalancing and Monte Carlo simulations in its planning process.

Caitlyn O Connor is a financial advisor at T. Rowe Price Advisory Services, Inc., holding a Series 66 designation with two years of industry experience. Her prior work includes roles at Tekk Systems and positions during her time at the University of Tennessee, Knoxville. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program focused on individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily utilizing proprietary mutual funds and ETFs. The firm employs tax-aware strategies and online interactive tools to support client portfolios.

Ryan Rineck is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has four years of industry experience. His prior work includes multiple roles at USAA Federal Savings Bank and Wells Fargo Bank N.A. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households with significant investable assets. The firm uses proprietary mutual funds and ETFs with a tax-aware, model-driven investment approach.

Bryan Mc Cain is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has been with T. Rowe Price since 2017 and previously worked at Mutual of Omaha Insurance Company and Mutual of Omaha Investor Services from 2016 to 2017. T. Rowe Price Advisory Services offers a retirement-focused advisory service that combines financial planning, retirement income planning, and discretionary investment management using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The service targets individual investors and households aiming for retirement goals and features electronic enrollment and proprietary fund investments.

Joshua Moore is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and eight years of industry experience. He has been with T. Rowe Price since 2017, with a brief period away in 2022, and previously owned Bird Dog BBQ LLC for eight years. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily serving individual investors and households with approximately $250,000 in investable assets. The firm implements portfolios using T. Rowe Price mutual funds and ETFs with tax-aware strategies and provides financial plans supported by Monte Carlo simulations and ongoing reviews.

Jermaine Wright is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, RE/Max Solutions, and Coldwell Banker. T. Rowe Price Advisory Services, Inc. offers a retirement advisory service focused on individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs model allocations with tax-aware strategies and Monte Carlo simulation–based planning tools, delivering financial plans and ongoing account management for clients meeting minimum asset requirements.

Lindsay Theodore is a CFP® with 18 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. He joined T. Rowe Price in 2017 after five years with Fidelity Brokerage Services LLC. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households primarily through a structured online and telephone platform.

Daniel Kraft is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 credential and beginning his industry career in 2023. His prior work experience includes roles at Thrivent Investment Management Inc., Brothers Services, PJ Fitzpatrick, and several non-financial positions including teaching roles at Liberty High School and Oklahoma Road Middle School. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households focused on retirement. The firm manages portfolios using proprietary T. Rowe Price mutual funds and ETFs with a focus on asset location, tax-aware rebalancing, and tactical allocations.

Sean Sivo is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has six years of experience at T. Rowe Price, following four years at AssuredPartners Benefit Advisors. He is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios at the household level using model allocations invested exclusively in T. Rowe Price mutual funds and ETFs.

Edward Wilson is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has been with T. Rowe Price since 2012. Outside of his advisory role, he operates an e-commerce business through E & L Enterprises LLC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management for individual investors and households. Their approach uses proprietary mutual funds and ETFs combined with an online planning tool, offering financial plans and annual reviews tailored to clients’ retirement goals.

Sydney Wingate is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and having two years of industry experience. Prior to joining T. Rowe Price, Wingate worked at Equitable Advisors and Ellin & Tucker. Outside of advising, Wingate is involved with The Blended Essentials, a makers space for candles, soaps, and bath products, where they serve as a bookkeeper and administrative assistant. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses a model-based approach with proprietary mutual funds and ETFs and provides planning tools alongside telephone access to advisors.

Tadao Okamoto is a CFP® with eight years of industry experience, currently advising at T. Rowe Price Advisory Services, Inc. He previously worked at Equity Services Inc and Sortino Financial Group. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, providing retirement-focused financial planning and discretionary investment management using proprietary mutual funds and ETFs. The program serves individual investors and households with assets typically above $250,000 and features tax-aware rebalancing and Monte Carlo-based retirement income projections.

Jillian Stewart is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 designation and has eight years of industry experience. Prior to her current role, she worked at T. Rowe Price Investments for 14 years and was involved with Precizion 509 for 16 years. Outside of finance, she coaches gymnastics in Colorado Springs. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with tax-aware portfolio management and offers client access to financial advisors supported by an interactive online planning tool.

Rene Bardel is a financial advisor with T. Rowe Price Advisory Services, Inc. and holds the Series 63 and Series 66 designations. He has eight years of industry experience and has been with T. Rowe Price since 2017. Outside of his advisory role, Bardel works as a bartender at Towson Tavern in Maryland. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, with a planning approach that includes Monte Carlo simulations and tax-aware strategies.

Hunter Orem is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Bank of America (Merrill Edge), Pen Air Credit Union, and Navy Federal Credit Union, among others. Outside of finance, he has experience in the restaurant industry, including Drift Modern Coastal Cuisine. T. Rowe Price Advisory Services offers the Retirement Advisory Service targeting individual investors and households focused on retirement goals. The program combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs, supported by an online planning tool and telephone access to advisors.

Keith Holmes is a CFP® with 34 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. He has been with T. Rowe Price since 2017, including his current role at the advisory services division since 2026, and previously worked at LPL Financial. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management, primarily serving individual investors and households. The firm uses proprietary mutual funds and ETFs with a model allocation approach and employs tax-aware strategies and Monte Carlo simulations in its planning process.

Zachary Bachman is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 10 years of industry experience, all with T. Rowe Price since 2016. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households, using proprietary mutual funds and ETFs with a goals-based approach. The firm employs tax-aware strategies and interactive online tools to support retirement income planning.