Ethan Pace is a financial advisor at Cetera Planning Partners in Denver, CO, holding the CFP® designation with 13 years of industry experience. His prior roles include positions at American Century Investments and Northwestern Mutual. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services that include investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s investment approach emphasizes diversified allocations using mutual funds and ETFs tailored to clients’ objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, and estate planning through third-party providers.

John Massar III is a financial advisor with Cetera Planning Partners who holds Series 63 and Series 66 licenses and has 15 years of industry experience. His prior roles include positions at Avantax Planning Partners, TIAA-CREF, and D.A. Davidson & Co. He is based in Oxnard, CA. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s approach emphasizes diversified mutual fund and ETF allocations aligned with client objectives, supported by additional services such as tax planning, bookkeeping, and estate-planning through external providers.

Thomas Roche is a financial advisor with Cetera Planning Partners, holding a Series 66 designation and bringing 27 years of industry experience. He is also a partner at O'Connor Davies LLP, an accounting and consulting firm, a role he has held since 2014. Roche serves as a trustee for multiple family trusts, managing administrative functions related to trust accounts. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s approach emphasizes diversified portfolios aligned with client objectives and risk tolerance, supported by integrated services including tax planning, bookkeeping, payroll, and estate planning through third-party providers.

Mark Matkovic is a CFP® professional with 33 years of industry experience, currently advising at Cetera Planning Partners. His career includes long-term roles within Avantax and Cetera-affiliated firms. Outside of financial advising, he owns and operates Matkovic Financial Group, providing tax preparation and accounting services. Cetera Planning Partners serves individual and high-net-worth clients, emphasizing pre-retirees and retirees. The firm offers comprehensive financial planning, investment management, and specialized services such as tax planning and estate strategies, integrating resources from the broader Cetera network.

Angela Ambrose is a CFP® with eight years of industry experience, currently advising at Cetera Planning Partners in Clayton, NC. Her prior roles include positions at Avantax Advisory Services and SECU Brokerage Services, among others. Outside of advisory work, she provides financial counseling and benefits setup to military personnel prior to deployment through Magellan Health. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services that include investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach emphasizes diversified allocations tailored to client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, and estate planning solutions.

Brian Sohn is a Certified Financial Planner (CFP®) with 19 years of industry experience, currently affiliated with Cetera Planning Partners. His prior experience includes roles at Avantax Investment Services, ProEquities, and Avantax Planning Partners. Outside of financial advising, he is a partner at Erpelding, Voigt & Co., a CPA firm, and owns an e-commerce business, NetZone, LLC. He also volunteers as a bookkeeper for the Indian Athletic Booster Club, Inc. and provides occasional speaking engagements on financial planning topics. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services that include investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm integrates tax planning, bookkeeping, payroll support, and estate-planning services, and employs a diversified investment approach using mutual funds and ETFs tailored to client objectives and risk tolerance.

Jordan Polston is a financial advisor at Cetera Planning Partners with five years of industry experience. He holds the Series 66 designation and has previously worked at Avantax and Evans, Harville, Atwell & Company, CPAs, PLLC. Outside of his advisory role, he serves as the Worship Director at Science Hill Church of the Nazarene, where he leads the music program and manages the department’s budget. Cetera Planning Partners serves individual and high-net-worth clients, focusing primarily on pre-retirees and retirees. The firm offers investment management, comprehensive financial planning, and retirement-related advice, complemented by tax, bookkeeping, payroll, and estate-planning services delivered through affiliated providers.

Joseph Corcoran is a financial advisor with Cetera Planning Partners, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. His career includes extensive tenure at Avantax Investment Services and related entities, as well as a long-standing role with MS Investment Partners, LLC. He also serves as an administrator of employee benefit plans at MS Administrators, Inc. and has experience as a co-executor of an estate. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm emphasizes diversified allocations through mutual funds and ETFs and provides ancillary services such as tax planning, bookkeeping, and estate planning through third-party providers, leveraging its integration within the larger Cetera network.

Bart Allard is a financial advisor at Cetera Planning Partners with 23 years of industry experience. He holds the PFS™ designation and Series 66 license. His career includes long-term roles at Avantax and 1st Global Advisors, and he is also the owner of Allard Financial Advisors, LLC. Outside of advisory work, he serves as treasurer for a small retail support business started by his son. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services including investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm is notable for offering additional services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Kevin Conard is a financial advisor with Cetera Planning Partners, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with The Retirement Planning Group, Inc. since 2004 and was previously with Blooom, Inc. from 2013 to 2018. Outside of his advisory role, Conard is a partner in a real estate investment business, GRISWOLD LLC. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, and provides investment management, comprehensive financial planning, and retirement-related advice. The firm offers additional services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider, and uses a diversified investment approach tailored to client objectives and risk tolerance.

Angus Mceachran III is a financial advisor at Cetera Planning Partners with 39 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including LPL Financial, Independent Advisor Alliance, and Summit Financial Group. Mceachran is a partner at HMC Partners LLC and co-hosts a radio show focused on marketing securities business to the public. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm emphasizes diversified allocations through mutual funds and ETFs aligned with client objectives and integrates additional services such as tax planning, bookkeeping, and estate planning through affiliated providers.

Christopher Miller is a financial advisor with Cetera Planning Partners in Lafayette, LA, holding a Series 66 designation and over 20 years of industry experience. He has worked with several firms including Avantax and 1st Global Advisors, and he is also a partner at the CPA firm Darnall, Sikes, Gardes & Frederick. Miller serves as a board member for the Ross Granger Memorial Fund, a nonprofit supporting individuals battling cancer. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with a range of services including investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s investment process emphasizes diversified allocations using mutual funds and ETFs tailored to client objectives and risk tolerance, supported by tax planning, bookkeeping, payroll, and estate-planning services.

Nathan Smith is a financial advisor at Cetera Planning Partners in Dubuque, IA, with three years of industry experience. He holds Series 63 and Series 66 certifications. Prior to his current role, Nathan worked at Charles Schwab & Co., Inc. and Avantax Planning Partners. Outside of his advisory work, he is employed as a barista at Starbucks Corporation. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate planning through third-party providers, employing a document-driven planning process and diversified investment allocations tailored to client objectives and risk tolerance.

Kyle Pledger is a CFP® professional with nine years of experience in financial planning and wealth management. He is currently with Cetera Planning Partners and has held roles at Avantax Planning Partners and other affiliated firms. In addition to his advisory work, he serves as a financial analyst and associate financial planner at related entities specializing in financial planning and portfolio management. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm offers investment management, comprehensive financial planning, and retirement-related advice, with additional services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Thomas Hanna is a financial advisor with Cetera Planning Partners, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has previously worked at Avantax Planning Partners and Avantax Advisory Services, and he is also a partner at Carey & Hanna CPA's, a tax preparation and accounting firm. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm integrates diversified portfolios built from mutual funds and ETFs with additional services such as tax planning, bookkeeping, payroll support, and estate-planning through third-party providers.

Jerry Kirkpatrick is a financial advisor at Cetera Planning Partners with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Avantax Investment Services and ProEquities. Outside of advising, Kirkpatrick is a CPA and partner at TD&T CPAs and Advisors and serves on several nonprofit boards, including United Way and MercyOne Centerville. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, and retirement-related advice. The firm emphasizes diversified allocations using mutual funds and ETFs and provides ancillary services such as tax planning, bookkeeping, and estate planning through third-party providers.

Virginia Irby is a financial advisor with Cetera Planning Partners, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Her career includes roles at Cape Securities Inc and Hargrave, Freeman & Leto, among others. Outside of advising, she is involved with Gulf Breeze Enterprises, Inc. and The Planters Warehouse & Lumber Co. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice, along with tax planning, bookkeeping, payroll support, and estate-planning services delivered through third-party providers.

Nicholas Kilburg is a CFP® professional with two years of industry experience, currently affiliated with Cetera Planning Partners. His career includes roles at Avantax Planning Partners, Cetera Wealth Services, and Global Wealth Strategies & Associates. Outside of financial advising, he is engaged in personal real estate investment. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider, employing a diversified investment approach with mutual funds and ETFs tailored to client objectives and risk tolerance.

Janet Sacklow is a financial advisor at Cetera Planning Partners with 28 years of industry experience. She holds the Series 66 designation and has previously worked at Avantax Planning Partners, Avantax Investment Services, and 1st Global Advisors. In addition to her advisory role, she is a partner at Sacklow & Acox CPAs LLC, an accounting and tax firm. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm offers investment management, comprehensive financial planning, Social Security optimization, and retirement advice, along with tax planning, bookkeeping, payroll support, and estate-planning services through third-party providers.

John Armato is a financial advisor with Cetera Planning Partners, holding PFS™ and Series 66 designations and bringing 20 years of industry experience. His career includes roles at Avantax Investment Services and 1st Global Advisors, as well as a long-standing position at the CPA firm Darnall, Sikes & Frederick, where he is a shareholder. Outside of his advisory work, he is involved as a member of a hunting club LLC and serves as a trustee for multiple trusts. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm integrates tax planning, bookkeeping, payroll services, and estate planning under its Legacy Wealth Strategies, utilizing a diversified investment approach aligned with clients’ objectives and risk tolerance.