Myra Bakke is a financial advisor with Cetera Planning Partners, holding a Series 65 designation and five years of industry experience. She previously worked at Avantax Planning Partners for five years and is a shareholder and accountant with Douglas Wilson & Company, P.C., a CPA firm where she has provided tax preparation, consulting, and bookkeeping services since 1998. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, and tax-related services. The firm’s investment approach centers on diversified portfolios using mutual funds and ETFs, supported by a formal planning process and access to a broad network of affiliated resources.

Kyler Krieg is a financial advisor with Cetera Planning Partners in Lowell, MI, holding Series 63 and Series 66 designations and seven years of industry experience. His prior experience includes roles at Merrill Lynch, JP Morgan Securities, and Thrivent Investment Management. Krieg is also a self-employed author based in Kenmore, WA. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services including investment management, financial planning, Social Security optimization, and retirement advice. The firm offers additional services such as tax planning, bookkeeping, and estate planning through Legacy Wealth Strategies, and operates within the broader Cetera network providing access to institutional resources and integrated financial solutions.

Kyle Sperfslage is a Series 65-licensed financial advisor with Cetera Planning Partners in Dubuque, Iowa. He has been in the industry since 2022, previously working at Avantax Planning Partners and Prinsco. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees. The firm provides investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice, along with additional services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Seth Atwell is a financial advisor with Cetera Planning Partners, holding the PFS™ designation and Series 66 license, and has 20 years of industry experience. He has worked with multiple firms including Avantax and 1st Global Advisors, and is a partner at Evans, Harville, Atwell & Company CPAs. He serves as a board member and treasurer for the Somerset Pulaski County Economic Development Authority, a nonprofit focused on local economic development. Cetera Planning Partners serves individual and high-net-worth clients, primarily pre-retirees and retirees, offering investment management, financial planning, Social Security optimization, and retirement advice. The firm integrates comprehensive services such as tax planning and estate strategies within a networked Cetera platform, using diversified mutual fund and ETF allocations tailored to client objectives and risk tolerance.

Eric Sowatsky is a financial advisor at Cetera Planning Partners with three years of industry experience and holds the PFS™ designation. Prior to joining Cetera Planning Partners, he worked at Avantax Planning Partners, Inc. He is also involved as a shareholder in Yeo & Yeo, P.C., a CPA firm offering accounting, tax planning, and business consulting services, where he serves as a principal and heads the Saginaw tax department. Additionally, he participates as a Grain Committee member with the Michigan Agribusiness Association. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment process centers on diversified allocations of mutual funds and ETFs tailored to client objectives and risk tolerance, with ancillary services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Thomas Pesch is a financial advisor at Cetera Planning Partners with 12 years of industry experience. He previously worked at Honkamp Krueger Financial Services for 10 years and has been associated with Olsen Thielen Co since 2008, where he also holds an accounting position advising businesses on accounting, auditing, and taxation. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, financial planning, Social Security optimization, and retirement-related advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider, with an investment approach centered on diversified allocations aligned with client objectives and risk tolerance.

Charles Reimers is a financial advisor at Cetera Planning Partners with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Burrus Financial Services, Scottrade, and Avantax Planning Partners. Reimers is based in Salt Lake City, UT. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm offers investment management and comprehensive financial planning along with tax planning, bookkeeping, payroll support, and estate-planning services, using a diversified investment approach tailored to client objectives through a formal planning process.

Anthony Gibson is a financial advisor at Cetera Planning Partners in Dallas, TX, holding a Series 65 credential with one year of industry experience. He has previously worked at Avantax and World Financial Group and operates a virtual tax practice, MMG Tax Group LLC, where he focuses on tax resolution, planning, and preparation. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, and retirement-related advice. The firm integrates tax planning and estate services with a diversified investment approach tailored to client objectives and risk tolerance.

Steven Broihahn is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera Planning Partners. His work history includes roles at Avantax Investment Services, ProEquities, and ValMark Securities. He also supports CPA firms and their clients with financial planning through his role at HK Financial Services. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, and provides investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm integrates tax planning, bookkeeping, payroll support, and estate-planning services within a multi-team structure, leveraging a document-driven planning process and diverse investment allocations.

Chad Klyn is a PFS™ credentialed financial advisor at Cetera Planning Partners with two years of industry experience. He previously worked at Avantax Planning Partners and has longstanding ties to Schuring & Uitermarkt Financial Services and Schuring & Uitermarkt, PC, a CPA firm where he is a shareholder. Klyn serves as treasurer for multiple nonprofit organizations, including the Kiwanis Club of Pella and Spark of Life Ministries, and is a director of Wonder Spelen, a nonprofit focused on building an inclusive playground for children. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm integrates tax planning, bookkeeping, payroll support, and estate-planning services within a multi-team environment supported by a larger Cetera network.

Jeffrey Watson is a financial advisor with Cetera Planning Partners in Indianapolis, holding the CFP® designation and Series 63 license with 29 years of industry experience. His career includes long tenures at Avantax and 1st Global Advisors, and he operates WealthCare Financial Group LLC, providing financial services to clients. Additionally, he is involved in tax preparation as a sole proprietor. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm uses a diversified investment approach built from mutual funds and ETFs aligned with client objectives, supported by ancillary services including tax planning, bookkeeping, payroll support, and estate planning through third-party providers.

Nicole Myer is a financial advisor at Cetera Planning Partners with nine years of industry experience. She holds a Series 65 credential and has worked previously at Erpelding, Voigt & Co., LLP, where she was a partner focusing on tax accounting. Outside of advising, she is a member of MYER TILE & BACKHOE LLC, which installs farm drainage tile and involves tasks such as payroll preparation and bookkeeping. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s investment process emphasizes diversified allocations matched to client objectives and risk tolerance, supported by a range of ancillary services including tax planning, bookkeeping, and estate planning through a third-party provider.

Patrick Hall is a financial advisor with Cetera Planning Partners in St. Paul, MN, holding a Series 65 credential and 11 years of industry experience. He has also worked with Olsen Thielen & Co., Ltd., a certified public accounting firm where he is an equity shareholder, vice president, and treasurer. His role at Olsen Thielen involves audit, tax planning, consulting, and general business advice. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm offers additional services including tax planning, bookkeeping, payroll support, and estate planning, with an investment approach centered on diversified allocations using mutual funds and ETFs tailored to client objectives and risk tolerance.

Jandi Iha is a financial advisor at Cetera Planning Partners with five years of industry experience. She holds a Series 66 designation and previously worked for Lee Financial Group Hawaii, Inc., Lee Financial Recordkeeping, Inc., and Lee Financial Securities, Inc. from 2014 to 2024. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s investment approach emphasizes diversified allocations through mutual funds and ETFs tailored to clients’ objectives and risk tolerance, supported by additional services such as tax planning, bookkeeping, payroll support, and estate-planning offerings.

Michael Tepastte is a financial advisor with Cetera Planning Partners in Grand Rapids, MI, holding a Series 65 credential and four years of industry experience. Prior to joining Cetera in 2026, he worked at Avantax Planning Partners and has served as a partner at Brickley DeLong PC, a full-service public accounting and business consulting firm. Tepastte is also involved as Secretary/Treasurer of The Crime Victim Foundation, an organization providing last resort assistance to victims of crime. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s investment approach emphasizes diversified allocations of mutual funds and ETFs aligned with client objectives and risk tolerance, supported by formal planning processes and ancillary services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Terrance Keenan Jr. is a financial advisor with Cetera Planning Partners, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Avantax and 1st Global Advisors. Keenan also markets wealth management services through his separate entity, Darnall Sikes Wealth Partners LLC. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees, offering investment management, financial planning, Social Security optimization, and retirement advice. The firm’s investment approach emphasizes diversified allocations using mutual funds and ETFs tailored to client objectives, complemented by ancillary services such as tax planning, bookkeeping, and estate planning through third-party providers.

Scott Marmo is a financial advisor with Cetera Planning Partners in Johnson City, TN, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Cetera Planning Partners in 2026, he spent 19 years with Marmo Financial Group. He also serves as an ex-officio board member of Holston Medical Group, P.C., a multi-discipline medical practice. Cetera Planning Partners serves individual and high-net-worth clients, focusing notably on pre-retirees and retirees with services including investment management, financial planning, Social Security optimization, and retirement advice. The firm incorporates diversified mutual fund and ETF allocations tailored to client objectives and risk tolerance, and offers ancillary services such as tax planning, bookkeeping, payroll support, and estate planning through third-party providers.

Jakob Benelli is a financial advisor with Cetera Planning Partners in Leawood, KS. He holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to joining Cetera, he worked with The Retirement Planning Group and American Century Investment Services, Inc. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s investment approach focuses on diversified allocations using mutual funds and ETFs tailored to client objectives, supported by a formal planning process and ongoing updates.

Thomas Gilbert is a financial advisor with Cetera Planning Partners, holding a Series 66 designation and bringing 26 years of industry experience. His career includes long-term roles at Avantax Planning Partners Inc and Honkamp Krueger Financial Services. He is a shareholder and advisor with Thomas L. Gilbert Financial Services, a wealth management firm. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm provides additional services such as tax planning, bookkeeping, payroll support, and estate planning through third-party providers, with an investment process centered on diversified mutual fund and ETF allocations tailored to client objectives and risk tolerance.

Gary Augustine is a financial advisor with Cetera Planning Partners holding Series 63 and Series 65 designations and 37 years of industry experience. His career includes roles at multiple firms such as Stratos Wealth Advisors, Avantax Planning Partners, and his own investment management and advisory practices under the Gierl Augustine name. He also worked as an independent insurance agent for over three decades. Cetera Planning Partners serves individual and high-net-worth clients, focusing particularly on pre-retirees and retirees. The firm offers comprehensive financial planning, investment management, and retirement-related advice, along with ancillary services such as tax planning, bookkeeping, payroll support, and estate-planning through third-party providers. Their investment process emphasizes diversified allocations tailored to client objectives and risk tolerance, supported by a document-driven planning intake and periodic updates.