Robert Koen Jr. is a financial advisor with TIAA-CREF in Waltham, MA, holding a Series 66 designation and 14 years of industry experience. He has worked at TIAA and TIAA-CREF Individual & Institutional Services, LLC since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm offers distinct point-in-time financial planning alongside ongoing portfolio management through model portfolios and customized strategies under a fiduciary standard.

Jakob Bogojevich is a financial advisor at TIAA-CREF with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Vanguard Marketing Corporation. His background includes roles at Hallmark, Quail Hollow Club, First National Bank of Pennsylvania, Reitzal Landscape Group, and the University of North Carolina at Chapel Hill. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, and corporate entities. The firm offers both point-in-time planning and ongoing discretionary management through model and customized portfolios.

Ryan Thompson is a financial advisor with TIAA-CREF in Fargo, ND, holding a Series 66 designation and 18 years of industry experience. He has been with TIAA-CREF since 2016. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing retirement plan relationships through TIAA. The firm offers a range of investment solutions including model portfolios and customized management under a fiduciary standard.

Jessica Gay is a financial advisor with TIAA-CREF in Denver, CO, holding a Series 66 designation and four years of industry experience. She previously worked for Wells Fargo Clearing and Wells Fargo Bank, NA for ten years prior to joining TIAA-CREF. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing ties to TIAA employer retirement plans. The firm separates its planning services from ongoing portfolio management and acts as adviser to the TIAA Donor Advised Fund.

Conor Lydon is a financial advisor at TIAA-CREF with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at MassMutual Greater Philadelphia, myCIO Wealth Partners, and Ethos Capital Advisors. He has also worked in recruiting and held academic roles at Drexel University and Saint Joseph’s University. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm’s advisory model distinguishes between planning services and ongoing discretionary management, offering both model-based and customized portfolio options.

Tyler Johnson is a financial advisor at TIAA‑CREF with four years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining TIAA‑CREF in 2024, he worked at The Vanguard Group from 2021 to 2024. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker‑dealer services primarily to individuals connected to TIAA‑administered retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time planning services and ongoing discretionary management, utilizing model and customized portfolios under fiduciary standards within a vertically integrated structure.

Brice Talley is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with five years of industry experience. His work history includes roles at TIAA-CREF and TIAA since 2020, as well as earlier positions at First Citizens Bank and the South Carolina Chamber of Commerce. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals and various institutional clients, often serving those with existing relationships through employer retirement plans. The firm operates within a vertically integrated group and provides services under a fiduciary standard through a mix of model and customized portfolios.

Christine William is a Series 66 licensed financial advisor at TIAA-CREF with one year of industry experience. Prior to joining TIAA-CREF, she worked in various roles including at UNC Charlotte and several retail and food service companies. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, utilizing model and customized portfolios under a fiduciary standard.

Elmer Heard is a financial advisor at TIAA-CREF with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Raymond James & Associates, Inc., Edward Jones, Better Mortgage, Family First Life, Wells Fargo Clearing Services, TD Ameritrade, and the Federal Aviation Administration. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides both point-in-time planning services and ongoing discretionary portfolio management through model-based and customized investment strategies.

Jeffrey Tomaneng is a financial advisor with TIAA-CREF in Waltham, MA, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior roles include positions at Asset Management Resources, Lion Street Advisors, Sapers & Wallack, Capital Analysts, Lincoln Investment, and U.S. Financial Advisors. Outside of his advisory work, he volunteers with the Financial Planning Association on the Heart of Financial Planning Award and Programming Committees and also works as a rideshare driver. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and institutional clients. The firm offers both point-in-time planning and ongoing discretionary management, applying a fiduciary standard to its RIA services and managing various portfolio options, including customized portfolios through dedicated managers.

Elizabeth De Latorre is a financial advisor with TIAA-CREF in Austin, TX, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has worked at TIAA-CREF since 2019 and previously held roles at Merrill, Bank of America, Morgan Stanley, and Guardian Life. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management with a fiduciary standard applied to its registered investment adviser services.

Ashley Montesdeoca is a financial advisor at TIAA-CREF with a Series 66 designation and three years of industry experience. Prior to joining TIAA-CREF, she held positions at Sylvan Learning, Walmart, and the University of North Carolina at Charlotte. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates a fiduciary advisory model with both point-in-time planning and ongoing portfolio management services.

Nina Rose is a financial advisor at TIAA-CREF with 18 years of industry experience. She holds the Series 66 designation and has previously worked at Coldstream Securities, Inc. and Coldstream Wealth Management. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and various entities, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory services including point-in-time planning and ongoing portfolio management, and acts as adviser to the TIAA Donor Advised Fund.

Nicholas Wernli is a financial advisor at TIAA-CREF with one year of industry experience. He holds the Series 66 designation and has worked previously at Consolidated Planning LLC and Raymond James Financial Services. His background also includes roles in education at UNC Charlotte and Central Piedmont Community College. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement relationships. The firm offers both point-in-time planning and ongoing discretionary management through customized and model portfolio services.

Asahia Smith is a financial advisor at TIAA-CREF with 10 years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining TIAA-CREF in 2024, she worked at Empower Advisory Group and PNC Investments. She also performs notary services occasionally as an independent notary signing agent. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as to trusts, estates, and corporate entities. The firm provides ongoing portfolio management through customizable and model-based solutions under a fiduciary standard.

Kelsey Summers is a financial advisor at TIAA-CREF with 16 years of industry experience. She holds a Series 66 designation and has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing discretionary management, offering model and customized portfolios under a fiduciary standard.

Donna Cobb is a financial advisor at TIAA-CREF with 28 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining TIAA-CREF and Tiaa in 2023, she worked at Morgan Stanley for ten years. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA retirement plan relationships, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates point-in-time planning from ongoing discretionary management and serves as adviser to the TIAA Donor Advised Fund.

Joseph Manci is a financial advisor at TIAA-CREF with eight years of industry experience. He holds Series 63, 65, and 66 designations. His previous roles include positions at Apexium Financial, Nationwide Investment Advisors, and Nationwide Investment Services Corporation. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm offers both point-in-time planning and ongoing discretionary management, utilizing model portfolios and customized portfolio management under fiduciary standards.

Justin Conkling is a financial advisor at TIAA-CREF with four years of industry experience. He holds a Series 66 designation and previously worked at Accenture and several roles involving educational institutions and service industries. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered retirement plans. The firm separates financial planning services from ongoing discretionary management and offers both model and customized portfolio options under a fiduciary standard.

Michael Nigro is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with TIAA-CREF since 2008. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm also offers access to affiliated services such as TIAA Trust and manages the TIAA Donor Advised Fund sponsored by Charityvest.