Jennie Sanders is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at TIAA-CREF in Austin, TX. Her prior experience includes roles at Ellevest and WealthEdge. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans.

Kelli Plumb is a financial advisor with TIAA-CREF in Ann Arbor, MI, holding a Series 66 designation and nine years of industry experience. She has been with TIAA and TIAA-CREF since 2015 and 2017, respectively. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a combination of point-in-time planning and ongoing portfolio management using model or customized portfolios under a fiduciary standard.

Matthew Fleming is a financial advisor at TIAA-CREF with 22 years of industry experience. He holds the Series 66 designation and has been with TIAA-CREF since 2014. Fleming is also an owner of a rental property in Philadelphia. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers a range of investment solutions including model portfolios and customized portfolios managed under client-approved investment policy statements.

Nicholas Chambers is a financial advisor at TIAA-CREF in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work experience includes roles at Bankers Life, Modern Woodman Fraternal Financial, and Fastenal, among others. Outside of financial services, he was involved with Macs Speed Shop. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm’s advisory approach includes distinct planning services and ongoing discretionary management, utilizing model and customized portfolios within a fiduciary framework.

Kristina Wicks is a financial advisor at TIAA-CREF with four years of industry experience. She holds a Series 66 designation and has worked at TIAA-CREF since 2021. Prior to her current role, she was employed at Rochester Institute of Technology and Binghamton Country Club. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm provides both point-in-time financial planning and ongoing portfolio management, applying a fiduciary standard across its RIA services.

Yuxian Macaluso is a financial advisor at TIAA-CREF with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining TIAA-CREF, Macaluso held roles at First Citizens Bank, Merrill Lynch, and Vanguard Marketing Corporation. Outside of advising, Macaluso works as a delivery driver and travel agent. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and managed account programs to individuals and entities, often serving clients with ties to TIAA-administered retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary portfolio management, offering both model-based and customized investment approaches.

Colin Archbold is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation. He has professional experience at Clyne Eagan & Associates and MassMutual NJ NYC, as well as background in education at the University of Tennessee Knoxville and Watchung Hills Regional High School. Outside of his advisory work, he has an eight-year association with Echo Lake Country Club. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management, operating under a fiduciary standard with a focus on customized investment solutions.

Brandon Younger is a financial advisor with TIAA-CREF, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at UBS Financial Services Inc. and Edward Jones. He is based in Charlotte, NC. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, including customized portfolios managed under client-approved investment policies.

Scott Lautz is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has been with TIAA and its affiliates since 2011. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides both point-in-time planning services and ongoing discretionary portfolio management through model and customized portfolios.

Gina Lowery is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with TIAA since 2013, including her role at TIAA CREF Individual & Institutional Services, LLC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated group that includes advisory services for a donor-advised fund.

Robert Cole is a financial advisor with TIAA-CREF in Oceanport, NJ, holding a Series 66 designation and 14 years of industry experience. He has been with TIAA-CREF since 2013. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm is notable for advising the TIAA Donor Advised Fund and operating within a vertically integrated group that utilizes affiliated funds.

Rasheed Defense is a Series 66-licensed financial advisor with 17 years of industry experience. He has worked at TIAA-CREF since 2017 and previously held roles at Merrill and Bank of America. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and corporate entities, often serving clients connected to TIAA-administered employer retirement plans. The firm offers model-based and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Nicolas Heywood is a financial advisor with TIAA-CREF, holding a Series 66 designation and 18 years of industry experience. He has worked at TIAA-CREF since 2012 and previously spent four years with BB&T Investment Services, Inc. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to employer retirement plans administered by TIAA. The firm offers a range of managed account options, including model portfolio and customized portfolio approaches, while acting as adviser to the TIAA Donor Advised Fund.

Michael George is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has been with TIAA-CREF since 2012. Outside of his advisory role, he serves as a Logistics Journeyman in the United States Air Force Air National Guard, supporting deployment operations. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm offers both model-based and customized portfolio management under a fiduciary standard within a vertically integrated structure that includes affiliated funds.

Ramon Vargas is a financial advisor at TIAA-CREF with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Investments and TD Ameritrade. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, offering both model and customized investment strategies.

Thayer Hyland is a CFP®-designated financial advisor with 16 years of industry experience. He has been with TIAA-CREF since 2006 and currently works at their Glendale, CO office. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm offers separate planning services and ongoing portfolio management through model and customized strategies within a vertically integrated structure.

Alexander Valerio is a financial advisor with TIAA-CREF based in Frisco, TX, holding Series 63 and Series 66 designations. He has nine years of industry experience, including four years in the hospitality sector prior to joining TIAA-CREF in 2017. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates a fiduciary advisory model that separates planning services from ongoing portfolio management and serves as adviser to a donor-advised fund sponsored by Charityvest.

Annie Shah is a financial advisor with TIAA-CREF in Frisco, TX. She holds a Series 66 designation and has one year of industry experience. Prior to joining TIAA-CREF, she worked at Merrill and Bank of America, N.A. for four years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers a combination of point-in-time planning services and ongoing portfolio management, serving many clients with existing retirement plan relationships through TIAA.

Michael Smith is a financial advisor with TIAA-CREF, holding a Series 66 designation and 19 years of industry experience. He has been with TIAA-CREF and TIAA since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm also provides advisory services for donor-advised funds and operates within a vertically integrated group using affiliated funds.

Sherry Keating is a financial advisor with TIAA-CREF in Pittsburgh, PA, holding Series 63 and Series 66 designations and having 33 years of industry experience. She has been with TIAA-CREF since 2009. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals and various entities, often those connected to TIAA-administered retirement plans. The firm operates within a vertically integrated structure offering client portfolios managed either through model approaches or customized strategies under fiduciary standards.