Scott Stein is a financial advisor at TIAA-CREF with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Best Quality and Columbia University Business School. Outside of his advisory role, he serves as Treasurer and Board Member for 86th Street Tenants Corp, overseeing the finance function of a residential co-op building in New York. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm offers model-based and customized portfolio management under a fiduciary standard within a vertically integrated structure.

Brett Boudreaux is a financial advisor with TIAA-CREF in Frisco, TX, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with TIAA-CREF since 2016. Outside of his advisory role, he is involved in animal breeding as a member manager of Farm Town Frenchies LLC and works as a food delivery contractor. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing TIAA employer retirement relationships. The firm offers model-based and customized portfolio management and acts as adviser to affiliated services such as a donor-advised fund.

Tristan Latzel is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with TIAA‑CREF Individual & Institutional Services, LLC since 2019. His prior work history includes roles at Marine Land, Trane U.S. Inc., BMO Harris Bank, and University of Wisconsin - La Crosse. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement relationships. The firm operates a fiduciary advisory model with both point-in-time planning and ongoing portfolio management, and it serves as investment adviser to the TIAA Donor Advised Fund.

Carolina Paramo Aguilera is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm offers a range of advisory services combining point-in-time planning and ongoing portfolio management within a vertically integrated group that includes affiliated funds.

Christopher Harris is a financial advisor with TIAA-CREF based in Coralville, Iowa. He holds Series 63 and Series 66 licenses and has 35 years of industry experience. Harris has been with TIAA-CREF since 2001. He also serves as an adjunct instructor at the University of Iowa’s Tippie College of Business, teaching a wealth management class to upper-level undergraduate students. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans.

Mark Fraser is a financial advisor at TIAA-CREF with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management using model or customized portfolios under a fiduciary standard within a vertically integrated structure.

Jonathon Friend is a financial advisor with TIAA-CREF in Ann Arbor, MI, holding a Series 66 designation and five years of industry experience. His career includes roles at LPL Financial, Michigan State University, and Financial Focus. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm separates point-in-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Samuel Askew is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining TIAA-CREF, he worked at FedEx and held various roles including at the University of Connecticut and educational institutions. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals with ties to TIAA employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers a range of services including model portfolio management and customized portfolio solutions, operating within a vertically integrated structure that includes affiliated funds.

Susan Barsnica is a financial advisor at TIAA-CREF with 10 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior experience includes roles at Fidelity Personal and Workplace Advisors, Fidelity Investments, Alight Financial Advisors, and Axa Advisors. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals with ties to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management through model and customized portfolios, operating under a fiduciary standard with disclosure of potential conflicts related to affiliated funds and fee structures.

Linda Farquhar is a financial advisor with TIAA-CREF and holds a Series 66 designation. She has seven years of industry experience, including prior self-employment and business ownership with Entredonovan Wholesale LLC and Entredonovan LLC. She is active in her community as Co-Chair of the social committee for the Westover Hills Woods Homeowners Association and serves on the board of the University of Pennsylvania Alumni Club of Delaware. TIAA-CREF provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers both model portfolio and customized portfolio management under a fiduciary standard.

Sandra Cullen is a financial advisor with TIAA-CREF holding Series 63 and Series 65 designations and has 26 years of industry experience. She has been with TIAA-CREF since 2008 and currently serves in Norfolk, CT. Outside of her advisory work, she is an associate of Norfolk Library Associates, a nonprofit organization supporting the local public library. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time financial planning and ongoing discretionary portfolio management through model and customized portfolios.

Kenith Causey is a financial advisor at TIAA-CREF with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2011. Outside of his advisory role, he works as an Uber driver. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with pre-existing TIAA retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm offers model-based and customized portfolio management alongside separate broker-dealer services and acts as adviser to a donor-advised fund.

Anthony Nigro is a financial advisor at TIAA-CREF with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Allstate Insurance Company and Prudential-affiliated firms. He is based in Estero, FL. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing portfolio management and includes acting as adviser to a donor-advised fund.

Benzion Jaffe is a financial advisor at TIAA-CREF with a Series 66 designation and one year of industry experience. Prior to joining TIAA-CREF and Tiaa in 2025, he worked for Prudential Financial, Inc. from 2020 to 2025, and has held roles at Makovsky Integrated Communications and Dukas Linden Public Relations. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management, applying a fiduciary standard to its RIA services and acting as adviser to a donor-advised fund.

Maeve Ravey is a financial advisor at TIAA-CREF with a Series 66 designation and no prior industry experience. Before joining TIAA-CREF, she worked in various roles, including at North Carolina State University and Pine Lake Preparatory. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management, serving a broad client base through a vertically integrated advisory model.

Michael Roorda is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. He has worked at TIAA-CREF since 2018 and previously spent three years with M&T Securities, Inc. Roorda serves on the board of the Colin F. Kennedy Foundation, a local nonprofit focused on aiding underserved youth and families. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients who have existing relationships through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Charles Hill is a CFP® and Series 66 licensed advisor with nine years of industry experience. He is currently with TIAA-CREF and has previously worked at Voya Financial Advisors and Wells Fargo Clearing. Outside of his advisory role, Hill serves as a part-time lecturer for the University of Louisville’s online MBA program, teaching finance management courses. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often working with clients who have existing relationships through TIAA-administered employer retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, offering both model-driven and customized investment strategies.

Kelly Michalek is a financial advisor with TIAA-CREF, holding a Series 66 designation and 15 years of industry experience. She has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often working with clients connected through TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management using model and customized portfolios, and serves as adviser to a donor-advised fund.

Kenneth Rathke is a financial advisor at TIAA-CREF with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior roles include positions at Wealthvest, Security Distributors, and The Leaders Group, Inc. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing ties to TIAA-administered retirement plans. The firm’s advisory approach distinguishes between one-time planning services and ongoing portfolio management, utilizing both model and customized portfolios under fiduciary standards.

James Schatz is a financial advisor at TIAA-CREF with 26 years of industry experience. He has been with TIAA-CREF since 2007. Outside of his advisory role, he is involved in property management as a managing member and part-owner of several rental property businesses. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, applying a fiduciary standard in its registered investment advisory services.