David Torres Onisto is a CFP® professional with 20 years of industry experience, currently serving as an advisor at TOP Private Wealth. His prior experience includes roles at LPL Financial, Private Advisor Group, MSI Financial Services, and Ameriprise. In addition to his advisory work, he owns and operates David Torres Tax Services, providing tax preparation services. TOP Private Wealth LLC serves individual and high-net-worth clients with discretionary investment management and financial planning. The firm employs a mixed passive and active investment approach grounded in Modern Portfolio Theory, focusing on asset allocation, tax efficiency, and long-term holding periods.

Eric Powers is a CFP® professional with 18 years of experience in financial advising. He is currently with TOP Private Wealth LLC, where he has worked since 2024, and previously spent a decade at Private Advisor Group, LLC. In addition to his advisory role, he owns and operates Powers Tax Preparation Services. TOP Private Wealth LLC serves individual and high-net-worth clients, providing discretionary investment management along with project-based and ongoing financial planning. The firm employs a blend of passive and active strategies focused on asset allocation, tax efficiency, and long-term holding periods.