Tracy Sula Wang is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has held roles at Revolution Financial Management and Rise Inc, where she serves as a board member and president. Wang is also involved in insurance sales through affiliated companies connected to Transamerica. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering a combination of advisory and broker-dealer services. The firm provides access to proprietary and third-party investment models with both discretionary and non-discretionary management options.

Liang Zhu is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with Transamerica Financial Advisors since 2014 and is also involved in IT consulting through Nucleon Technologies LLC. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Bryan Linder is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at firms such as NewLaw, Inter Vivos, and New Era Life Insurance Companies. He is also involved in a side business, Linder Legacy Group, LLC, and acts as a referral source for clients seeking assistance with wills, trusts, and estate plans. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including fee-based wrap programs, access to third-party money managers, and commission-based insurance and brokerage products.

Xiao Lin is a Certified Financial Planner® with five years of experience at Transamerica Financial Advisors and additional background as a Certified Divorce Financial Analyst since 2026. She has worked in health insurance sales and related businesses for over 15 years and is involved with Zhong Shi & Associates, Inc., a spouse-owned non-investment business. Transamerica Financial Advisors serves a wide range of clients including individuals, pension plans, and charitable organizations, offering advisory and broker-dealer services through proprietary and third-party investment models with both discretionary and non-discretionary options.

Myunghee Byun is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and one year of industry experience. She has prior experience at Zeinvest Consulting, WFGIA, equitable, and Stanley Prep. In addition to her advisory work, she is the CEO of Urban Beast US, a children's clothing company. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a mix of advisory and broker-dealer services, with proprietary and third-party investment models and both discretionary and non-discretionary program options.

Zhicheng Rui is a financial advisor with Transamerica Financial Advisors in Centennial, CO, holding Series 63 and Series 65 licenses and nine years of industry experience. He has concurrently held roles at Alpha II, LLC, Charter Communications, Collabera Inc, and World Financial Group, Inc. Outside of advising, he assists with bookkeeping and administrative tasks for Alpha II, LLC. Transamerica Financial Advisors serves a wide range of clients, including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered investment advisor and broker-dealer, managing billions in client assets with a variety of fee-based and commission-based investment solutions.

Paul Cheng is a financial advisor at Transamerica Financial Advisors with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Transamerica Financial Advisors since 2012. His prior experience includes roles at Lifestyle Strategies Inc. and World Financial Group, INC. Outside of advisory work, he is involved in the sale of insurance and non-insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm uses a model portfolio and third-party manager approach, delivering services through multiple advisory platforms such as Transamerica ONE and the TFA365 Advisory Program.

Michael Ewing is a financial advisor at Transamerica Financial Advisors with 4 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work experience includes roles at Super Saver Media, World Financial Group, Inc., Valpak, and Dealdvisor. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension plans, trusts, and corporations. The firm provides advisory and broker-dealer services through proprietary and third-party model portfolios, offering both discretionary and non-discretionary program options.

Tessa Besio is a financial advisor with Transamerica Financial Advisors in Clearwater, FL. She holds Series 63 and Series 65 licenses and has five years of industry experience. Besio’s background includes roles at Dynex Group Benefits Solutions, XEN Financial, and Wfgia. She also serves as director of registration at the Church of Scientology, assisting parishioners with course registration. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models with discretionary and non-discretionary options.

Robert Paul is a financial advisor with Transamerica Financial Advisors in New York, NY, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and has been involved with H&R Block and World Financial Group since 2007. In addition to advisory services, he is engaged in tax preparation through H&R Block. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes a model portfolio and third-party manager approach, offering services through multiple platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA, with regulatory assets under management of approximately $1.7 billion.

Jeffrey Spainhour is a financial advisor with Transamerica Financial Advisors in Louisville, KY, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He is president of Spainhour Insurance Group, Inc., which primarily sells health insurance products, and is involved in several insurance agencies, including Commonwealth Insurance Service and TNTS Insurance Services. Spainhour also teaches financial education courses at the Heartland Institute of Financial Education. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individual investors, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers, delivering services through multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Angela Mccart is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 credentials and has 36 years of industry experience. She has held various roles in media, marketing, and operational management at firms including WealthWave Media, Heart Media, and Netlaw. Her activities include assisting in the creation and editing of financial literacy education and marketing materials. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and businesses. The firm utilizes model portfolios and third-party managers for portfolio implementation and offers multiple program platforms such as Transamerica ONE and the TFA365 Advisory Program.

Michael Holm is a financial advisor at Transamerica Financial Advisors with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms including World Financial Group and various consulting and business ventures. Outside of his advisory role, Holm is involved in consulting on business systems and operations, as well as managing a ranch in southern Utah that is being developed for horse facilities and alfalfa production. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s investment approach primarily utilizes model portfolios and third-party managers, with a focus on integrated retirement plan solutions and affiliated mutual funds and insurance products.

Jeffrey Anderson is a financial advisor at Transamerica Financial Advisors with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica since 2012. Outside of his advisory role, he is involved in estate planning services through LSPN Pro, LLC, and sells health insurance. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with a range of fee-based wrap programs, model portfolios, and access to third-party money managers.

William Hutchinson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Transamerica since 2012 and also has work history with Jackson Hewitt Tax Services and Code 4 Security. Outside of finance, he works as a laborer at Farview Farms, involved in custom and retail meat processing. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver advisory services through a large network of advisors and multiple program platforms.

Veronica Gauthier is a financial advisor with Transamerica Financial Advisors in Riverside, CA, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. She has worked with Transamerica Financial Advisors since 2016 and is involved with Team Tenacity, serving as treasurer, secretary, and director of the related S corporation. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Paul Engelbert is a financial advisor with Transamerica Financial Advisors in Colorado Springs, CO, holding Series 63, 65, and 66 licenses and six years of industry experience. His background includes roles at companies such as LSPN Pro LLC, Cyberscience Corporation, IBM, World Financial Group, and CA Technologies. Outside of his advisory work, he serves as a Global Professional Services Director at Cyberscience Corporation, managing consulting and support resources across multiple countries. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services with access to proprietary and third-party model portfolios and provides both discretionary and non-discretionary investment management options.

Nicholas Tsakon is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Pruco Securities, LLC for 14 years before joining Transamerica Financial Advisors and World Financial Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, with a range of discretionary and non-discretionary investment programs.

Kanwar Takhtar is a financial advisor at Transamerica Financial Advisors based in New York, NY. Holding Series 63 and Series 65 licenses, he has been with Transamerica since 2026. His prior experience includes roles at Northwell Health, Wfgia, Altera Digital Health, and Allscripts Managed Services LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services with proprietary and third-party model portfolios, providing both discretionary and non-discretionary investment options.

Ginnie Chen is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and having nine years of industry experience. She is also a practicing dentist and owner of a dental office, Ginnie I. Chen, DDS, which she has operated since 2001. Her background includes roles at Dream Builder Financial and World Financial Group, along with managing a piece of undeveloped land inherited from her mother. Transamerica Financial Advisors serves a diverse client base including individuals, plans, trusts, and corporations, offering both advisory and broker-dealer services with proprietary and third-party investment programs and a range of discretionary and non-discretionary portfolio options.