Maria Torrent Caldas is a CFA® charterholder and holds the Series 66 license, with four years of industry experience. She has worked at UBS Financial Services since 2021 and previously spent five years at Zurich Insurance Group. Based in Weehawken, NJ, she currently serves clients through UBS Financial Services. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Yasha Maylamyan is a financial advisor at UBS Financial Services with a Series 66 designation and experience in the financial industry beginning in 2025. Prior to joining UBS, Yasha worked at U.S. Bank N.A. and has held roles in various sectors including banking and retail in Armenia and the United States. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Paola Leal Cervantes is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and previously worked at Via Capital and Banana Republic. Paola’s background also includes roles in healthcare and education. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using model-based asset allocations and research from its Chief Investment Office and global resources to tailor client plans. The firm combines institutional trading capabilities with wealth management services across a broad platform.

David Creasey is a financial advisor with UBS Financial Services who holds Series 63 and Series 66 licenses and has 24 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he serves on the board and executive committee of The Alley Theatre in Houston, where he also chairs the Education and Community Engagement Committee and participates on the Finance and Audit Committees. Additionally, he is a board member of the Sam Houston Area Council Boy Scouts of America and serves on its Investment Committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor client plans.

Veronica Salazar is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 16 years of industry experience. She has worked previously at HSBC Bank (USA) N.A. for seven years and has had two separate tenures with UBS Financial Services since 2017. Outside of advising, she is a proprietor and owner involved in the management of a security systems distribution company serving Latin America and a tanning salon business in Miami Dade. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and research-driven portfolio management tailored to client goals.

Frank Ruggiano is a financial advisor with UBS Financial Services in Philadelphia, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC, JPMorgan Securities, LLC, JPMorgan Chase Bank, N.A., GMH Capital Partners, and Marcus and Millichap. He serves as treasurer for the Pennsylvania Bipartisan Climate Initiative, a nonprofit focused on public education around environmental rights and carbon emissions reduction. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and providing access to proprietary research and a range of investment products.

Xiao Chun Yu is a financial advisor with UBS Financial Services in Pasadena, CA, holding a Series 66 designation and bringing 25 years of industry experience. She has been with UBS Financial Services since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans to client goals and risk tolerances.

Kathleen Shane is a financial advisor with UBS Financial Services in Bangor, ME, holding a Series 66 designation and four years of industry experience. She has worked at UBS since 2018 and previously held positions at Epstein Commercial Real Estate and Downeast Toyota. Shane serves on the governance committee of the Literacy Volunteers of Bangor. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolios. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Alexandre Zilkha is a financial advisor with UBS Financial Services in New York, NY, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Blanc et Rouge, Zilkha Investments, and Boyar Value Group. Outside of finance, he has experience in the restaurant industry as part of Lil' Birdie Restaurant. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations. The firm combines wealth management with institutional trading capabilities and offers additional services such as custody, underwriting, and securities-backed lending.

Crystal Maxwell is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and 22 years of industry experience. She has been with UBS since 2003. Outside of her advisory role, she serves as an officer of The Trinity Charitable Foundation, which donates to other charitable organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to address a broad range of client needs.

Angel Valle Rangel is a financial advisor at UBS Financial Services with 25 years of industry experience. He has held positions at UBS since 2011 and previously worked at Citigroup Global Markets and Citicorp Investment Services. He serves as a protector on committees of protectors for multiple personal holding companies related to trust funds. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Joshua Lovit is a financial advisor at UBS Financial Services with a Series 66 designation. He has previously worked at Everest Reinsurance and holds experience from various roles including time at Dickinson College. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets solutions.

Michael Haskell is a financial advisor with UBS Financial Services in New York, NY, holding a Series 66 designation and 26 years of industry experience. He has been with UBS Financial Services Inc. since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Jeffrey Reynolds is a financial advisor at UBS Financial Services with 33 years of industry experience. He has previously worked at Morgan Stanley and Morgan Stanley Private Bank for 18 years before joining UBS in 2024. Outside of his advisory role, he is a co-owner of a pool and spa cleaning business and serves as a council member at the University of South Florida College of Business, providing input on academic curriculum and student programs. He is also involved with the Brandon Rotary Club charity. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Geoffrey Mann is a financial advisor with UBS Financial Services in Westfield, NJ, holding Series 63 and Series 65 licenses and 39 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Clayton Gilcrease is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with UBS since 2000. Outside of his advisory role, he is a partner in Emjade, LLC, a holding entity for personal investments. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to client goals.

Jacqueline Atherden is a financial advisor at UBS Financial Services with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at UBS since 2019. Prior to UBS, she was employed at E.K. Riley Investments and J.P. Morgan Chase Bank and J.P. Morgan Securities. Outside of her advisory work, she is involved in dog walking services through Rover. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides access to proprietary research, capital markets services, and affiliated lending programs.

Olga Zapolska is a financial advisor with UBS Financial Services in Tyler, Texas, holding a Series 66 designation and four years of industry experience. Prior to joining UBS in 2019, she worked at The University of Texas at Tyler Soules College of Business and spent a decade in the real estate sector. She serves as treasurer and board member for CARE Christ-Centered, a nonprofit focused on supporting lives affected by abortion and community education. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. Its advisors use proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Peter Read III is a financial advisor with UBS Financial Services in New York, NY. He holds a Series 66 designation and has one year of industry experience. Prior to joining UBS in 2022, he worked at Johnson & Johnson and has experience with Dune and Salt, Fairfield University, Style Rocket, and Christian Brothers Academy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a range of capital markets and research resources.

Jarrett Brant is a financial advisor at UBS Financial Services with four years of industry experience. Prior to joining UBS in 2026, he worked at Wells Fargo for four years and served seven years in the United States Marine Corps. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, offering financial planning, portfolio management, and access to alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor investment strategies to clients’ goals and risk tolerances.