Craig Adams is a CFP® professional with 22 years of experience in the financial services industry. He is currently associated with United Planners Financial Services of America and also serves as president and co-founder of Central Jersey Professional Partners, a business development and networking organization. His prior experience includes roles at CMA Wealth Management, Grove Point Advisors, Bordentown Letip, and H. Beck, Inc. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based financial planning, portfolio management, and brokerage solutions through its network of 477 independent advisors.

Joseph Feichtel is a CFP® professional affiliated with United Planners' Financial Services of America, with 34 years of industry experience. He has been with United Planners since 2013 and owns JMF Financial Services, LLC, a tax preparation and accounting firm. In addition to his advisory work, he operates a non-variable insurance business. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm employs independent Investment Adviser Representatives and uses a combination of custodians, third-party managers, and platform programs to deliver predominantly non-discretionary advisory services.

Aaron Sevigny is a financial advisor with United Planners' Financial Services of America and holds the Series 66 designation. He has 23 years of industry experience and has been associated with United Planners and Acadia Wealth Management since 2006. Outside of his advisory work, Sevigny serves on the finance committee of Gulfshore Playhouse, a regional professional theater in Naples, FL. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm utilizes both advisory and brokerage services through independent representatives and employs a mix of custodians, third-party managers, and platform programs to implement investment strategies.

Lawrence Lazar is a financial advisor with United Planners Financial Services of America and holds a Series 66 credential. He has 28 years of industry experience, including prior roles at Western International Securities, Kovack Advisors, and Kovack Securities. He is also president and CEO of Lazar Financial, a marketing entity, and works as a realtor in Highland Park, IL. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through independent investment adviser representatives. The firm manages approximately $12.77 billion in assets and offers a combination of advisory and brokerage services with a focus on both discretionary and non-discretionary account management.

Albert Dagosto is a financial advisor with United Planners Financial Services of America, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 36 years of industry experience, including eleven years at Cambridge Investment Research Advisors and over two decades operating under his own name. Outside of advisory services, he is also a commissioned notary in Avon, CT. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based financial solutions through its network of independent advisors.

Jeffrey Fischer is a financial advisor with United Planners Financial Services of America and holds the ChFC® designation along with Series 63, 65, and 66 licenses. He has 18 years of industry experience with prior roles at Morgan Stanley, Strategic Financial Associates, and NYLife Securities. Fischer also operates Fischer Financial Services, Inc. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and estates. The firm delivers advisory and brokerage services through independent representatives and employs a primarily non-discretionary asset management approach.

Tyson Sterling is a financial advisor with United Planners Financial Services of America, holding Series 65 and Series 66 credentials and 24 years of industry experience. He has been with United Planners since 2010 and also operates as an independent insurance agent specializing in non-variable insurance. Sterling served with the Arizona Interscholastic Association for 14 years and is involved with Jaimee Rose Style LLC, a defined benefit pension plan employer. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform utilizing multiple custodians and third-party money managers.

Dasha Kwakenat is a financial advisor with United Planners' Financial Services of America and has 12 years of industry experience. Her prior firms include Grove Point Advisors, LLC and H. Beck Inc. She is also CEO of Wippman & Associates and has been an insurance agent since 2009. United Planners Financial Services is a national wealth-management enterprise serving a broad client base including individuals, retirement plans, corporations, trusts, and institutional clients. The firm offers advisory and brokerage services through independent representatives and employs a mix of custodians and third-party managers to deliver client-directed investment strategies.

Michael Brahmer is a CFP® with 21 years of industry experience, currently associated with United Planners' Financial Services of America as a Limited Partner. He has held roles at Decades Financial, LLC and Bernicke Wealth Management, Ltd., among others. Outside of his advisory work, he is involved with Decades Financial, LLC, which provides tax advice, and holds a license as a non-variable insurance agent. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm delivers advisory and brokerage services through independent representatives and utilizes a combination of custodians and third-party managers to implement investment strategies, with a significant portion of assets managed on a non-discretionary basis.

Kenneth Bowers is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 licenses. He has 35 years of industry experience, including prior roles at Gradient Securities LLC, Cetera Advisor Networks LLC, and his own firm, Kenneth L Bowers. He is also involved in consulting services as a Certified Exit Planning Advisor. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform supporting multiple custodians and money managers, offering both fee-based and commission-based options through a network of 477 independent advisors.

Victor Guadiana is a financial advisor with United Planners Financial Services of America, holding a Series 66 designation and having 10 years of industry experience. His prior work includes roles at Cetera and Avantax, with additional time at Institutional Securities Corp. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, and institutional clients. The firm offers both advisory and brokerage services through independent representatives and employs a mix of custodians and third-party managers, with a notable emphasis on non-discretionary account management.

Richard Todd is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 credentials. He has 18 years of industry experience and operates Richard S Todd Inc., a business entity used for non-investment-related purposes. He has also been associated with Oregon Pacific Financial Advisors, Inc. since 2008. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients such as sovereign wealth funds and banks. The firm operates as both a registered investment adviser and broker-dealer, utilizing an open-architecture platform with multiple custodians and third-party money managers to provide a range of financial planning, portfolio management, and brokerage solutions.

Jonathan Ludwig is a financial advisor at United Planners Financial Services of America and holds a Series 65 credential. He has one year of advisory experience and previously worked at Accenture Federal Services as a Growth & Strategy Manager. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base, including individuals, retirement plans, corporations, and institutional clients. The firm delivers advisory and brokerage services through independent representatives and employs a combination of custodians, third-party managers, and platform programs to implement client strategies.

John Rhoads Jr. is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with United Planners since 2002 and also serves as president of Lifeline Estate Services Inc., a company focused on estate planning. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients such as sovereign wealth funds and banks. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors, operating an open-architecture platform with multiple custodians and third-party money managers.

Leah Waldrip is a financial advisor at United Planners' Financial Services of America with 23 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at LPL Financial, Raymond James & Associates, and a teaching position with VIP Kid. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, and institutional clients. The firm offers advisory and brokerage services through independent representatives and utilizes a variety of custodians and third-party managers to implement client strategies.

Allen Yee is a CFP® professional with 36 years of industry experience, currently with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA as a Limited Partner. He has previously worked at Cetera Investment Advisers LLC, First Allied Advisory Services, and Guidant Planning, Inc., where he also serves as President. In addition to his advisory work, Yee has been teaching and coaching at Pasadena Community College and Glendale Community College since 2000. United Planners Financial Services is a national wealth-management enterprise serving a broad client base including individuals, retirement plans, corporations, and institutional clients. The firm offers advisory and brokerage services through independent representatives and employs both discretionary and non-discretionary investment strategies.

Kirby Brown is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has worked with United Planners since 2019 and concurrently serves as president of Starr Investments, LLC, an insurance-related business in Spokane Valley, WA. Brown has been active in non-variable insurance production since 2009. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based options through its network of 477 independent advisors.

Michael Zurek is a financial advisor with United Planners' Financial Services of America and holds a Series 66 designation. He has seven years of industry experience and has held roles including Director of Client Relations at Nichols Financial Inc. Outside of his advisory work, he coordinates Financial Peace University in Brighton, MI, focusing on teaching and coaching. United Planners Financial Services serves a diverse client base, including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Raymond Duenas is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has held leadership roles including CEO and founder of Stewardship America Financial and Stewardship America Insurance LLC, and serves as trustee of The Duenas Family Living Trust. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform with multiple custodians and third-party money managers, and features a predominantly non-discretionary asset mix.

Brittney Deese is a financial advisor with United Planners' Financial Services of America, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at Northwestern Mutual Wealth Management Company and M Scott Henegar. She is based in Scottsdale, AZ. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform with multiple custodians and money managers, offering both fee-based and commission-based options through a network of 477 independent advisors.