Matthew Rzepka is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Valley Oak Investment Strategies LLC in Kalamazoo, MI. His prior experience includes roles at Kingswood Capital Partners, Financial Gravity Family Office Services, Forta Financial Group, and Cambridge Investment Research. Outside of advisory work, he is a part-owner of a Zoup franchise in Kalamazoo. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to a range of clients including business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning and uses customized plans that integrate model portfolios and third-party sub-advisers, maintaining ongoing portfolio oversight and discretionary authority for implementation.

Matthew Chlopek is a financial advisor at Valley Oak Investment Strategies LLC with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill and Fidelity Investments. He is also licensed as an insurance agent. Valley Oak Investment Strategies provides investment management, comprehensive financial planning, and consulting services primarily to business owners, families, and institutional retirement plans. The firm uses model portfolios, sub-advisers, and a model marketplace, and offers retirement plan consulting along with fiduciary services.

Emily Johnson is a financial advisor at Valley Oak Investment Strategies LLC with a Series 65 credential and one year of industry experience. Her prior work includes roles at Valley Oak Financial PLLC, APEX CPA's and Consultants, Hannis T Bourgeois, and William D Mercer, CPA. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to a diverse client base including business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning for business owners and utilizes third-party model portfolios and platforms such as the Altruist Model Marketplace to implement customized investment strategies.

Philip Kehoe is a financial advisor with Valley Oak Investment Strategies LLC, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at firms including Kingswood Capital Partners and Cambridge Investment Research. Outside of his advisory roles, he manages Kehoe Financial Services, a DBA business in Kalamazoo, MI. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to a diverse client base, including business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm integrates tax planning and uses third-party model portfolios and sub-advisers to implement customized strategies.