Robert Williams Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Vanguard in various capacities since 1995 and currently serves as Treasurer for the LUNAA AZ Chapter, a small university alumni group. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios with tax-aware and customization features.

Robert Castillo Espinal is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds a Series 66 designation and has worked at Vanguard Advisers and related Vanguard entities since 2019, following a year at Merrill Lynch. Prior to his financial services career, he was involved with several school boards and educational institutions. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with a large scale digital platform and manages portfolios constructed mainly from Vanguard funds and ETFs.

Sharnise Gadsden is a financial advisor at Vanguard Advisers with 13 years of industry experience. She holds the Series 63 and Series 65 designations and has been with The Vanguard Group, Inc. since 2013. Prior to that, she worked at Macy’s from 2012 to 2016. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Derik Semetti is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses. He has six years of industry experience, including prior roles at Mass Mutual Life Insurance Company and Northwestern Mutual. Semetti’s background also includes work in publishing and higher education. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and predominantly Vanguard funds and ETFs, offering a scalable digital platform supported by a large advisory team.

Jason Bailey is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Vanguard Marketing Corporation and The Vanguard Group since 2015. Prior to his current roles, he operated Baileys Total Home Care from 2010 to 2022. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and a team servicing model.

Wesley Gaines is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2023. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and personalized advisor support.

Jeremy Huberty is a Series 66-licensed financial advisor with Vanguard Advisers, based in Charlotte, NC. He has 22 years of industry experience, all spent with The Vanguard Group since 2004. Vanguard Advisers delivers both automated and human-supported investment advice, serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Dana Willard is a financial advisor at Vanguard Advisers with 16 years of industry experience. He holds Series 63 and Series 65 certifications. His career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc., all since 2010. Vanguard Advisers delivers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

James Adamus is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2015. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach employing proprietary models and primarily Vanguard funds and ETFs, managing a large client base through a digital platform complemented by a team servicing model.

Daniel Tauriello is a CFP® with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Malvern, PA. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior experience with LPL Financial and Private Advisor Group. Vanguard Advisers offers both automated and human-supported investment advice through digital and personal advisor services, focusing on retail investors and employer-sponsored retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models and largely Vanguard funds and ETFs to deliver scalable, customized portfolio solutions.

Anthony Berumen is a CFP® professional with 13 years of experience in the financial industry. He has been with The Vanguard Group, Inc. since 2013, serving at Vanguard Advisers in Scottsdale, AZ. Outside of his advisory role, he is the owner and landlord of a rental property business. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary models to tailor asset allocations and portfolio construction largely from Vanguard funds and ETFs.

James Parker is a CFP® with 23 years of industry experience, currently serving at Vanguard Advisers since 2002. He has worked exclusively with The Vanguard Group throughout his career. Outside of his advisory role, he has been involved in managing Parker & Sons Farm since 1990. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through digital delivery and a team servicing model, offering personalized portfolios primarily composed of Vanguard funds and ETFs with various tax-aware and customization features.

Jacob Tipoff is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at PFS Investments, Inc. and Primerica Financial Services. Outside of his advisory work, he has been involved with several community organizations, including multiple First United Methodist Church locations and the Frisco School of Music. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering various customization options and serving a large client base through its digital platform and team servicing model.

Daniel Knutson is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard and its affiliates since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary models to deliver personalized asset allocations primarily through Vanguard funds and ETFs.

John Hunter is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Charlotte, NC. He has been with Vanguard and its affiliates since 2025 and has prior experience in a variety of roles including educational and service positions. Outside of advisory work, he participated in the Linking Lives Study Abroad Program. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Jesse Billela is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 credentials and has worked at multiple firms including Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach combines goal-based, algorithm-driven strategies with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large-scale digital platform and a team servicing model.

Benjamin Howard is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at The Vanguard Group, Inc. since 2021. Outside of his advisory role, he works as an independent contractor providing massage therapy services at Colair Beauty Lounge and Med Spa. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily using Vanguard funds and ETFs, and serves a large client base through its digital platform and team servicing model.

Logan Kannes is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has eight years of industry experience. Prior to joining Vanguard in 2017, he worked at Northern Arizona University, Dick's Sporting Goods, and Rio Salado Community College. Vanguard Advisers offers automated and human-supported investment advice for retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, combining digital delivery with a large advisor team to manage a high volume of client relationships.

Richard Baker is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Hornor Townsend & Kent Inc and Penn Mutual Life Insurance. He has been with Vanguard Group since 2019. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach and constructs portfolios mainly from Vanguard funds and ETFs, offering customization options and tax-aware features.

Megan Sutula is a CFP® professional with nine years of industry experience, currently working at Vanguard Advisers since 2020. She has been associated with The Vanguard Group and its affiliated entities since 2017. Outside of her advisory role, she serves as an executor for an immediate family member’s estate. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, and serving a large client base through its digital platform and extensive advisory team.