George Ramsey is a financial advisor at Vanguard Advisers in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior roles include various positions at Vanguard affiliates and other companies, as well as entrepreneurial activities through 4 Ramesia, LLC. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Alexander Schinker is a CFP® certificant with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2011. Outside of his advisory role, he owns and manages a rental property in Lancaster, Pennsylvania. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Zachary Adam is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 and Series 63 designations. His prior work history includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., and Corvus Wealth Advisors. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining digital scale with personalized service.

Ethan Allen is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. He has been with The Vanguard Group since 2019 and previously worked at Edward Jones and Aramark Uniform Services. Outside of his advisory role, Ethan is involved in vehicle sales with CarMax. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Allen Losey is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2008. He was also involved with Math Smart, Inc. from 2005 to 2020. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios mainly composed of Vanguard funds and ETFs, supporting a large client base through its digital platform and advisory teams.

Jonathan Mascorro is a financial advisor with Vanguard Advisers in Plano, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Fidelity and various mortgage and financial services firms. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and offers a range of portfolios primarily composed of Vanguard funds and ETFs, with tax-aware strategies and customization options.

Jason Satterwhite is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with The Vanguard Group since 2000 and operated a photography and videography business from 2015 to 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through a digital platform and offers customized portfolios built primarily from Vanguard funds and ETFs.

Marc Bivona is a financial advisor at Vanguard Advisers with a Series 66 credential and three years of industry experience. He has held a teaching position in marketing at the University of Illinois Urbana-Champaign since 2022, instructing graduate students remotely. Prior to joining Vanguard, he worked at Randstad and Fortune Builders Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs, supported by a large team of advisors managing a high volume of client relationships.

Jacqueline Coyne is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and having 11 years of industry experience. She has worked at The Vanguard Group since 2016 and was previously employed at Bar Lucca from 2019 to 2021. Coyne is also affiliated with Villanova University since 2015. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach featuring personalized asset allocations, primarily composed of Vanguard funds and ETFs, and serves a large client base through a digitally enabled model.

Jack Chapel is a financial advisor with Vanguard Advisers, holding a Series 66 designation and six years of industry experience. He has worked at The Vanguard Group, Inc. since 2022 and previously was with Equitable Advisors, LLC from 2020 to 2022. Jack has held various roles since 2016, including time at the University of Arizona. Vanguard Advisers provides both automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, largely employing Vanguard funds and ETFs, and manages a large number of client relationships through its digital platform and extensive advisor team.

Jason Osborne is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Vanguard Advisers since 2018 and has worked in various roles within The Vanguard Group and its affiliates since 2007. Outside of his advisory work, he is involved in rental property investment as a landlord. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs with various tax-aware and customization features.

Marques Merriweather is a financial advisor at Vanguard Advisers with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Equitable Advisors, LLC and various positions in both corporate and educational settings. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary asset allocation models and primarily invests through Vanguard funds and ETFs.

Matthew Lorenz is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked at The Vanguard Group, Inc. since 2017 and spent one year at Avenue365 Lender Services prior to that. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base with a combination of digital platforms and advisor teams.

Clayborn Mcclinton Sr. is a financial advisor with Vanguard Advisers based in Plano, TX. He holds Series 63 and Series 65 licenses and has seven years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc. and Primerica Life Insurance Company. Outside of advisory work, he is involved in managing a trucking dispatch service and works as a delivery driver for grocery and household items. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, offering customization options including tax-aware strategies and ESG choices.

Jose Castillo Rivera is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations and has worked in various roles within Vanguard Affiliates since 2022. His earlier work experience includes positions at The Wilson Group, self-employment, and several food service businesses. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to construct personalized portfolios primarily from Vanguard funds and ETFs, supported by a large advisor team and digital delivery platform.

Mitchel Odiaka is a financial advisor with Vanguard Advisers holding Series 66 and Series 63 credentials and three years of industry experience. He has worked at several Vanguard affiliates since 2022 and serves as a Scrum Master for Neo 8 Energy Solutions, an energy solutions firm based in Abuja. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering scalable digital delivery and a range of customization options.

Amanda Dea is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked with various Vanguard entities since 2018. Prior to her time at Vanguard, she was employed at Gonzaga University from 2014 to 2018. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to personalize asset allocations, utilizing mostly Vanguard funds and ETFs along with a range of customization options.

Kara Connolly is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and four years of industry experience. She has worked at The Vanguard Group since 2022 and previously held roles at Charles Schwab and in other sectors including senior living and hospitality. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, combining digital delivery with a large advisory team.

Julie Virta is a CFP®, CFA®, and holds a Series 66 license with 26 years of industry experience. She has been with The Vanguard Group since 1999. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages hundreds of thousands of client relationships through a combination of digital platforms and advisor teams.

Kelly Duncan is a financial advisor at Vanguard Advisers with 13 years of industry experience. She holds the Series 63 and Series 66 securities licenses and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2015. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach utilizes proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.