Terry White is a financial advisor at Virtue Capital Management, LLC with 16 years of industry experience. He holds a Series 65 designation and has worked with firms including Blue Duck Wealth Management and Transamerica Financial Advisors. Outside of his advisory role, he is the organizer and principal agent of IMPACT WealthBuilder, LLC, which provides financial education workshops and planning for families and small business owners focused on life insurance and fixed index annuities. Virtue Capital Management, LLC is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm offers a range of services including portfolio management, financial planning, and sub-advisory support, employing a multi-team model and a mix of tactical, strategic, and dynamic investment approaches.

John Little IV is a financial advisor with Virtue Capital Management, LLC, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He previously worked at Horter Investment Management and operates two insurance-related businesses focused on fixed insurance products and management. Virtue Capital Management serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm customizes portfolios using tactical, strategic, and dynamic approaches and delivers advice through a multi-team model with ongoing monitoring, reporting, and client education.

Nick Dell'aquila is a financial advisor at Virtue Capital Management, LLC with 20 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Virtue Capital Management since 2019. Prior to that, he was employed at Horter Investment Management LLC and Equity Services, Inc., and he is also president of Dell'Aquila Financial, Inc., an insurance sales business he has operated since 2011. Virtue Capital Management is a registered investment adviser that serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm employs a multi-team model offering discretionary and non-discretionary portfolio management, financial planning, and consulting, utilizing tactical, strategic, and dynamic investment approaches.

Brandon Dillard is a financial advisor with Virtue Capital Management, LLC, holding a Series 65 designation and over 10 years of industry experience. He has been with Virtue Capital Management since 2015 and is also self-employed as an insurance provider specializing in life, annuities, long-term care, and Medicare supplement products. Outside of finance, he owns a livestock business and serves on the board of Fellowship Christian Athletes, assisting with event and workshop planning for student athletes. Virtue Capital Management serves a range of clients including individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm customizes portfolios based on client goals and risk tolerance using tactical, strategic, and dynamic approaches, supported by an investment committee that conducts due diligence on third-party managers and model strategies.

Michael Morera is a financial advisor with Virtue Capital Management, LLC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Virtue Capital since 2015 and previously was with Regal Advisory Services, Inc. from 2007 to 2015. Outside of advisory work, Morera is the owner of Beach Cities Tax Service and teaches financial literacy at Financial Education Jr Business School. Virtue Capital Management serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm customizes portfolios using tactical, strategic, and dynamic approaches, supported by an investment committee, and operates a multi-team model of investment adviser representatives and independent partners.

Enrico Tolson is a financial advisor at Virtue Capital Management, LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at Merrill, The Financial Architects, Lincoln Financial Group, and other firms. Outside of advisory roles, Tolson has experience as an independent insurance agent. Virtue Capital Management, LLC is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm customizes portfolios using tactical, strategic, and dynamic approaches, and delivers advice through a multi-team model with ongoing monitoring, reporting, and client education.

Nancy Bartolameolli is a financial advisor at Virtue Capital Management, LLC with 16 years of industry experience. She holds a Series 65 designation and has previously worked at Retirement Wealth Advisors, Motiv8 Investments LLC, and Woodcrest Financial Group. Bartolameolli is also the owner of Woodcrest Financial Group, where she is involved in insurance sales and investment advisory services. Virtue Capital Management serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers portfolio management, financial planning, third-party manager due diligence, sub-advisory services, and ERISA/qualified plan support, using tactical, strategic, and dynamic investment approaches through a multi-team model.

Mark Scott is a CFP® with 16 years of industry experience currently serving at Virtue Capital Management, LLC. He has held roles at firms including Wealth Guidance, LLC, Horter Investment Management, and Variable Investment Advisors. Scott is also the owner and president of Scott Financial Group DBA Ohio Pension Advisors, where he is involved in insurance sales and financial planning. Virtue Capital Management, LLC is a federally registered investment adviser that serves individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, utilizing a multi-team model and a combination of tactical, strategic, and dynamic investment approaches.

Thomas Davis IV is a financial advisor with Virtue Capital Management, LLC, holding a Series 66 designation and 14 years of industry experience. He has worked at Virtue Capital Management since 2019 and is also president of Designed Income Advisory, LLC, a firm focused on sales of insurance and insurance-based investment products. His prior roles include positions at Horter Investment Management, The Davis Insurance Agency, Aura Asset Management, and Ameriprise. Virtue Capital Management is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers portfolio management, financial planning, consulting, and sub-advisory services, employing a multi-team model and a mix of tactical, strategic, and dynamic investment approaches.

Robert King Jr. is a financial advisor with Virtue Capital Management, LLC, holding a Series 63 designation and 10 years of industry experience. He previously worked at Horter Investment Management and Cornerstone Asset Management Services, Inc. In addition to his advisory role, King is the principal owner of King Insurance and Financial Services, which provides insurance and financial services including college and retirement planning. Virtue Capital Management serves individuals, trusts, estates, charitable organizations, corporations, retirement plans, and other advisers with customized portfolio management and financial planning. The firm employs a multi-team model combining tactical, strategic, and dynamic investment approaches and offers third-party manager due diligence and client education programs.

Lloyd Kull Jr. is a ChFC® with 12 years of industry experience, currently serving as an advisor at Virtue Capital Management, LLC since 2019. Prior to joining Virtue Capital Management, he worked at Horter Investment Management, LLC from 2013 to 2019. Virtue Capital Management, LLC is a federally registered investment adviser that serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm uses a mix of tactical, strategic, and dynamic investment approaches and operates a multi-team model to provide portfolio management, financial planning, and consulting services.

Gerald Robillard is a financial advisor with Virtue Capital Management, LLC, holding a Series 63 designation and 19 years of industry experience. He has worked at Virtue Capital Management since 2020 and previously held roles at Cutter Financial Group LLC and Precision Capital Management. He is also president of GJR Financial, Inc., an insurance and advisory business. Virtue Capital Management, LLC is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers portfolio management, financial planning, and consulting services using a mix of tactical, strategic, and dynamic investment approaches through a multi-team model.

Hugh Stallworth is a financial advisor at Virtue Capital Management, LLC with 13 years of industry experience. He holds a Series 65 designation and previously worked at Retirement Wealth Advisors before joining Virtue Capital Management in 2020. Outside of advisory services, Stallworth is also the owner and agent of Insurance Brokerage Services, DBA Retirement Design Solutions, where he is involved in annuity and life insurance sales. Virtue Capital Management is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm customizes portfolios using tactical, strategic, and dynamic approaches and operates through a multi-team model providing portfolio management, financial planning, and sub-advisory services.

Jeremy Rettich is a financial advisor with Virtue Capital Management, LLC and holds Series 63 and Series 65 licenses. He has 20 years of industry experience and serves as Chief Executive Officer of Virtue Capital Management, as well as President of Virtue Advisors, an insurance marketing organization. Rettich is also involved in non-investment activities including membership in a firearms and ammunition sales business. Virtue Capital Management, LLC is a federally registered investment adviser that serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers portfolio management, financial planning, consulting, third-party manager due diligence, sub-advisory services, and ERISA/qualified plan support, utilizing a multi-team model and a combination of tactical, strategic, and dynamic investment approaches.

Christopher Stovall is a financial advisor with Virtue Capital Management, LLC in Scottsdale, AZ, holding a Series 65 credential and nine years of industry experience. Prior to joining Virtue in 2018, he worked at Horter Investment Management, LLC and has been involved with Secured Financial Solutions, LLC and Arizona's Insurance, LLC since 2016 and 2009, respectively. Outside of his advisory roles, he owns and operates Christopher Creek General Store, LLC, a non-investment-related business. Virtue Capital Management, LLC is a federally registered investment adviser that serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers a variety of portfolio management and financial planning services, employing tactical, strategic, and dynamic investment approaches through a multi-team model of advisers and partner representatives.

Victoria Taylor is a financial advisor with Virtue Capital Management, LLC in Fort Myers, FL, holding Series 63 and Series 65 licenses and 12 years of industry experience. She previously worked at Horter Investment Management, LLC for five years and has been president of Taylor Enterprises of SW FL, DBA Premier Financial Group, since 2005, where she offers and sells annuities, life insurance, long-term care, and Medicare supplements. Virtue Capital Management, LLC serves a diverse client base including individuals, trusts, estates, and charitable organizations, providing customized portfolio management, financial planning, and consulting through a multi-team model. The firm employs a mix of tactical, strategic, and dynamic investment approaches and conducts due diligence on third-party managers and model strategies.

Robert Zeiner is a ChFC® with 43 years of industry experience, currently serving as an advisor at Virtue Capital Management, LLC since 2019. His prior roles include positions at Stratton and Co. Retirement Investment Strategies, Tlg Advisors, Inc., The Leaders Group Inc., SPC, and Principal Financial Services. Outside of his advisory work, he is involved as a sales owner in an insurance business. Virtue Capital Management, LLC is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers customized portfolio management and financial planning through a multi-team model, combining tactical, strategic, and dynamic investment approaches with due diligence on third-party managers and model strategies.

William Brooks is a financial advisor with Virtue Capital Management, LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He previously worked at Secure Investment Management, LLC and Horter Investment Management, LLC. Outside of his advisory role, he is an owner of Axe the Tax Services, LLC, which provides tax preparation advice, and he serves as an educator for the Association of Financial Consultants, a nonprofit organization that hosts educational events. Virtue Capital Management, LLC serves individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans, offering portfolio management, financial planning, and consulting services. The firm employs a multi-team model and combines tactical, strategic, and dynamic investment approaches with thorough due diligence of third-party managers.

Tim Johnson is a financial advisor at Virtue Capital Management, LLC with 10 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Virtue Capital Management in 2019, he worked at USA Financial Securities from 2016 to 2019 and has been president and owner of Tim Johnson & Associates, an insurance and annuity sales business, since 1985. Virtue Capital Management serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm employs a multi-team model and combines tactical, strategic, and dynamic investment approaches, alongside third-party manager due diligence and sub-advisory services.

Jay Millard is a financial advisor at Virtue Capital Management, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Virtue since 2018. Prior to that, he was with Horter Investment Management and has led Oak Hill Financial Group, Inc. / Millard Advisors since 2001. Outside of advising, he serves as a director for several nonprofit organizations, including charities and a sober living facility. Virtue Capital Management, LLC is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm offers customized portfolio management and financial planning using tactical, strategic, and dynamic approaches, supported by an investment committee and a multi-team advisory model.