Erik Johnson is an investment adviser representative at Virtue Capital Management, LLC with eight years of industry experience. He holds Series 63 and Series 65 designations and has worked with several firms including Primerica Financial Services and Lifemark Securities Corp. In addition to his advisory role, he is an independent insurance agent and has a role as director of sales and operations at Infinite Insurance & Financial Services. Virtue Capital Management, LLC serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans with customized portfolio management, financial planning, and consulting services. The firm employs a multi-team model and integrates tactical, strategic, and dynamic investment approaches, supported by due diligence from an investment committee.

Jess Hinton is a financial advisor with Virtue Capital Management, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at IP Financial Advisory Services LLC, Innovation Partners LLC, and First Heartland Capital Inc. He is also an officer of Southeast Insurance & Financial Group Inc., involved in insurance and fixed products. Virtue Capital Management serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers by providing portfolio management, financial planning, third-party manager due diligence, sub-advisory, and ERISA/qualified plan support. The firm uses a combination of tactical, strategic, and dynamic investment approaches and delivers advice through a multi-team model that includes investment adviser representatives and independent partners.

Matthew Kennedy is a financial advisor with Virtue Capital Management, LLC in Murfreesboro, TN, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has worked at Virtue Capital Management and Impact Holdings, LLC since 2020, with prior experience at First Heartland Capital Inc and as a self-employed professional. Outside of advisory work, he founded Impact Holdings, which provides practice management coaching for dentists, and he is involved in coaching insurance advisors and insurance sales through his own firms. Virtue Capital Management, LLC serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers, offering portfolio management, financial planning, consulting, and third-party due diligence. The firm customizes portfolios using tactical, strategic, and dynamic approaches and operates through a multi-team model with a distinctive structure that includes dual registration and affiliated businesses providing a range of investment and insurance services.

David Yeh is a financial advisor at Virtue Capital Management, LLC with 11 years of industry experience. He holds a Series 65 designation and has a background that includes roles at Premier Radiology Services LLC, Praetorian Archimedes Fund, L.P., and Wealthy Doctor Institute LLC. Outside of advising, he participates in Physician Growth Catalysts LLC, a group that coaches physician entrepreneurs. Virtue Capital Management, LLC is a registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm uses a multi-team model to provide customized portfolio management and financial planning through tactical, strategic, and dynamic investment approaches.

Brent Peterson is a financial advisor with Virtue Capital Management, LLC, holding a Series 66 designation and over 20 years of industry experience. He has worked at Virtue Capital Management and Interstate Wealth, LLC since 2017 and previously spent 11 years with USA Financial Securities Corporation and Momentum Financial. Outside of his advisory role, he is involved in sales of fixed life, annuities, long-term care products, and also sells gold and silver. Virtue Capital Management, LLC serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm customizes portfolios using tactical, strategic, and dynamic investment approaches, supported by an investment committee, and offers financial planning, portfolio management, and sub-advisory services through a multi-team model.

James Chu is a financial advisor at Virtue Capital Management, LLC with nine years of industry experience. He holds a Series 66 designation and has previously worked at Transamerica Financial Advisors, Inc., Waddell & Reed, World Financial Group, Inc., and operated Wonderland Design Inc. for over two decades. Virtue Capital Management, LLC is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm employs a multi-team model to deliver customized portfolio management, financial planning, and consulting services, utilizing tactical, strategic, and dynamic investment approaches.

Priscila Ferngren is a financial advisor at Virtue Capital Management, LLC with one year of industry experience. She holds a Series 65 designation and has prior experience at XEXIS Private Wealth LLC. Outside of advising, she is the owner of PRI Cosentino LLC, works as an emotional intelligence and life coach, and is an author of a book on financial education and behavioral finance titled *The New Rules of Money*. Virtue Capital Management serves a diverse client base including individuals, trusts, estates, and organizations, offering portfolio management, financial planning, and consulting services. The firm employs a multi-team model and combines tactical, strategic, and dynamic investment approaches, supported by due diligence from an investment committee.

Catherine Mendoza is a financial advisor at Virtue Capital Management, LLC with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Horter Investment Management, LLC. Outside of her advisory role, she owns and operates a financial accounting and bookkeeping business and serves as director of a company that connects small business owners with capital lenders. Virtue Capital Management, LLC is a multi-team registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm employs a mix of tactical, strategic, and dynamic investment approaches and offers portfolio management, financial planning, third-party due diligence, and sub-advisory services.