Omar Esparza is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with VOYA Financial Advisors since 2014. VOYA Financial Advisors, Inc. serves a broad range of individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, wrap programs, third-party money manager access, and plan-sponsor consulting, with a focus on recommendation-based, non-discretionary client relationships.

Marcus Kincaid is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and over 27 years of industry experience. He has been with VOYA since 2014. Outside of his advisory role, Kincaid serves on the board of directors for the Winston County Medical Foundation and provides broadcasting updates for high school football games. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and consulting through various program structures, primarily providing non-discretionary recommendations.

Corey Ward is a Certified Financial Planner (CFP®) with 17 years of industry experience. He is currently affiliated with Voya Financial Advisors, Inc. in Tampa, FL and has held prior roles at firms including Impact Partnership Wealth, Market Guard, and Grow Financial Federal Credit Union. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors, offering services such as financial planning, portfolio management, and plan-sponsor consulting. The firm provides advice primarily through non-discretionary arrangements and operates as both an SEC-registered investment adviser and broker-dealer.

Justin Howell is a Series 66-licensed advisor with Voya Financial Advisors, Inc. in Jackson, TN, bringing 20 years of industry experience. He has been with Voya Financial Advisors since 2015. Outside of his advisory role, he is also licensed as an independent insurance agent, focusing on the sales of fixed insurance products. Voya Financial Advisors serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, corporations, and high-net-worth clients. The firm offers a range of services such as financial planning, portfolio management, third-party money manager access, and plan-sponsor consulting, primarily through non-discretionary, recommendation-based relationships.

Alberto Villarreal is a financial advisor at VOYA Financial Advisors, Inc. with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with VOYA since 2014. Outside of his advisory role, Villarreal is a licensed independent insurance agent and serves as a notary. VOYA Financial Advisors, Inc. serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, corporations, and high-net-worth clients. The firm offers financial planning, portfolio management, and consulting through multiple program structures, primarily focusing on non-discretionary, recommendation-based advice.

Stephan Coles is a financial advisor with VOYA Financial Advisors, Inc., holding a Series 63 designation and 44 years of industry experience. He has been with VOYA Financial Advisors since 2014 and has also worked at Charles W Cammack Associates, Inc. since 1981. Additionally, he operates as an independent insurance agent, selling fixed annuities and life insurance products. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, wrap programs, third-party money manager access, and plan-sponsor consulting through multiple program structures with an emphasis on non-discretionary, recommendation-based advice.

David Nathanson is a financial advisor with VOYA Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 43 years of industry experience. Nathanson has been with VOYA Financial Advisors since 2014. Outside of his advisory role, he is an independent insurance agent specializing in the sale of fixed insurance products. VOYA Financial Advisors serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers a range of financial services, including planning, portfolio management, wrap programs, and third-party money manager access, typically delivering non-discretionary recommendations.

John Dubeansky Jr. is a financial advisor with Voya Financial Advisors, Inc. in Houston, TX, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He also serves as President and CEO of TJD & Associates and has a role with Medicare Back Office, assisting clients with Medicare decisions. Outside of finance, he is involved with the Leander Youth Baseball & Softball Alliance as Sponsorship Lead and Commissioner. Voya Financial Advisors, Inc. serves a broad mix of individual and institutional clients, offering services including financial planning, portfolio management, and retirement plan consulting. The firm provides advice primarily through recommendation-based, non-discretionary arrangements and operates multiple affiliated programs and revenue-sharing relationships.

Jack Patalano is a financial advisor with VOYA Financial Advisors, Inc. based in Boston, MA. He holds Series 65 and Series 63 licenses and has one year of industry experience. His prior roles include positions at Fidelity Investments and involvement in local community activities such as a city council campaign and work with Newport Hospital, as well as experience in the restaurant industry. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional investors, offering financial planning, portfolio management, and retirement plan consulting. The firm provides advice primarily through non-discretionary arrangements and operates as both an SEC-registered investment adviser and broker-dealer, offering multiple program structures and affiliated services.

Zeke Hall is a financial advisor at Voya Financial Advisors, Inc. with 12 years of industry experience. He holds a Series 66 designation and has worked at Voya since 2020. Prior to that, he was employed by Financial Benefits Services Corp and Raymond James Financial Services for five years. Hall is also active as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers financial planning, portfolio management, and consulting services through multiple program structures, emphasizing recommendation-based advice with a significant portion of assets managed on a non-discretionary basis.

Andrew Shull is a financial advisor with VOYA Financial Advisors, Inc. in Melville, NY, holding a Series 63 designation and 18 years of industry experience. He has been with VOYA since 2014. Outside of his advisory role, Shull coaches youth baseball teams for children ages 4 to 10. VOYA Financial Advisors serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering services such as financial planning, portfolio management, and consulting. The firm provides advice primarily through non-discretionary programs and maintains a dual registration as both an SEC-registered investment adviser and a broker-dealer.

Harold Alvarado is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63, 65, and 66 licenses and has 22 years of industry experience. His prior roles include positions at Transamerica Investors Securities Corporation, New York Life Insurance Company, Prudential Insurance Company of America, and E*Trade Capital Management. Voya Financial Advisors serves a diverse client base, including individual and institutional clients such as retirement plan sponsors, charitable organizations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and consulting services through various program structures, with a notable emphasis on non-discretionary, recommendation-based relationships.

Janice Parker is a financial advisor with Voya Financial Advisors, Inc. She holds Series 63 and Series 65 credentials and has 20 years of industry experience. Prior to joining Voya in 2025, she worked for ICMA Retirement Corporation for 11 years. Voya Financial Advisors serves a diverse client base, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and consulting services through a variety of program structures, emphasizing recommendation-based relationships over discretionary management.

Stephen Salmon Jr. is a financial advisor with Voya Financial Advisors, Inc. He holds a Series 66 designation and has five years of industry experience. Prior to joining Voya Financial in 2022, he held positions at Score Priority, Equitable Advisors, Aetna, and the University of Hartford. Voya Financial Advisors, Inc. serves a diverse range of clients including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and consulting services through multiple program structures, with a focus on non-discretionary advice.

Jon Paul Karpf is a financial advisor with VOYA Financial Advisors, Inc. in Boston, MA. He holds Series 65 and Series 63 licenses and has two years of industry experience. His prior work includes roles at LPL Financial and the University of Rhode Island. VOYA Financial Advisors serves a diverse range of individual and institutional clients, offering services such as financial planning, portfolio management, and plan-sponsor consulting. The firm provides advice primarily through non-discretionary programs, including Unified Managed Account wraps and third-party money manager access.

Melchor Martinez is a financial advisor at Voya Financial Advisors, Inc. with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and Axa Advisors prior to his current role. Martinez is based in Houston, TX. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers a variety of services including financial planning, portfolio management, wrap programs, and plan-sponsor consulting, delivering advice primarily through non-discretionary, recommendation-based relationships.

Christopher Sanchez is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. His prior work includes roles at Citizens Securities, Citizens Bank, Carrington Advisors, and TIAA. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides services including financial planning, portfolio management, wrap programs, and plan-sponsor consulting, primarily delivering advice through non-discretionary recommendation-based programs.

John Galloway is a financial advisor with VOYA Financial Advisors, Inc. in Houston, TX, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with VOYA since 2014. Outside of his advisory role, he is an independent insurance agent and serves as president of Galloway Kucera Financial, a financial planning and investment management firm. VOYA Financial Advisors serves a diverse client base, including individuals, retirement plan sponsors, charitable organizations, and corporations. The firm offers a variety of services such as financial planning, portfolio management, and plan-sponsor consulting, delivering advice primarily through non-discretionary, recommendation-based programs.

Elvis Phillips is a financial advisor at Voya Financial Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Morgan Stanley, Bank of America, and Citizens Bank. Voya Financial Advisors serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and plan-sponsor consulting through various program structures, with a significant focus on non-discretionary, recommendation-based advisory services.

Terri Kuizinas is a financial advisor with Voya Financial Advisors, Inc. She holds a Series 66 designation and has 13 years of industry experience. Prior to joining Voya, she worked at Pruco Securities, LLC, Prudential Insurance Company of America, and VALIC Financial Advisors, Inc. Outside of her advisory role, she owns a travel business called TooSweet Travel. Voya Financial Advisors, Inc. serves a diverse clientele including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and consulting through various program structures, emphasizing non-discretionary advice and maintaining dual registration as both an investment adviser and broker-dealer.