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Kelly A

ChFC®, Series 63, Series 65, Series 66

Oklahoma City, OK

VOYA Financial Advisors, Inc.

Kelly Atkinson is a financial advisor at Voya Financial Advisors, Inc. with 17 years of industry experience. She holds the ChFC® designation and securities licenses Series 63, Series 65, and Series 66. Her prior experience includes roles at Edward Jones and Arvest Bank. Voya Financial Advisors, Inc. serves a broad range of individual and institutional clients, offering services such as financial planning, portfolio management, and retirement plan consulting. The firm provides advisory services primarily through non-discretionary, recommendation-based programs and operates as both an SEC-registered investment adviser and a broker-dealer.

Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Wealth management General retirement planning Founder/Business Owner
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Adam M

Series 63

Utica, NY

VOYA Financial Advisors, Inc.

Adam Miller is a financial advisor at VOYA Financial Advisors, Inc. with 28 years of industry experience. He holds a Series 63 designation and has worked at Voya Financial and its affiliated firms since 2014. Outside of his advisory role, Miller is an independent insurance agent involved in the sale of fixed insurance products. VOYA Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and advisory programs with a focus on non-discretionary recommendations and operates both as an SEC-registered investment adviser and broker-dealer.

Retirement income strategy General retirement planning Business ownership considerations Founder/Business Owner Executive
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Gregory G

CFP®, Series 66

Albany, NY

VOYA Financial Advisors, Inc.

Gregory Gosier is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Voya Financial Advisors, Inc. since 2014. He holds the Series 66 designation and has ownership in Empire State Wealth Management LLC, a financial services firm, and operates as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base, including individuals, institutions, and high-net-worth individuals, offering financial planning, portfolio management, and retirement plan consulting through multiple program structures, typically providing recommendation-based financial advice rather than discretionary management.

Retirement income strategy General retirement planning Business ownership considerations Founder/Business Owner Executive
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John H

CFP®, Series 65, Series 63

Melville, NY

VOYA Financial Advisors, Inc.

John Harmatuk is a financial advisor with VOYA Financial Advisors, Inc. He holds the CFP® designation and Series 65 and Series 63 licenses, and has six years of industry experience. Prior to joining Voya in 2024, he worked at Decisional Wealth Advisors LLC and Pinnacle Investments, LLC, among other firms. Outside of advising, he co-founded a tax preparation business and works as a captive sales agent for Medicare Advantage plans, as well as an independent insurance agent marketing life and health insurance products. VOYA Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors and high-net-worth individuals, offering services such as financial planning, portfolio management, and plan-sponsor consulting. The firm provides advice primarily through non-discretionary program structures and operates both as an SEC-registered investment adviser and a broker-dealer.

Retirement income strategy General retirement planning Business ownership considerations Founder/Business Owner Executive
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