Jose Maria Bilbao Cunha Joia is a financial advisor with Walters Strategic Advisors, LLC, holding Series 63 and Series 65 designations and nine years of industry experience. He has previously worked at Raymond James & Associates, Inc and Rudd Asset Management. Outside of advisory services, he is a partner in an investment-related business focused on real estate. Walters Strategic Advisors provides investment management, retirement plan advisory, and financial planning services to individuals, trusts, charitable organizations, and businesses. The firm follows a modern portfolio theory and buy-and-hold investment approach, emphasizing diversified, passively managed mutual funds and ETFs, supported by Monte Carlo analysis and occasional third-party management.

Douglas Walters is a financial advisor at Walters Strategic Advisors, LLC with six years of industry experience. He holds a Series 65 credential and has managed Walters & Associates CPAs, an accounting and tax services firm he founded in 1999. Walters also serves as treasurer or vice president on several condominium association boards. Walters Strategic Advisors offers investment management, retirement plan advisory, and financial planning services to individuals, trusts, charitable organizations, and businesses. The firm employs a buy-and-hold investment approach based on modern portfolio theory, using diversified, passively managed mutual funds and ETFs along with fixed income strategies and occasionally third-party managers or model portfolios.