Christopher Jennings is a CFP® and holds a Series 66 license with seven years of experience in financial advising. He is currently with XYPN Sapphire and Bronx River Advisory and has previously worked at Wealthspire, Heron Wealth, IFC Personal Money Managers, among others. He is also commissioned as a New York State Notary Public in Westchester County. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm emphasizes a long-term, risk-based allocation approach using diversified portfolios and offers both discretionary and non-discretionary management, supported by a centralized infrastructure and innovative digital-asset management initiatives.

Kevin Kennedy is a CFP® professional with ten years of experience in financial services. He is currently affiliated with XYPN Sapphire and previously worked with Fidelity Investments in various capacities over a ten-year period. Outside of his advisory work, he is the owner of a short-term rental property in Greensboro, North Carolina. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm emphasizes a long-term, risk-based investment approach and supports affiliated advisors through centralized back-office and compliance services.

Scott Malbasa is a Certified Financial Planner (CFP®) with 11 years of industry experience. He is currently with XYPN Sapphire and has previously worked at Adelphi LLC, XYPN Invest, Empirical Wealth Management, and Cordant, Inc. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach using diversified portfolios and offers both discretionary and non-discretionary management along with standalone and integrated financial planning.