Catalina Borrero is a financial advisor with First Citizens Investor Services, Inc. in New York, NY, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. Her prior roles include positions at Banco Santander International, Morgan Stanley Private Bank, JP Morgan Securities, and Citi. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including high-net-worth individuals, trusts, and pension plans. The firm combines IAR-led client assessments with risk- and outcomes-based asset allocation, discretionary management, and third-party managers, supported by technology-driven model portfolios and tax-aware strategies. As a wholly owned subsidiary of a banking institution, it offers integrated banking resources and operational relationships distinct from many independent RIAs.

Sapna Chudgar is a financial advisor at First Citizens Investor Services, Inc. She holds a Series 66 designation and has experience working at Morgan Stanley and Wilmington Trust Co. prior to joining her current firm. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, offering portfolio management through wrap programs and automated investing platforms, supported by its affiliation with a bank holding company.