Simon Weinstock is a financial advisor at Hornor, Townsend & Kent, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has worked with Penn Mutual and Star Lite Brokerage, where he has extensive experience in life insurance sales and management. Outside of advisory work, he serves as a court-appointed guardian for two adults and manages a family trust. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms. The firm integrates financial planning, consulting, and retirement plan services with a focus on client-directed implementation and oversight.

Shawn Cowls is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and over 21 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual since 2004. Outside of his advisory role, he serves as a board member for the Fund for Reunion Inc., providing portfolio review and rebalancing recommendations, and acts as vice president of his apartment building’s cooperative board. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing a significant portion of client assets on a non-discretionary basis.

Joseph Shalom is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Mass Mutual Investors Services and Penn Mutual Life Insurance Company. Outside of advisory work, he operates a travel agency where he assists clients in researching and booking hotel accommodations. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with a focus on client-directed implementation and oversight.

Steven Kramer is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has worked with Penn Mutual Life Insurance Co and Hornor Townsend & Kent since 2010. Outside of his advisory role, he provides consulting services on group health insurance and is a partner in Q6 Group, LLC, a financial services and insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Claire Gallagher is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and nine years of industry experience. She has been with Hornor, Townsend & Kent since 2016 and also maintains a role with Penn Mutual Life Insurance Company. Outside of her advisory work, she participates as an Emerging Leader Member in fundraising activities for the Children's Research Medical Foundation. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its client assets on a non-discretionary basis.

David Chabbott is a financial advisor at Hornor, Townsend & Kent, LLC with two years of experience in the industry. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Power Forward Group, Coperaco Coffee LLC, and a long tenure at Gillies Coffee Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement consulting. The firm operates both advisory and broker-dealer services, managing over $8 billion in discretionary assets through a network of advisers and third-party asset managers.

Anthony D'angelo is a financial advisor at Hornor, Townsend & Kent, LLC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Equitable Advisors and The Leaders Group Inc. Outside of his advisory role, he is involved in insurance brokerage and financial planning through his ownership of Aurelius Legacy Partners and serves on the advisory board of Asset-Map Holdings, Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and a client-directed, non-discretionary investment approach. The firm manages a majority of client assets on a non-discretionary basis and provides a range of financial planning and consulting services.

Amedeo Granata is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC. He has been with both Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2003. In addition to his advisory role, he operates a life insurance brokerage focused on the sales and service of life, health, disability, and long-term care insurance, as well as retirement planning. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a non-discretionary investment approach.

Evan Pollack is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and bringing eight years of industry experience. His career includes roles at Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and Trillium Management. Outside of his advisory work, he is the proprietor of A & E Machines LLC, a service business involved in purchasing heavy machinery for short-term rentals. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a non-discretionary investment approach and maintains dual registration as an SEC-registered investment adviser and broker-dealer.

Darrell Marques is a financial advisor at Hornor, Townsend & Kent, LLC with 26 years of industry experience. He holds the Series 66 designation and has worked at both Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2004. In addition to his advisory role, Marques is involved in multi-line insurance sales and portfolio construction for advisory accounts through his activities as an insurance agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

Robert Kaslander III is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and four years of industry experience. His career includes roles at Penn Mutual and MassMutual. Kaslander is also involved in life insurance brokerage and serves as a financial advisor with the Power Forward Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with a focus on client-directed implementation and non-discretionary management.

Robert Eichler is a CFP® with over 32 years of experience, currently serving at Hornor, Townsend & Kent, LLC since 1993. He holds Series 63 and has a background that includes long-term involvement with Penn Mutual Life Insurance. Eichler is active in financial education and industry organizations, serving as president of the board and faculty at the New York Center for Financial Studies and as a board member for FINSECA. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans through third-party asset manager platforms and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its assets on a non-discretionary basis.

Samuel Schiff is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 credential and over 15 years of industry experience. His career includes roles at Tritium Private Wealth Strategies and Momentum Advanced Planning LLC. He is also involved in life insurance brokerage and services multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services primarily through third-party asset manager platforms, with a focus on client-directed implementation and oversight rather than routine discretionary trading.

Jeffrey Weiner is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 license and bringing 42 years of industry experience. He has been associated with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent Inc since 2010. Outside of his advisory role, he founded a networking group for business owners and decision makers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset managers, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Stuart Appel is a financial advisor at Hornor, Townsend & Kent, LLC with 31 years of industry experience. He has been with Hornor, Townsend & Kent since 1993 and has held roles at Penn Mutual Life Insurance Co and Dicerbo PCP & Associates since 1981. Appel is also involved in multiple insurance brokerage activities, including life and disability insurance sales targeting the medical professional market. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Michael Dayan is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 designations and two years of industry experience. His prior roles include positions at Safra National Bank of New York, Real Essentials, Baruch College, Bank of America, and a decade at Yeshivah of Flatbush. Outside of advising, he is an assistant at an insurance brokerage focusing on Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset managers. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Ruvin Levavi is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and seven years of industry experience. He has worked with Hornor Townsend & Kent since 2017 and previously with Penn Mutual Life Insurance Company and New York Life Insurance Company. Outside of advisory work, he is an attorney providing estate planning, trust, and will drafting services, serves on the board of directors for Yeshivah of Flatbush, and is a partner in an athlete-focused apparel brand called WeThemOne. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory services delivered by third-party asset managers and financial planning. The firm emphasizes client-directed implementation and oversight with a primarily non-discretionary investment approach.

Charles Chomali is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and four years of industry experience. His career includes roles at Equitable Advisors and Penn Mutual Life Insurance Company, where he is also engaged in insurance brokerage activities. He has worked in various financial and sales positions and has a background that includes several years at Yeshiva University. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its client assets on a non-discretionary basis.

James Cooney is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 14 years of industry experience. He previously worked at METLIFE SECURITIES Inc before joining Hornor, Townsend & Kent and Penn Mutual Life Insurance Co in 2017. Outside of his advisory role, Cooney is involved in multiple insurance brokerage activities, including serving as an agent for several firms offering multi-line insurance products and life settlements. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Emma Hodges is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Hornor, Townsend & Kent since 1995. Outside of her advisory role, she serves as Vice-President and agent at Empire Wealth Strategies, where she is involved in insurance sales, recruiting, and training. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

David O Connell is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2010. Outside of his advisory role, he is involved in multi-line insurance brokerage through his positions as an agent with Empire Wealth Strategies and 1847Financial, focusing on life, health, disability, and long-term care insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

John Gurrieri is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC since 2015. He also holds roles in multiple insurance brokerages, including life, disability, and property/casualty insurance, operating several related businesses such as Empire Wealth Strategies and Black Belt Wealth Advisory. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing a majority of client assets on a non-discretionary basis.

Marie Tracy is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2011 and has been associated with Anthony M. Cicitta Jr., CPA, PC since 2005. Outside of her advisory role, she is involved in life insurance brokerage and serves as a registered sales assistant supporting investment and insurance client services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages the majority of its approximately $7.76 billion in client assets on a non-discretionary basis and offers a range of financial planning, consulting, and retirement plan services.

Christopher Devito is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2016 and previously at Worden Capital Management LLC. Devito is also active as an insurance agent, providing multi-line and life insurance brokerage services for multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing a significant portion of client assets on a non-discretionary basis.

Scott Francis is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His career includes roles at Penn Mutual Life Insurance Company, MetLife Securities, and several other financial firms. He serves as a member of the Hopatcong Board of Education. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Jeffrey Zavila is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include positions at Edward Jones and AIG Advisor Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight with a substantial portion of assets managed on a non-discretionary basis.

Zachary Rawlings is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at MassMutual Investors Services and Penn Mutual Life Insurance Company. Outside of his advisory work, he operates life insurance brokerages under Empire Wealth Strategies and Contego Advisors and serves as a fact checker for investment and insurance articles at Bottom Line Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and non-discretionary client-directed investment oversight.

Anthony Cicitta Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Hornor Townsend & Kent since 2011. His career background includes roles at Penn Mutual Life Insurance Company and ownership of a CPA firm providing tax and accounting services. He is also involved in life insurance brokerage and operates a wealth management business offering life insurance, annuities, and approved securities products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with a focus on client-directed implementation and non-discretionary management.

Paul Vignone is a financial advisor at Hornor, Townsend & Kent, LLC with 43 years of industry experience. He holds the ChFC® designation and has been with Hornor, Townsend & Kent since 1998. Additionally, he has been associated with Phoenix Home Life since 1995. Outside of his advisory role, Vignone is involved in multiple insurance brokerage activities and works as a literary agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm’s investment approach emphasizes client-directed implementation and oversight, primarily managing assets on a non-discretionary basis.

Thomas Riley is a financial advisor at Hornor, Townsend & Kent, LLC with 12 years of industry experience. He holds the Series 66 designation and has worked at several firms including Penn Mutual Life Insurance Company and Equity Services, Inc. Riley is also involved in multiple insurance brokerage ventures, serving as an agent and partner in various firms focused on life and property/casualty insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages significant client assets on a non-discretionary basis and provides a range of financial planning and retirement plan consulting services.

Sara Faitelson is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been with Hornor, Townsend & Kent since 2012 and also works with Penn Mutual Life Insurance Company. Outside of her advisory role, she owns a divorce consulting business focused on pre- and post-divorce financial planning and operates two life insurance brokerages. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset managers, financial planning, and retirement consulting. The firm emphasizes client-directed investment implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Edward Condura is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Hornor, Townsend & Kent since 1997. Outside of his advisory role, he is involved in insurance brokerage, operating businesses under the names Edward M. Condura and Condura Capital Advisors, providing insurance sales and services for multiple carriers including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory and consulting services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary management and employs a range of investment strategies including asset allocation, diversification, and fundamental and technical analysis.

Ronald Duswalt is a CFP® and ChFC® with 39 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC. He has been with the firm and Penn Mutual Life Insurance Company since 2003. Outside of his advisory role, Duswalt owns a life insurance brokerage and provides consulting on divorce and financial matters. He also serves as a board member and trustee for the Visiting Nurse Service and Hospice of Suffolk, Inc., and engages in lecturing on financial topics. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

William Oetker is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and bringing 20 years of industry experience. He has been associated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc since 2014. Outside of his advisory role, he is actively involved as an agent in life insurance sales for multiple carriers, including Penn Mutual Life. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and non-discretionary client-directed investment oversight. The firm operates with a focus on asset allocation, diversification, and both fundamental and technical analysis.

Robert Feiner is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and 24 years of industry experience. He has been with Hornor, Townsend & Kent since 2015 and has worked with Penn Mutual Life Insurance Company since 1990. Feiner is also involved in life insurance brokerage through his activities with The Feiner Group and Empire Wealth Strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight with a significant portion of assets managed on a non-discretionary basis.

Kristina Duswalt is a financial advisor at Hornor, Townsend & Kent, LLC with one year of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at The Walt Disney Company and Wealthspring Capital. Duswalt also assists with insurance sales and service, including Penn Mutual life products, through a brokerage role. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms and financial planning.

James Knox is a ChFC® credentialed financial advisor with 46 years of industry experience. He has been with Hornor, Townsend & Kent, LLC and Penn Mutual since 2004. In addition to his advisory role, he is involved in life insurance brokerage and sales through Empire Wealth Strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms and financial planning.

Joshua Baer is a CFP® and ChFC® with 14 years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC since 2018. His prior experience includes roles at Penn Mutual Life Insurance Co and TD Ameritrade. Baer is also involved in insurance brokerage through ownership of J13AM, LLC and activities with Stratus Associates, focusing on life insurance and financial planning. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory services delivered primarily on a non-discretionary basis. The firm offers financial planning, consulting, and retirement plan services through third-party asset manager platforms and emphasizes client-directed implementation and oversight.

Aaron Safier is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and METLIFE Securities Inc. Outside of his advisory work, he is an inventor pursuing a patent for a mechanical device. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms, financial planning, and consulting. The firm is dual-registered as an SEC-registered investment adviser and broker-dealer and is owned by 1847 Financial/Penn Mutual.

Michael Kane is a financial advisor at Hornor, Townsend & Kent, LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at MetLife Securities Inc. Kane is also CEO of multiple multi-line insurance brokerages and serves on the boards of an insurance company and a professional networking group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with an emphasis on client-directed implementation and oversight. The firm manages a majority of client assets on a non-discretionary basis and offers a range of financial planning and consulting services.